Compare Valley Falls, KS Car Insurance Rates (2021)

Car insurance in Valley Falls, KS averages $277 a month. Valley Falls, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Valley Falls car insurance rates, compare quotes from the top car insurance companies in Valley Falls, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valley Falls, KS are $3,321/year
  • The cheapest car insurance company in Valley Falls is American Family
  • The cheapest car insurance company in Valley Falls for teen drivers is American Family

If you need to buy Valley Falls, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Valley Falls, KS is right here.

You’ll find Valley Falls car insurance rates, the cheapest Valley Falls, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Valley Falls, Kansas car insurance rates to Lenexa car insurance rates, Kansas City car insurance rates, and Wichita car insurance rates.

Ready to find affordable Valley Falls, KS car insurance today? Enter your ZIP code for fast, free Valley Falls car insurance quotes.

Cheapest Valley Falls, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valley Falls, KS car insurance rates? Every Valley Falls, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Falls, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,667 $2,580 $2,402 $2,470 $7,634 $8,599 $2,717 $2,804
American Family $1,667 $1,667 $1,506 $1,506 $3,266 $3,926 $1,667 $1,878
Farmers $2,437 $2,418 $2,174 $2,273 $6,742 $6,982 $2,745 $2,883
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,708 $1,751 $1,527 $1,638 $3,701 $4,499 $2,011 $2,135
Progressive $2,373 $2,256 $1,911 $1,997 $8,886 $10,027 $2,809 $3,022
State Farm $1,802 $1,802 $1,589 $1,589 $4,950 $6,293 $2,028 $2,298
Travelers $2,011 $2,047 $1,965 $1,989 $8,196 $12,821 $2,060 $2,423
USAA $1,327 $1,347 $1,220 $1,225 $4,615 $4,827 $1,755 $1,825

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Minimum Car Insurance in Valley Falls, KS

Every driver must carry the minimum car insurance in Valley Falls, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Valley Falls, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Valley Falls, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valley Falls, KS. Compare credit history car insurance rates in Valley Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valley Falls, Kansas

Insurance Company Poor Fair Good
Allstate $4,929 $3,758 $3,265
American Family $2,789 $1,971 $1,646
Farmers $4,209 $3,363 $3,173
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,616 $2,329 $2,170
Progressive $4,762 $4,010 $3,708
State Farm $4,068 $2,431 $1,882
Travelers $4,837 $3,942 $3,788
USAA $3,093 $2,035 $1,675

Cheapest Valley Falls, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valley Falls, KS to rates for a clean record with top companies.

Annual Valley Falls, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,410 $3,991 $4,678 $3,857
American Family $2,098 $2,248 $2,098 $2,098
Farmers $3,018 $3,888 $3,789 $3,632
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,800 $2,062 $3,575 $2,048
Progressive $3,844 $4,493 $4,017 $4,286
State Farm $2,582 $3,006 $2,794 $2,794
Travelers $3,050 $3,983 $5,492 $4,231
USAA $1,656 $2,239 $3,278 $1,898

Cheapest Valley Falls, KS Car Insurance for Teen Drivers

Teen car insurance in Valley Falls, KS can be expensive. Take a look at rates from the top car insurance companies in Valley Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valley Falls, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,634 $8,599
American Family $3,266 $3,926
Farmers $6,742 $6,982
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,701 $4,499
Progressive $8,886 $10,027
State Farm $4,950 $6,293
Travelers $8,196 $12,821
USAA $4,615 $4,827

Cheapest Valley Falls, KS Car Insurance for Seniors

Take a look at Valley Falls, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valley Falls, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,402 $2,470
American Family $1,506 $1,506
Farmers $2,174 $2,273
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,527 $1,638
Progressive $1,911 $1,997
State Farm $1,589 $1,589
Travelers $1,965 $1,989
USAA $1,220 $1,225

Cheapest Valley Falls, KS Car Insurance Rates After a DUI

A DUI in Valley Falls, KS increases car insurance rates. Compare Valley Falls, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valley Falls, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,678
American Family $2,098
Farmers $3,789
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,575
Progressive $4,017
State Farm $2,794
Travelers $5,492
USAA $3,278

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Cheapest Valley Falls, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valley Falls, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valley Falls, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,984 $3,984
American Family $2,108 $2,163
Farmers $3,582 $3,582
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,371 $2,371
Progressive $4,160 $4,160
State Farm $2,724 $2,864
Travelers $4,189 $4,189
USAA $2,203 $2,333

The Best Cheap Car Insurance Companies in Valley Falls, KS

Take a look at a side-by-side comparison of the top car insurance companies in Valley Falls, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valley Falls, Kansas

Insurance Company Average Annual Rates
Allstate $3,984
American Family $2,135
Farmers $3,582
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,371
Progressive $4,160
State Farm $2,794
Travelers $4,189
USAA $2,268

Category Winners: Cheapest Car Insurance in Valley Falls, Kansas

Find the cheapest car insurance companies in Valley Falls, KS for each category right here.

Best Annual Car Insurance Rates by Company in Valley Falls, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Valley Falls, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valley Falls car insurance rates. Find the cheapest Valley Falls, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valley Falls, Kansas

Insurance Company Low Medium High
Allstate $3,845 $3,975 $4,133
American Family $2,154 $2,243 $2,010
Farmers $3,432 $3,562 $3,751
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,483 $2,347 $2,284
Progressive $3,935 $4,128 $4,417
State Farm $2,686 $2,802 $2,894
Travelers $3,965 $4,195 $4,407
USAA $2,191 $2,262 $2,350

What affects car insurance rates in Valley Falls, Kansas?

What factors can have an impact on Valley Falls, KS car insurance? There are several reasons why Valley Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valley Falls, Kansas.

Commute Time in Valley Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Valley Falls, KS is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Valley Falls, KS

Ready to find affordable Valley Falls, Kansas car insurance today? Enter your ZIP code for fast, free Valley Falls, KS car insurance quotes.

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