Compare Valley Ford, CA Car Insurance Rates (2021)

Car insurance in Valley Ford, CA averages $292 a month. Valley Ford, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Valley Ford car insurance rates, compare quotes from the top car insurance companies in Valley Ford, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valley Ford, CA are $3,505/year
  • The cheapest car insurance company in Valley Ford is USAA
  • Average car insurance rates in Valley Ford, CA after a DUI are $4,912/year

If you need to buy Valley Ford, California car insurance, the options can be confusing. Everything you need to know about car insurance in Valley Ford, CA is right here.

You’ll find Valley Ford car insurance rates, the cheapest Valley Ford, CA car insurance companies, and information on California car insurance laws. You can also compare Valley Ford, California car insurance rates to Los Angeles car insurance rates, Fresno car insurance rates, and San Jose car insurance rates.

Ready to find affordable Valley Ford, CA car insurance today? Enter your ZIP code for fast, free Valley Ford car insurance quotes.

Cheapest Valley Ford, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valley Ford, CA car insurance rates? Every Valley Ford, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Ford, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,553 $2,553 $2,306 $2,306 $8,187 $13,432 $3,030 $3,379
GEICO $1,772 $1,773 $1,666 $1,666 $5,391 $5,492 $2,546 $2,607
Liberty Mutual $2,249 $2,133 $2,093 $2,028 $4,947 $5,250 $2,540 $2,557
Nationwide $2,958 $2,823 $2,590 $2,441 $7,545 $8,318 $3,535 $3,492
Progressive $1,794 $1,846 $1,543 $1,824 $4,832 $5,812 $2,607 $2,803
State Farm $3,239 $3,239 $2,892 $2,892 $5,933 $7,350 $3,586 $3,699
Travelers $2,391 $2,316 $2,114 $2,091 $4,915 $5,644 $3,109 $3,045
USAA $1,797 $1,704 $1,752 $1,760 $4,106 $4,133 $2,491 $2,356

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Minimum Car Insurance in Valley Ford, CA

Every driver must carry the minimum car insurance in Valley Ford, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Valley Ford, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Valley Ford, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valley Ford, CA to rates for a clean record with top companies.

Annual Valley Ford, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,488 $4,750 $5,918 $4,718
GEICO $2,003 $3,091 $3,878 $2,485
Liberty Mutual $2,582 $3,460 $3,121 $2,736
Nationwide $2,943 $3,770 $6,369 $3,770
Progressive $1,879 $3,209 $3,734 $2,708
State Farm $2,926 $3,491 $6,601 $3,397
Travelers $2,147 $3,472 $4,050 $3,144
USAA $1,670 $2,485 $4,065 $1,829

Cheapest Valley Ford, CA Car Insurance for Teen Drivers

Teen car insurance in Valley Ford, CA can be expensive. Take a look at rates from the top car insurance companies in Valley Ford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valley Ford, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,187 $13,432
GEICO $5,391 $5,492
Liberty Mutual $4,947 $5,250
Nationwide $7,545 $8,318
Progressive $4,832 $5,812
State Farm $5,933 $7,350
Travelers $4,915 $5,644
USAA $4,106 $4,133

Cheapest Valley Ford, CA Car Insurance for Seniors

Take a look at Valley Ford, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valley Ford, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,306 $2,306
GEICO $1,666 $1,666
Liberty Mutual $2,093 $2,028
Nationwide $2,590 $2,441
Progressive $1,543 $1,824
State Farm $2,892 $2,892
Travelers $2,114 $2,091
USAA $1,752 $1,760

Cheapest Valley Ford, CA Car Insurance Rates After a DUI

A DUI in Valley Ford, CA increases car insurance rates. Compare Valley Ford, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valley Ford, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,470
Farmers $5,918
GEICO $3,878
Liberty Mutual $3,121
Nationwide $6,369
Progressive $3,734
State Farm $6,601
Travelers $4,050
USAA $4,065

Cheapest Valley Ford, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valley Ford, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valley Ford, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,281 $5,156
GEICO $2,602 $3,126
Liberty Mutual $2,731 $3,218
Nationwide $3,720 $4,705
Progressive $2,618 $3,147
State Farm $3,956 $4,252
Travelers $2,881 $3,526
USAA $2,316 $2,709

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The Best Cheap Car Insurance Companies in Valley Ford, CA

Take a look at a side-by-side comparison of the top car insurance companies in Valley Ford, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valley Ford, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,718
GEICO $2,864
Liberty Mutual $2,975
Nationwide $4,213
Progressive $2,883
State Farm $4,104
Travelers $3,203
USAA $2,512

Category Winners: Cheapest Car Insurance in Valley Ford, California

Find the cheapest car insurance companies in Valley Ford, CA for each category right here.

Best Annual Car Insurance Rates by Company in Valley Ford, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Valley Ford, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valley Ford car insurance rates. Find the cheapest Valley Ford, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valley Ford, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,402 $4,755 $4,997
GEICO $2,603 $2,894 $3,096
Liberty Mutual $2,787 $2,999 $3,138
Nationwide $3,797 $4,288 $4,554
Progressive $2,548 $2,973 $3,127
State Farm $3,742 $4,167 $4,402
Travelers $2,821 $3,288 $3,501
USAA $2,289 $2,559 $2,690

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Compare Car Insurance Quotes in Valley Ford, CA

Ready to find affordable Valley Ford, California car insurance today? Enter your ZIP code for fast, free Valley Ford, CA car insurance quotes.

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