Compare Valmeyer, IL Car Insurance Rates (2021)

Car insurance in Valmeyer, IL averages $293 a month. Valmeyer, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Valmeyer car insurance rates, compare quotes from the top car insurance companies in Valmeyer, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valmeyer, IL after a DUI are $4,115/year
  • The cheapest car insurance company in Valmeyer is State Farm
  • Average car insurance rates in Valmeyer, IL are $3,518/year

If you need to buy Valmeyer, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Valmeyer, IL is right here.

You’ll find Valmeyer car insurance rates, the cheapest Valmeyer, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Valmeyer, Illinois car insurance rates to Peoria car insurance rates, Naperville car insurance rates, and Elgin car insurance rates.

Ready to find affordable Valmeyer, IL car insurance today? Enter your ZIP code for fast, free Valmeyer car insurance quotes.

Cheapest Valmeyer, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valmeyer, IL car insurance rates? Every Valmeyer, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valmeyer, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,244 $3,259 $3,395 $3,395 $8,424 $10,922 $3,895 $4,206
American Family $2,520 $2,520 $2,307 $2,307 $7,150 $9,916 $2,520 $3,250
Farmers $2,510 $2,511 $2,226 $2,360 $10,824 $11,275 $2,855 $2,974
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,527 $1,652 $1,262 $1,416 $5,044 $5,624 $1,600 $1,695
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,416 $2,299 $1,985 $2,081 $8,388 $9,440 $2,883 $3,119
State Farm $1,462 $1,462 $1,310 $1,310 $4,248 $5,390 $1,654 $1,901
Travelers $1,733 $1,828 $1,593 $1,699 $5,193 $6,570 $1,836 $1,934
USAA $1,801 $1,834 $1,675 $1,652 $5,887 $6,497 $2,384 $2,622

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Minimum Car Insurance in Valmeyer, IL

Every driver must carry the minimum car insurance in Valmeyer, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Valmeyer, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Valmeyer, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valmeyer, IL. Compare credit history car insurance rates in Valmeyer from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valmeyer, Illinois

Insurance Company Poor Fair Good
Allstate $6,490 $4,683 $4,104
American Family $5,403 $3,675 $3,107
Farmers $5,333 $4,480 $4,262
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,513 $2,183 $1,736
Nationwide $4,492 $3,613 $3,159
Progressive $4,662 $3,937 $3,630
State Farm $3,407 $2,039 $1,580
Travelers $3,408 $2,754 $2,233
USAA $4,054 $2,784 $2,294

Cheapest Valmeyer, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valmeyer, IL to rates for a clean record with top companies.

Annual Valmeyer, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,624 $6,208 $5,757 $4,780
American Family $2,987 $4,229 $5,640 $3,389
Farmers $3,964 $5,111 $4,985 $4,708
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $2,065 $2,927 $2,575 $2,342
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,363 $4,961 $3,722 $4,260
State Farm $2,137 $2,547 $2,342 $2,342
Travelers $2,216 $2,916 $3,273 $2,788
USAA $2,164 $3,120 $4,282 $2,611

Cheapest Valmeyer, IL Car Insurance for Teen Drivers

Teen car insurance in Valmeyer, IL can be expensive. Take a look at rates from the top car insurance companies in Valmeyer for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valmeyer, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,922
American Family $7,150 $9,916
Farmers $10,824 $11,275
GEICO $5,565 $5,775
Liberty Mutual $5,044 $5,624
Nationwide $6,607 $8,514
Progressive $8,388 $9,440
State Farm $4,248 $5,390
Travelers $5,193 $6,570
USAA $5,887 $6,497

Cheapest Valmeyer, IL Car Insurance for Seniors

Take a look at Valmeyer, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valmeyer, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,395 $3,395
American Family $2,307 $2,307
Farmers $2,226 $2,360
GEICO $1,670 $2,030
Liberty Mutual $1,262 $1,416
Nationwide $2,104 $2,236
Progressive $1,985 $2,081
State Farm $1,310 $1,310
Travelers $1,593 $1,699
USAA $1,675 $1,652

Cheapest Valmeyer, IL Car Insurance Rates After a DUI

A DUI in Valmeyer, IL increases car insurance rates. Compare Valmeyer, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valmeyer, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,757
American Family $5,640
Farmers $4,985
GEICO $3,948
Liberty Mutual $2,575
Nationwide $4,625
Progressive $3,722
State Farm $2,342
Travelers $3,273
USAA $4,282

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Cheapest Valmeyer, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valmeyer, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valmeyer, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,092
American Family $4,009 $4,114
Farmers $4,692 $4,692
GEICO $2,792 $2,897
Liberty Mutual $2,477 $2,477
Nationwide $3,755 $3,755
Progressive $4,076 $4,076
State Farm $2,282 $2,402
Travelers $2,688 $2,909
USAA $2,958 $3,130

The Best Cheap Car Insurance Companies in Valmeyer, IL

Take a look at a side-by-side comparison of the top car insurance companies in Valmeyer, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valmeyer, Illinois

Insurance Company Average Annual Rates
Allstate $5,092
American Family $4,061
Farmers $4,692
GEICO $2,844
Liberty Mutual $2,477
Nationwide $3,755
Progressive $4,076
State Farm $2,342
Travelers $2,798
USAA $3,044

Category Winners: Cheapest Car Insurance in Valmeyer, Illinois

Find the cheapest car insurance companies in Valmeyer, IL for each category right here.

Best Annual Car Insurance Rates by Company in Valmeyer, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Valmeyer, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valmeyer car insurance rates. Find the cheapest Valmeyer, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valmeyer, Illinois

Insurance Company Low Medium High
Allstate $4,911 $5,086 $5,280
American Family $3,896 $4,211 $4,078
Farmers $4,449 $4,576 $5,051
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,332 $2,472 $2,628
Nationwide $3,730 $3,788 $3,747
Progressive $3,752 $4,058 $4,419
State Farm $2,209 $2,346 $2,470
Travelers $2,604 $2,794 $2,997
USAA $2,838 $3,041 $3,253

What affects car insurance rates in Valmeyer, Illinois?

What factors can have an impact on Valmeyer, IL car insurance? There are several reasons why Valmeyer car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valmeyer, Illinois.

Commute Time in Valmeyer

The more time you spend in your car the higher the risk of an accident. The average commute length in Valmeyer, IL is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Valmeyer, IL

Ready to find affordable Valmeyer, Illinois car insurance today? Enter your ZIP code for fast, free Valmeyer, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State