Compare Valley Center, CA Car Insurance Rates (2021)

Car insurance in Valley Center, CA averages $295 a month. Valley Center, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Valley Center car insurance rates, compare quotes from the top car insurance companies in Valley Center, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valley Center, CA after a DUI are $4,997/year
  • The cheapest car insurance company in Valley Center is USAA
  • Average car insurance rates in Valley Center, CA are $3,544/year

If you need to buy Valley Center, California car insurance, the options can be confusing. Everything you need to know about car insurance in Valley Center, CA is right here.

You’ll find Valley Center car insurance rates, the cheapest Valley Center, CA car insurance companies, and information on California car insurance laws. You can also compare Valley Center, California car insurance rates to Fresno car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Valley Center, CA car insurance today? Enter your ZIP code for fast, free Valley Center car insurance quotes.

Cheapest Valley Center, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valley Center, CA car insurance rates? Every Valley Center, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Center, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,794 $2,797 $2,039 $2,059 $7,734 $9,732 $3,577 $3,933
Farmers $2,323 $2,323 $2,097 $2,097 $7,393 $12,086 $2,751 $3,062
GEICO $1,748 $1,748 $1,643 $1,643 $5,316 $5,406 $2,511 $2,565
Liberty Mutual $2,176 $2,059 $2,025 $1,961 $4,752 $5,058 $2,452 $2,473
Nationwide $3,088 $2,944 $2,708 $2,549 $7,923 $8,729 $3,690 $3,641
Progressive $1,820 $1,873 $1,555 $1,843 $4,896 $5,890 $2,630 $2,827
State Farm $3,516 $3,516 $3,144 $3,144 $6,501 $8,059 $3,895 $4,017
Travelers $2,332 $2,256 $2,067 $2,045 $4,822 $5,507 $3,031 $2,962
USAA $1,915 $1,810 $1,873 $1,876 $4,381 $4,397 $2,647 $2,496

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Minimum Car Insurance in Valley Center, CA

Every driver must carry the minimum car insurance in Valley Center, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Valley Center, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Valley Center, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valley Center, CA to rates for a clean record with top companies.

Annual Valley Center, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $4,394 $6,899 $3,427
Farmers $3,158 $4,296 $5,347 $4,265
GEICO $1,972 $3,051 $3,821 $2,447
Liberty Mutual $2,491 $3,337 $3,011 $2,639
Nationwide $3,079 $3,945 $6,667 $3,945
Progressive $1,907 $3,249 $3,763 $2,749
State Farm $3,194 $3,808 $7,186 $3,706
Travelers $2,091 $3,401 $3,946 $3,073
USAA $1,777 $2,646 $4,328 $1,947

Cheapest Valley Center, CA Car Insurance for Teen Drivers

Teen car insurance in Valley Center, CA can be expensive. Take a look at rates from the top car insurance companies in Valley Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valley Center, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $9,732
Farmers $7,393 $12,086
GEICO $5,316 $5,406
Liberty Mutual $4,752 $5,058
Nationwide $7,923 $8,729
Progressive $4,896 $5,890
State Farm $6,501 $8,059
Travelers $4,822 $5,507
USAA $4,381 $4,397

Cheapest Valley Center, CA Car Insurance for Seniors

Take a look at Valley Center, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valley Center, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,039 $2,059
Farmers $2,097 $2,097
GEICO $1,643 $1,643
Liberty Mutual $2,025 $1,961
Nationwide $2,708 $2,549
Progressive $1,555 $1,843
State Farm $3,144 $3,144
Travelers $2,067 $2,045
USAA $1,873 $1,876

Cheapest Valley Center, CA Car Insurance Rates After a DUI

A DUI in Valley Center, CA increases car insurance rates. Compare Valley Center, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valley Center, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,899
Farmers $5,347
GEICO $3,821
Liberty Mutual $3,011
Nationwide $6,667
Progressive $3,763
State Farm $7,186
Travelers $3,946
USAA $4,328

Cheapest Valley Center, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valley Center, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valley Center, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,907 $4,759
Farmers $3,871 $4,662
GEICO $2,564 $3,081
Liberty Mutual $2,635 $3,104
Nationwide $3,890 $4,928
Progressive $2,645 $3,189
State Farm $4,312 $4,636
Travelers $2,816 $3,439
USAA $2,464 $2,885

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The Best Cheap Car Insurance Companies in Valley Center, CA

Take a look at a side-by-side comparison of the top car insurance companies in Valley Center, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valley Center, California

Insurance Company Average Annual Rates
Allstate $4,333
Farmers $4,267
GEICO $2,823
Liberty Mutual $2,870
Nationwide $4,409
Progressive $2,917
State Farm $4,474
Travelers $3,128
USAA $2,674

Category Winners: Cheapest Car Insurance in Valley Center, California

Find the cheapest car insurance companies in Valley Center, CA for each category right here.

Best Annual Car Insurance Rates by Company in Valley Center, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Valley Center, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valley Center car insurance rates. Find the cheapest Valley Center, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valley Center, California

Insurance Company Low Medium High
Allstate $4,104 $4,370 $4,525
Farmers $3,964 $4,301 $4,535
GEICO $2,529 $2,855 $3,084
Liberty Mutual $2,675 $2,895 $3,039
Nationwide $3,961 $4,487 $4,779
Progressive $2,596 $3,010 $3,145
State Farm $4,030 $4,552 $4,840
Travelers $2,726 $3,213 $3,444
USAA $2,415 $2,728 $2,880

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What affects car insurance rates in Valley Center, California?

What factors can have an impact on Valley Center, CA car insurance? There are several reasons why Valley Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valley Center, California.

Commute Time in Valley Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Valley Center, CA is 33.5 minutes according to City-Data.

Compare Car Insurance Quotes in Valley Center, CA

Ready to find affordable Valley Center, California car insurance today? Enter your ZIP code for fast, free Valley Center, CA car insurance quotes.

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