Compare Valera, TX Car Insurance Rates (2021)

Car insurance in Valera, TX averages $321 a month. Valera, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Valera car insurance rates, compare quotes from the top car insurance companies in Valera, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Valera is USAA
  • Average car insurance rates in Valera, TX are $3,854/year
  • The cheapest car insurance company in Valera for teen drivers is USAA

If you need to buy Valera, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Valera, TX is right here.

You’ll find Valera car insurance rates, the cheapest Valera, TX car insurance companies, and information on Texas car insurance laws. You can also compare Valera, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and Laredo car insurance rates.

Ready to find affordable Valera, TX car insurance today? Enter your ZIP code for fast, free Valera car insurance quotes.

Cheapest Valera, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valera, TX car insurance rates? Every Valera, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valera, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,940 $3,222 $2,580 $2,912 $6,690 $8,902 $4,016 $4,579
GEICO $2,459 $2,612 $2,288 $2,523 $5,198 $5,472 $2,665 $2,713
Nationwide $2,430 $2,480 $2,141 $2,277 $6,780 $8,753 $2,842 $3,085
Progressive $2,838 $2,664 $2,517 $2,572 $11,890 $13,207 $3,329 $3,334
State Farm $1,798 $1,798 $1,588 $1,588 $4,117 $5,215 $1,941 $2,008
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

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Minimum Car Insurance in Valera, TX

Every driver must carry the minimum car insurance in Valera, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Valera, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Valera, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valera, TX. Compare credit history car insurance rates in Valera from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valera, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $6,341 $3,793 $3,307
GEICO $5,001 $2,832 $1,890
Nationwide $4,628 $3,700 $3,218
Progressive $5,967 $5,148 $4,766
State Farm $3,553 $2,209 $1,759
USAA $3,323 $1,888 $1,510

Cheapest Valera, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valera, TX to rates for a clean record with top companies.

Annual Valera, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $4,109 $5,166 $4,537 $4,109
GEICO $2,752 $3,577 $3,078 $3,559
Nationwide $3,329 $3,329 $4,966 $3,770
Progressive $4,609 $5,982 $5,392 $5,192
State Farm $2,248 $2,552 $2,980 $2,248
USAA $1,686 $2,452 $2,888 $1,934

Cheapest Valera, TX Car Insurance for Teen Drivers

Teen car insurance in Valera, TX can be expensive. Take a look at rates from the top car insurance companies in Valera for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valera, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,690 $8,902
GEICO $5,198 $5,472
Nationwide $6,780 $8,753
Progressive $11,890 $13,207
State Farm $4,117 $5,215
USAA $3,876 $4,276

Cheapest Valera, TX Car Insurance for Seniors

Take a look at Valera, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valera, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,580 $2,912
GEICO $2,288 $2,523
Nationwide $2,141 $2,277
Progressive $2,517 $2,572
State Farm $1,588 $1,588
USAA $1,376 $1,388

Cheapest Valera, TX Car Insurance Rates After a DUI

A DUI in Valera, TX increases car insurance rates. Compare Valera, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valera, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,615
American Family $4,537
GEICO $3,078
Nationwide $4,966
Progressive $5,392
State Farm $2,980
USAA $2,888

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Cheapest Valera, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valera, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valera, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,480 $4,480
GEICO $3,174 $3,308
Nationwide $3,849 $3,849
Progressive $5,294 $5,294
State Farm $2,507 $2,507
USAA $2,212 $2,269

The Best Cheap Car Insurance Companies in Valera, TX

Take a look at a side-by-side comparison of the top car insurance companies in Valera, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valera, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,480
GEICO $3,241
Nationwide $3,849
Progressive $5,294
State Farm $2,507
USAA $2,240

Category Winners: Cheapest Car Insurance in Valera, Texas

Find the cheapest car insurance companies in Valera, TX for each category right here.

Best Annual Car Insurance Rates by Company in Valera, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Valera, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valera car insurance rates. Find the cheapest Valera, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valera, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $4,277 $4,377 $4,788
GEICO $3,122 $3,215 $3,386
Nationwide $4,170 $3,681 $3,695
Progressive $4,976 $5,258 $5,647
State Farm $2,394 $2,500 $2,626
USAA $2,181 $2,233 $2,307

Compare Car Insurance Quotes in Valera, TX

Ready to find affordable Valera, Texas car insurance today? Enter your ZIP code for fast, free Valera, TX car insurance quotes.

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