Compare Vallecitos, NM Car Insurance Rates (2021)

Car insurance in Vallecitos, NM averages $309 a month. Vallecitos, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Vallecitos car insurance rates, compare quotes from the top car insurance companies in Vallecitos, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vallecitos is USAA
  • Average car insurance rates in Vallecitos, NM are $3,702/year
  • Average car insurance rates in Vallecitos, NM after a DUI are $4,760/year

If you need to buy Vallecitos, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Vallecitos, NM is right here.

You’ll find Vallecitos car insurance rates, the cheapest Vallecitos, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Vallecitos, New Mexico car insurance rates to Rio Rancho car insurance rates, Hobbs car insurance rates, and Santa Fe car insurance rates.

Ready to find affordable Vallecitos, NM car insurance today? Enter your ZIP code for fast, free Vallecitos car insurance quotes.

Cheapest Vallecitos, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vallecitos, NM car insurance rates? Every Vallecitos, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vallecitos, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,743 $1,684 $1,587 $1,588 $7,213 $8,142 $2,104 $2,177
State Farm $1,680 $1,680 $1,532 $1,532 $4,649 $5,815 $1,881 $2,091
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

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Minimum Car Insurance in Vallecitos, NM

Every driver must carry the minimum car insurance in Vallecitos, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Vallecitos, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vallecitos, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vallecitos, NM. Compare credit history car insurance rates in Vallecitos from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vallecitos, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,597 $3,207 $3,035
State Farm $3,716 $2,292 $1,815
USAA $3,070 $2,300 $1,994

Cheapest Vallecitos, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vallecitos, NM to rates for a clean record with top companies.

Annual Vallecitos, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,829 $3,888 $3,055 $3,347
State Farm $2,444 $2,662 $2,662 $2,662
USAA $1,819 $2,539 $3,339 $2,121

Cheapest Vallecitos, NM Car Insurance for Teen Drivers

Teen car insurance in Vallecitos, NM can be expensive. Take a look at rates from the top car insurance companies in Vallecitos for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vallecitos, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,213 $8,142
State Farm $4,649 $5,815
USAA $4,316 $4,875

Cheapest Vallecitos, NM Car Insurance for Seniors

Take a look at Vallecitos, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vallecitos, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,587 $1,588
State Farm $1,532 $1,532
USAA $1,545 $1,535

Cheapest Vallecitos, NM Car Insurance Rates After a DUI

A DUI in Vallecitos, NM increases car insurance rates. Compare Vallecitos, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vallecitos, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,100
Progressive $3,055
State Farm $2,662
USAA $3,339

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Cheapest Vallecitos, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vallecitos, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vallecitos, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,280 $3,280
State Farm $2,544 $2,671
USAA $2,381 $2,528

The Best Cheap Car Insurance Companies in Vallecitos, NM

Take a look at a side-by-side comparison of the top car insurance companies in Vallecitos, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vallecitos, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,774
Progressive $3,280
State Farm $2,608
USAA $2,455

Category Winners: Cheapest Car Insurance in Vallecitos, New Mexico

Find the cheapest car insurance companies in Vallecitos, NM for each category right here.

Best Annual Car Insurance Rates by Company in Vallecitos, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Vallecitos, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vallecitos car insurance rates. Find the cheapest Vallecitos, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vallecitos, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,112 $3,274 $3,453
State Farm $2,380 $2,615 $2,828
USAA $2,279 $2,467 $2,618

Compare Car Insurance Quotes in Vallecitos, NM

Ready to find affordable Vallecitos, New Mexico car insurance today? Enter your ZIP code for fast, free Vallecitos, NM car insurance quotes.

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