Compare Valley Falls, NY Car Insurance Rates (2021)

Car insurance in Valley Falls, NY averages $270 a month. Valley Falls, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Valley Falls car insurance rates, compare quotes from the top car insurance companies in Valley Falls, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Valley Falls is GEICO
  • Average car insurance rates in Valley Falls, NY after a DUI are $4,313/year
  • The cheapest car insurance company in Valley Falls for teen drivers is GEICO

If you need to buy Valley Falls, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Valley Falls, NY is right here.

You’ll find Valley Falls car insurance rates, the cheapest Valley Falls, NY car insurance companies, and information on New York car insurance laws. You can also compare Valley Falls, New York car insurance rates to Yonkers car insurance rates, New York car insurance rates, and Albany car insurance rates.

Ready to find affordable Valley Falls, NY car insurance today? Enter your ZIP code for fast, free Valley Falls car insurance quotes.

Cheapest Valley Falls, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valley Falls, NY car insurance rates? Every Valley Falls, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Falls, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,663 $1,553 $1,329 $1,353 $5,854 $6,537 $2,171 $2,131
State Farm $1,894 $1,894 $1,650 $1,650 $5,570 $7,196 $2,081 $2,211
Travelers $2,480 $2,508 $2,280 $2,445 $5,871 $7,018 $2,637 $2,753
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

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Minimum Car Insurance in Valley Falls, NY

Every driver must carry the minimum car insurance in Valley Falls, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Valley Falls, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Valley Falls, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valley Falls, NY. Compare credit history car insurance rates in Valley Falls from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valley Falls, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,438 $2,323 $1,710
State Farm $4,260 $2,672 $2,121
Travelers $4,814 $3,042 $2,641
USAA $4,627 $2,334 $2,064

Cheapest Valley Falls, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valley Falls, NY to rates for a clean record with top companies.

Annual Valley Falls, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,745 $2,745 $3,043 $2,761
State Farm $2,876 $2,876 $3,160 $3,160
Travelers $2,986 $3,737 $3,793 $3,480
USAA $2,670 $2,713 $3,937 $2,713

Cheapest Valley Falls, NY Car Insurance for Teen Drivers

Teen car insurance in Valley Falls, NY can be expensive. Take a look at rates from the top car insurance companies in Valley Falls for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valley Falls, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $5,854 $6,537
State Farm $5,570 $7,196
Travelers $5,871 $7,018
USAA $6,338 $7,543

Cheapest Valley Falls, NY Car Insurance for Seniors

Take a look at Valley Falls, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valley Falls, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,329 $1,353
State Farm $1,650 $1,650
Travelers $2,280 $2,445
USAA $1,427 $1,426

Cheapest Valley Falls, NY Car Insurance Rates After a DUI

A DUI in Valley Falls, NY increases car insurance rates. Compare Valley Falls, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valley Falls, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $3,043
State Farm $3,160
Travelers $3,793
USAA $3,937

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Cheapest Valley Falls, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valley Falls, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valley Falls, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $2,824 $2,824
State Farm $2,914 $3,122
Travelers $3,499 $3,499
USAA $2,978 $3,038

The Best Cheap Car Insurance Companies in Valley Falls, NY

Take a look at a side-by-side comparison of the top car insurance companies in Valley Falls, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valley Falls, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $2,824
State Farm $3,018
Travelers $3,499
USAA $3,008

Category Winners: Cheapest Car Insurance in Valley Falls, New York

Find the cheapest car insurance companies in Valley Falls, NY for each category right here.

Best Annual Car Insurance Rates by Company in Valley Falls, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Valley Falls, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valley Falls car insurance rates. Find the cheapest Valley Falls, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valley Falls, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,684 $2,810 $2,978
State Farm $2,872 $3,034 $3,148
Travelers $3,315 $3,463 $3,719
USAA $2,917 $2,994 $3,115

What affects car insurance rates in Valley Falls, New York?

What factors can have an impact on Valley Falls, NY car insurance? There are several reasons why Valley Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valley Falls, New York.

Commute Time in Valley Falls

The more time you spend in your car the higher the risk of an accident. The average commute length in Valley Falls, NY is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Valley Falls, NY

Ready to find affordable Valley Falls, New York car insurance today? Enter your ZIP code for fast, free Valley Falls, NY car insurance quotes.

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