Compare Van Lear, KY Car Insurance Rates (2021)

Car insurance in Van Lear, KY averages $577 a month. Van Lear, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Van Lear car insurance rates, compare quotes from the top car insurance companies in Van Lear, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Van Lear, KY after a DUI are $8,253/year
  • Average car insurance rates in Van Lear, KY are $6,923/year
  • The cheapest car insurance company in Van Lear for teen drivers is USAA

If you need to buy Van Lear, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Van Lear, KY is right here.

You’ll find Van Lear car insurance rates, the cheapest Van Lear, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Van Lear, Kentucky car insurance rates to Covington car insurance rates, Henderson car insurance rates, and Owensboro car insurance rates.

Ready to find affordable Van Lear, KY car insurance today? Enter your ZIP code for fast, free Van Lear car insurance quotes.

Cheapest Van Lear, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Van Lear, KY car insurance rates? Every Van Lear, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Van Lear, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,027 $5,918 $5,552 $5,899 $22,969 $25,415 $6,494 $6,761
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,564 $4,985 $3,870 $4,373 $18,196 $20,233 $4,750 $4,933
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,214 $3,032 $2,924 $2,919 $16,488 $18,717 $3,991 $4,013
State Farm $2,433 $2,433 $2,155 $2,155 $6,519 $8,273 $2,695 $2,974
Travelers $3,912 $3,985 $3,851 $3,859 $19,996 $32,496 $4,089 $4,734
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Van Lear, KY

Every driver must carry the minimum car insurance in Van Lear, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Van Lear, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Van Lear, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Van Lear, KY. Compare credit history car insurance rates in Van Lear from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Van Lear, Kentucky

Insurance Company Poor Fair Good
Allstate $14,327 $9,643 $7,919
GEICO $8,861 $4,424 $2,884
Liberty Mutual $11,871 $7,193 $5,650
Nationwide $9,567 $7,412 $6,376
Progressive $7,703 $6,742 $6,291
State Farm $5,309 $3,248 $2,558
Travelers $10,741 $9,067 $9,038
USAA $4,625 $2,592 $2,113

Cheapest Van Lear, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Van Lear, KY to rates for a clean record with top companies.

Annual Van Lear, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,756 $11,488 $12,345 $9,929
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,859 $10,593 $8,205 $7,295
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,694 $8,552 $6,482 $6,922
State Farm $3,429 $3,980 $3,705 $3,705
Travelers $8,356 $8,602 $12,529 $8,974
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Van Lear, KY Car Insurance for Teen Drivers

Teen car insurance in Van Lear, KY can be expensive. Take a look at rates from the top car insurance companies in Van Lear for teenagers.

Annual Car Insurance Rates for Teen Drivers in Van Lear, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,969 $25,415
GEICO $8,902 $10,417
Liberty Mutual $18,196 $20,233
Nationwide $12,513 $15,335
Progressive $16,488 $18,717
State Farm $6,519 $8,273
Travelers $19,996 $32,496
USAA $5,515 $5,811

Cheapest Van Lear, KY Car Insurance for Seniors

Take a look at Van Lear, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Van Lear, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,552 $5,899
GEICO $4,595 $4,158
Liberty Mutual $3,870 $4,373
Nationwide $5,076 $5,251
Progressive $2,924 $2,919
State Farm $2,155 $2,155
Travelers $3,851 $3,859
USAA $1,883 $1,927

Cheapest Van Lear, KY Car Insurance Rates After a DUI

A DUI in Van Lear, KY increases car insurance rates. Compare Van Lear, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Van Lear, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,345
GEICO $8,597
Liberty Mutual $8,205
Nationwide $10,201
Progressive $6,482
State Farm $3,705
Travelers $12,529
USAA $3,962

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Cheapest Van Lear, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Van Lear, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Van Lear, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,630 $10,630
GEICO $5,341 $5,438
Liberty Mutual $8,238 $8,238
Nationwide $7,785 $7,785
Progressive $6,912 $6,912
State Farm $3,616 $3,793
Travelers $9,615 $9,615
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Van Lear, KY

Take a look at a side-by-side comparison of the top car insurance companies in Van Lear, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Van Lear, Kentucky

Insurance Company Average Annual Rates
Allstate $10,630
GEICO $5,390
Liberty Mutual $8,238
Nationwide $7,785
Progressive $6,912
State Farm $3,705
Travelers $9,615
USAA $3,110

Category Winners: Cheapest Car Insurance in Van Lear, Kentucky

Find the cheapest car insurance companies in Van Lear, KY for each category right here.

Best Annual Car Insurance Rates by Company in Van Lear, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Van Lear, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Van Lear car insurance rates. Find the cheapest Van Lear, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Van Lear, Kentucky

Insurance Company Low Medium High
Allstate $9,166 $10,538 $12,184
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,669 $8,165 $8,880
Nationwide $7,752 $7,650 $7,952
Progressive $6,109 $6,729 $7,899
State Farm $3,470 $3,691 $3,953
Travelers $9,076 $9,643 $10,127
USAA $2,950 $3,102 $3,279

Compare Car Insurance Quotes in Van Lear, KY

Ready to find affordable Van Lear, Kentucky car insurance today? Enter your ZIP code for fast, free Van Lear, KY car insurance quotes.

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