Compare Valencia, CA Car Insurance Rates (2021)

Car insurance in Valencia, CA averages $327 a month. Valencia, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Valencia car insurance rates, compare quotes from the top car insurance companies in Valencia, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valencia, CA are $3,926/year
  • The cheapest car insurance company in Valencia is USAA
  • The cheapest car insurance company in Valencia for teen drivers is USAA

If you need to buy Valencia, California car insurance, the options can be confusing. Everything you need to know about car insurance in Valencia, CA is right here.

You’ll find Valencia car insurance rates, the cheapest Valencia, CA car insurance companies, and information on California car insurance laws. You can also compare Valencia, California car insurance rates to Anaheim car insurance rates, Los Angeles car insurance rates, and San Diego car insurance rates.

Ready to find affordable Valencia, CA car insurance today? Enter your ZIP code for fast, free Valencia car insurance quotes.

Cheapest Valencia, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valencia, CA car insurance rates? Every Valencia, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valencia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,146 $3,137 $2,297 $2,303 $8,849 $11,107 $3,973 $4,313
Farmers $3,027 $3,027 $2,751 $2,751 $9,675 $15,740 $3,591 $4,005
GEICO $1,772 $1,773 $1,667 $1,667 $5,394 $5,475 $2,545 $2,596
Liberty Mutual $2,754 $2,582 $2,590 $2,498 $5,968 $6,440 $3,078 $3,134
Nationwide $3,378 $3,219 $2,974 $2,798 $8,680 $9,581 $4,037 $3,974
Progressive $1,874 $1,928 $1,606 $1,900 $5,065 $6,085 $2,711 $2,913
State Farm $3,375 $3,375 $3,016 $3,016 $6,263 $7,782 $3,738 $3,852
Travelers $2,617 $2,525 $2,315 $2,293 $5,529 $6,248 $3,405 $3,324
USAA $1,941 $1,834 $1,898 $1,902 $4,431 $4,456 $2,689 $2,536

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Minimum Car Insurance in Valencia, CA

Every driver must carry the minimum car insurance in Valencia, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Valencia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Valencia, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valencia, CA to rates for a clean record with top companies.

Annual Valencia, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,955 $4,933 $7,802 $3,872
Farmers $4,126 $5,613 $6,976 $5,569
GEICO $1,999 $3,092 $3,873 $2,480
Liberty Mutual $3,152 $4,217 $3,811 $3,340
Nationwide $3,369 $4,322 $7,307 $4,322
Progressive $1,966 $3,356 $3,883 $2,837
State Farm $3,074 $3,663 $6,907 $3,565
Travelers $2,336 $3,860 $4,457 $3,476
USAA $1,801 $2,682 $4,387 $1,973

Cheapest Valencia, CA Car Insurance for Teen Drivers

Teen car insurance in Valencia, CA can be expensive. Take a look at rates from the top car insurance companies in Valencia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valencia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,849 $11,107
Farmers $9,675 $15,740
GEICO $5,394 $5,475
Liberty Mutual $5,968 $6,440
Nationwide $8,680 $9,581
Progressive $5,065 $6,085
State Farm $6,263 $7,782
Travelers $5,529 $6,248
USAA $4,431 $4,456

Cheapest Valencia, CA Car Insurance for Seniors

Take a look at Valencia, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valencia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,297 $2,303
Farmers $2,751 $2,751
GEICO $1,667 $1,667
Liberty Mutual $2,590 $2,498
Nationwide $2,974 $2,798
Progressive $1,606 $1,900
State Farm $3,016 $3,016
Travelers $2,315 $2,293
USAA $1,898 $1,902

Cheapest Valencia, CA Car Insurance Rates After a DUI

A DUI in Valencia, CA increases car insurance rates. Compare Valencia, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valencia, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,802
Farmers $6,976
GEICO $3,873
Liberty Mutual $3,811
Nationwide $7,307
Progressive $3,883
State Farm $6,907
Travelers $4,457
USAA $4,387

Cheapest Valencia, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valencia, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valencia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $5,381
Farmers $5,053 $6,089
GEICO $2,599 $3,124
Liberty Mutual $3,331 $3,930
Nationwide $4,263 $5,398
Progressive $2,729 $3,292
State Farm $4,145 $4,460
Travelers $3,178 $3,886
USAA $2,498 $2,923

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The Best Cheap Car Insurance Companies in Valencia, CA

Take a look at a side-by-side comparison of the top car insurance companies in Valencia, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valencia, California

Insurance Company Average Annual Rates
Allstate $4,891
Farmers $5,571
GEICO $2,861
Liberty Mutual $3,630
Nationwide $4,830
Progressive $3,010
State Farm $4,302
Travelers $3,532
USAA $2,711

Category Winners: Cheapest Car Insurance in Valencia, California

Find the cheapest car insurance companies in Valencia, CA for each category right here.

Best Annual Car Insurance Rates by Company in Valencia, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Valencia, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valencia car insurance rates. Find the cheapest Valencia, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valencia, California

Insurance Company Low Medium High
Allstate $4,579 $4,941 $5,152
Farmers $5,147 $5,620 $5,945
GEICO $2,568 $2,898 $3,118
Liberty Mutual $3,332 $3,668 $3,891
Nationwide $4,298 $4,922 $5,271
Progressive $2,667 $3,110 $3,254
State Farm $3,830 $4,388 $4,688
Travelers $3,021 $3,640 $3,936
USAA $2,461 $2,763 $2,909

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What affects car insurance rates in Valencia, California?

What factors can have an impact on Valencia, CA car insurance? There are several reasons why Valencia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valencia, California.

Traffic in Valencia

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Valencia, CA traffic data from INRIX ranks Valencia as the 382nd-most congested in the world.

Compare Car Insurance Quotes in Valencia, CA

Ready to find affordable Valencia, California car insurance today? Enter your ZIP code for fast, free Valencia, CA car insurance quotes.

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