Compare Vallecito, CA Car Insurance Rates (2021)

Car insurance in Vallecito, CA averages $272 a month. Vallecito, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Vallecito car insurance rates, compare quotes from the top car insurance companies in Vallecito, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vallecito is USAA
  • Average car insurance rates in Vallecito, CA after a DUI are $4,571/year
  • The cheapest car insurance company in Vallecito for teen drivers is USAA

If you need to buy Vallecito, California car insurance, the options can be confusing. Everything you need to know about car insurance in Vallecito, CA is right here.

You’ll find Vallecito car insurance rates, the cheapest Vallecito, CA car insurance companies, and information on California car insurance laws. You can also compare Vallecito, California car insurance rates to Long Beach car insurance rates, Anaheim car insurance rates, and San Jose car insurance rates.

Ready to find affordable Vallecito, CA car insurance today? Enter your ZIP code for fast, free Vallecito car insurance quotes.

Cheapest Vallecito, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vallecito, CA car insurance rates? Every Vallecito, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vallecito, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,339 $2,349 $1,709 $1,735 $6,415 $8,085 $3,023 $3,355
Farmers $2,333 $2,333 $2,099 $2,099 $7,428 $12,191 $2,762 $3,074
GEICO $1,908 $1,909 $1,795 $1,795 $5,762 $5,873 $2,735 $2,806
Liberty Mutual $2,169 $2,062 $2,002 $1,945 $4,746 $5,012 $2,457 $2,466
Nationwide $2,845 $2,720 $2,483 $2,345 $7,155 $7,904 $3,389 $3,356
Progressive $1,515 $1,559 $1,288 $1,526 $3,986 $4,808 $2,180 $2,343
State Farm $3,016 $3,016 $2,694 $2,694 $5,499 $6,807 $3,337 $3,443
Travelers $2,240 $2,175 $1,980 $1,959 $4,540 $5,211 $2,901 $2,845
USAA $1,670 $1,583 $1,632 $1,641 $3,755 $3,782 $2,315 $2,189

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Minimum Car Insurance in Vallecito, CA

Every driver must carry the minimum car insurance in Vallecito, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Vallecito, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Vallecito, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vallecito, CA to rates for a clean record with top companies.

Annual Vallecito, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,187 $3,692 $5,757 $2,869
Farmers $3,171 $4,318 $5,381 $4,289
GEICO $2,151 $3,307 $4,164 $2,668
Liberty Mutual $2,479 $3,325 $2,998 $2,627
Nationwide $2,811 $3,601 $6,086 $3,601
Progressive $1,575 $2,666 $3,097 $2,264
State Farm $2,717 $3,243 $6,138 $3,155
Travelers $2,007 $3,233 $3,761 $2,924
USAA $1,546 $2,290 $3,756 $1,692

Cheapest Vallecito, CA Car Insurance for Teen Drivers

Teen car insurance in Vallecito, CA can be expensive. Take a look at rates from the top car insurance companies in Vallecito for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vallecito, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,415 $8,085
Farmers $7,428 $12,191
GEICO $5,762 $5,873
Liberty Mutual $4,746 $5,012
Nationwide $7,155 $7,904
Progressive $3,986 $4,808
State Farm $5,499 $6,807
Travelers $4,540 $5,211
USAA $3,755 $3,782

Cheapest Vallecito, CA Car Insurance for Seniors

Take a look at Vallecito, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vallecito, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,709 $1,735
Farmers $2,099 $2,099
GEICO $1,795 $1,795
Liberty Mutual $2,002 $1,945
Nationwide $2,483 $2,345
Progressive $1,288 $1,526
State Farm $2,694 $2,694
Travelers $1,980 $1,959
USAA $1,632 $1,641

Cheapest Vallecito, CA Car Insurance Rates After a DUI

A DUI in Vallecito, CA increases car insurance rates. Compare Vallecito, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vallecito, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
Farmers $5,381
GEICO $4,164
Liberty Mutual $2,998
Nationwide $6,086
Progressive $3,097
State Farm $6,138
Travelers $3,761
USAA $3,756

Cheapest Vallecito, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vallecito, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vallecito, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,277 $3,975
Farmers $3,893 $4,687
GEICO $2,792 $3,354
Liberty Mutual $2,624 $3,091
Nationwide $3,558 $4,492
Progressive $2,181 $2,620
State Farm $3,676 $3,951
Travelers $2,686 $3,277
USAA $2,140 $2,502

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The Best Cheap Car Insurance Companies in Vallecito, CA

Take a look at a side-by-side comparison of the top car insurance companies in Vallecito, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vallecito, California

Insurance Company Average Annual Rates
Allstate $3,626
Farmers $4,290
GEICO $3,073
Liberty Mutual $2,857
Nationwide $4,025
Progressive $2,401
State Farm $3,813
Travelers $2,981
USAA $2,321

Category Winners: Cheapest Car Insurance in Vallecito, California

Find the cheapest car insurance companies in Vallecito, CA for each category right here.

Best Annual Car Insurance Rates by Company in Vallecito, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Vallecito, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vallecito car insurance rates. Find the cheapest Vallecito, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vallecito, California

Insurance Company Low Medium High
Allstate $3,464 $3,653 $3,761
Farmers $4,003 $4,322 $4,545
GEICO $2,765 $3,104 $3,348
Liberty Mutual $2,691 $2,879 $3,003
Nationwide $3,633 $4,091 $4,350
Progressive $2,160 $2,468 $2,573
State Farm $3,498 $3,863 $4,078
Travelers $2,624 $3,054 $3,266
USAA $2,129 $2,361 $2,473

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What affects car insurance rates in Vallecito, California?

What factors can have an impact on Vallecito, CA car insurance? There are several reasons why Vallecito car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vallecito, California.

Commute Time in Vallecito

The more time you spend in your car the higher the risk of an accident. The average commute length in Vallecito, CA is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Vallecito, CA

Ready to find affordable Vallecito, California car insurance today? Enter your ZIP code for fast, free Vallecito, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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