Compare Valier, IL Car Insurance Rates (2021)

Car insurance in Valier, IL averages $275 a month. Valier, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Valier car insurance rates, compare quotes from the top car insurance companies in Valier, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valier, IL are $3,297/year
  • The cheapest car insurance company in Valier for teen drivers is Travelers
  • Average car insurance rates in Valier, IL after a DUI are $3,861/year

If you need to buy Valier, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Valier, IL is right here.

You’ll find Valier car insurance rates, the cheapest Valier, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Valier, Illinois car insurance rates to Joliet car insurance rates, Cicero car insurance rates, and Rockford car insurance rates.

Ready to find affordable Valier, IL car insurance today? Enter your ZIP code for fast, free Valier car insurance quotes.

Cheapest Valier, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valier, IL car insurance rates? Every Valier, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valier, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,043 $3,058 $3,172 $3,172 $7,807 $10,119 $3,653 $3,944
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,335 $2,342 $2,069 $2,187 $10,098 $10,558 $2,663 $2,786
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,440 $1,558 $1,194 $1,340 $4,601 $5,132 $1,506 $1,593
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $1,876 $1,766 $1,545 $1,621 $6,942 $7,802 $2,227 $2,417
State Farm $1,505 $1,505 $1,337 $1,337 $4,130 $5,264 $1,696 $1,928
Travelers $1,503 $1,589 $1,354 $1,446 $4,125 $5,145 $1,597 $1,683
USAA $1,613 $1,636 $1,503 $1,476 $5,271 $5,796 $2,122 $2,324

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Minimum Car Insurance in Valier, IL

Every driver must carry the minimum car insurance in Valier, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Valier, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Valier, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valier, IL. Compare credit history car insurance rates in Valier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valier, Illinois

Insurance Company Poor Fair Good
Allstate $6,066 $4,359 $3,813
American Family $4,882 $3,316 $2,802
Farmers $4,973 $4,184 $3,982
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,252 $2,022 $1,613
Nationwide $5,102 $4,097 $3,581
Progressive $3,724 $3,170 $2,929
State Farm $3,393 $2,037 $1,583
Travelers $2,827 $2,251 $1,838
USAA $3,611 $2,488 $2,054

Cheapest Valier, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valier, IL to rates for a clean record with top companies.

Annual Valier, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,418 $5,761 $5,342 $4,463
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,703 $4,768 $4,650 $4,398
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,920 $2,706 $2,385 $2,171
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,695 $4,012 $2,988 $3,403
State Farm $2,148 $2,527 $2,338 $2,338
Travelers $1,839 $2,396 $2,683 $2,304
USAA $1,933 $2,789 $3,816 $2,334

Cheapest Valier, IL Car Insurance for Teen Drivers

Teen car insurance in Valier, IL can be expensive. Take a look at rates from the top car insurance companies in Valier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valier, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,807 $10,119
American Family $6,420 $8,919
Farmers $10,098 $10,558
GEICO $5,690 $6,014
Liberty Mutual $4,601 $5,132
Nationwide $7,506 $9,697
Progressive $6,942 $7,802
State Farm $4,130 $5,264
Travelers $4,125 $5,145
USAA $5,271 $5,796

Cheapest Valier, IL Car Insurance for Seniors

Take a look at Valier, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valier, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,172 $3,172
American Family $2,092 $2,092
Farmers $2,069 $2,187
GEICO $1,757 $2,095
Liberty Mutual $1,194 $1,340
Nationwide $2,373 $2,527
Progressive $1,545 $1,621
State Farm $1,337 $1,337
Travelers $1,354 $1,446
USAA $1,503 $1,476

Cheapest Valier, IL Car Insurance Rates After a DUI

A DUI in Valier, IL increases car insurance rates. Compare Valier, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valier, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,342
American Family $5,085
Farmers $4,650
GEICO $4,060
Liberty Mutual $2,385
Nationwide $5,260
Progressive $2,988
State Farm $2,338
Travelers $2,683
USAA $3,816

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Cheapest Valier, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valier, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valier, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,746 $4,746
American Family $3,619 $3,714
Farmers $4,380 $4,380
GEICO $2,920 $3,043
Liberty Mutual $2,296 $2,296
Nationwide $4,260 $4,260
Progressive $3,275 $3,275
State Farm $2,278 $2,398
Travelers $2,215 $2,395
USAA $2,642 $2,794

The Best Cheap Car Insurance Companies in Valier, IL

Take a look at a side-by-side comparison of the top car insurance companies in Valier, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valier, Illinois

Insurance Company Average Annual Rates
Allstate $4,746
American Family $3,667
Farmers $4,380
GEICO $2,982
Liberty Mutual $2,296
Nationwide $4,260
Progressive $3,275
State Farm $2,338
Travelers $2,305
USAA $2,718

Category Winners: Cheapest Car Insurance in Valier, Illinois

Find the cheapest car insurance companies in Valier, IL for each category right here.

Best Annual Car Insurance Rates by Company in Valier, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Valier, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valier car insurance rates. Find the cheapest Valier, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valier, Illinois

Insurance Company Low Medium High
Allstate $4,586 $4,741 $4,910
American Family $3,539 $3,801 $3,661
Farmers $4,155 $4,267 $4,717
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,156 $2,290 $2,441
Nationwide $4,242 $4,299 $4,240
Progressive $2,947 $3,269 $3,608
State Farm $2,203 $2,340 $2,470
Travelers $2,159 $2,303 $2,454
USAA $2,525 $2,715 $2,913

What affects car insurance rates in Valier, Illinois?

What factors can have an impact on Valier, IL car insurance? There are several reasons why Valier car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valier, Illinois.

Commute Time in Valier

The more time you spend in your car the higher the risk of an accident. The average commute length in Valier, IL is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in Valier, IL

Ready to find affordable Valier, Illinois car insurance today? Enter your ZIP code for fast, free Valier, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State