Compare Valley Spring, TX Car Insurance Rates (2021)

Car insurance in Valley Spring, TX averages $322 a month. Valley Spring, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Valley Spring car insurance rates, compare quotes from the top car insurance companies in Valley Spring, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Valley Spring for teen drivers is USAA
  • Average car insurance rates in Valley Spring, TX after a DUI are $4,359/year
  • The cheapest car insurance company in Valley Spring is USAA

If you need to buy Valley Spring, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Valley Spring, TX is right here.

You’ll find Valley Spring car insurance rates, the cheapest Valley Spring, TX car insurance companies, and information on Texas car insurance laws. You can also compare Valley Spring, Texas car insurance rates to Arlington car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Valley Spring, TX car insurance today? Enter your ZIP code for fast, free Valley Spring car insurance quotes.

Cheapest Valley Spring, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valley Spring, TX car insurance rates? Every Valley Spring, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valley Spring, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,464 $3,503 $3,422 $3,422 $8,996 $10,881 $4,285 $4,478
American Family $2,718 $3,039 $2,578 $2,965 $7,494 $9,790 $3,959 $4,517
GEICO $2,464 $2,654 $2,367 $2,665 $5,338 $5,602 $2,666 $2,680
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,839 $2,663 $2,536 $2,582 $12,272 $13,636 $3,339 $3,338
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

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Minimum Car Insurance in Valley Spring, TX

Every driver must carry the minimum car insurance in Valley Spring, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Valley Spring, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Valley Spring, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valley Spring, TX. Compare credit history car insurance rates in Valley Spring from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valley Spring, Texas

Insurance Company Poor Fair Good
Allstate $6,752 $4,942 $4,225
American Family $6,325 $4,045 $3,527
GEICO $5,101 $2,887 $1,925
Nationwide $4,195 $3,365 $2,927
Progressive $6,058 $5,261 $4,883
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

Cheapest Valley Spring, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valley Spring, TX to rates for a clean record with top companies.

Annual Valley Spring, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,157 $6,321 $6,589 $4,157
American Family $4,205 $5,401 $4,719 $4,205
GEICO $2,806 $3,698 $3,101 $3,613
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,698 $6,129 $5,488 $5,288
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheapest Valley Spring, TX Car Insurance for Teen Drivers

Teen car insurance in Valley Spring, TX can be expensive. Take a look at rates from the top car insurance companies in Valley Spring for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valley Spring, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,996 $10,881
American Family $7,494 $9,790
GEICO $5,338 $5,602
Nationwide $6,162 $7,918
Progressive $12,272 $13,636
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheapest Valley Spring, TX Car Insurance for Seniors

Take a look at Valley Spring, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valley Spring, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,422 $3,422
American Family $2,578 $2,965
GEICO $2,367 $2,665
Nationwide $1,957 $2,074
Progressive $2,536 $2,582
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheapest Valley Spring, TX Car Insurance Rates After a DUI

A DUI in Valley Spring, TX increases car insurance rates. Compare Valley Spring, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valley Spring, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,589
American Family $4,719
GEICO $3,101
Nationwide $4,489
Progressive $5,488
State Farm $3,136
USAA $2,992

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Cheapest Valley Spring, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valley Spring, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valley Spring, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,184 $5,428
American Family $4,632 $4,632
GEICO $3,242 $3,367
Nationwide $3,496 $3,496
Progressive $5,401 $5,401
State Farm $2,631 $2,631
USAA $2,280 $2,339

The Best Cheap Car Insurance Companies in Valley Spring, TX

Take a look at a side-by-side comparison of the top car insurance companies in Valley Spring, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valley Spring, Texas

Insurance Company Average Annual Rates
Allstate $5,306
American Family $4,632
GEICO $3,304
Nationwide $3,496
Progressive $5,401
State Farm $2,631
USAA $2,309

Category Winners: Cheapest Car Insurance in Valley Spring, Texas

Find the cheapest car insurance companies in Valley Spring, TX for each category right here.

Best Annual Car Insurance Rates by Company in Valley Spring, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Valley Spring, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valley Spring car insurance rates. Find the cheapest Valley Spring, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valley Spring, Texas

Insurance Company Low Medium High
Allstate $5,184 $5,261 $5,474
American Family $4,319 $4,465 $5,113
GEICO $3,144 $3,263 $3,506
Nationwide $3,769 $3,346 $3,372
Progressive $5,071 $5,368 $5,763
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

Compare Car Insurance Quotes in Valley Spring, TX

Ready to find affordable Valley Spring, Texas car insurance today? Enter your ZIP code for fast, free Valley Spring, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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