Compare Van Meter, IA Car Insurance Rates (2021)

Car insurance in Van Meter, IA averages $251 a month. Van Meter, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Van Meter car insurance rates, compare quotes from the top car insurance companies in Van Meter, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Van Meter is USAA
  • Average car insurance rates in Van Meter, IA after a DUI are $3,642/year
  • Average car insurance rates in Van Meter, IA are $3,013/year

If you need to buy Van Meter, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Van Meter, IA is right here.

You’ll find Van Meter car insurance rates, the cheapest Van Meter, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Van Meter, Iowa car insurance rates to Davenport car insurance rates, Waterloo car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Van Meter, IA car insurance today? Enter your ZIP code for fast, free Van Meter car insurance quotes.

Cheapest Van Meter, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Van Meter, IA car insurance rates? Every Van Meter, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Van Meter, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,973 $1,879 $1,769 $1,797 $6,024 $6,830 $2,123 $2,175
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,631 $1,567 $1,348 $1,397 $4,054 $4,572 $1,962 $2,119
State Farm $1,514 $1,514 $1,329 $1,329 $4,089 $5,190 $1,701 $1,935
Travelers $2,585 $2,638 $2,514 $2,518 $11,458 $18,218 $2,690 $3,186
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

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Minimum Car Insurance in Van Meter, IA

Every driver must carry the minimum car insurance in Van Meter, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Van Meter, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Van Meter, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Van Meter, IA. Compare credit history car insurance rates in Van Meter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Van Meter, Iowa

Insurance Company Poor Fair Good
Allstate $3,669 $2,916 $2,629
American Family $3,736 $2,746 $2,312
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,286 $2,558 $2,244
Progressive $2,749 $2,226 $2,018
State Farm $3,312 $2,048 $1,615
Travelers $6,442 $5,499 $5,238
USAA $2,454 $1,675 $1,447

Cheapest Van Meter, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Van Meter, IA to rates for a clean record with top companies.

Annual Van Meter, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,583 $3,154 $3,635 $2,913
American Family $2,116 $3,102 $4,020 $2,487
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $1,873 $3,076 $2,033 $2,343
State Farm $2,153 $2,497 $2,325 $2,325
Travelers $4,169 $5,563 $7,454 $5,718
USAA $1,427 $1,901 $2,473 $1,635

Cheapest Van Meter, IA Car Insurance for Teen Drivers

Teen car insurance in Van Meter, IA can be expensive. Take a look at rates from the top car insurance companies in Van Meter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Van Meter, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,024 $6,830
American Family $5,071 $7,086
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,257 $5,545
Progressive $4,054 $4,572
State Farm $4,089 $5,190
Travelers $11,458 $18,218
USAA $3,266 $3,496

Cheapest Van Meter, IA Car Insurance for Seniors

Take a look at Van Meter, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Van Meter, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,769 $1,797
American Family $1,688 $1,688
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,678 $1,800
Progressive $1,348 $1,397
State Farm $1,329 $1,329
Travelers $2,514 $2,518
USAA $1,153 $1,189

Cheapest Van Meter, IA Car Insurance Rates After a DUI

A DUI in Van Meter, IA increases car insurance rates. Compare Van Meter, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Van Meter, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,635
American Family $4,020
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,844
Progressive $2,033
State Farm $2,325
Travelers $7,454
USAA $2,473

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Cheapest Van Meter, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Van Meter, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Van Meter, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,998 $3,145
American Family $2,897 $2,965
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,696 $2,696
Progressive $2,331 $2,331
State Farm $2,269 $2,382
Travelers $5,726 $5,726
USAA $1,791 $1,927

The Best Cheap Car Insurance Companies in Van Meter, IA

Take a look at a side-by-side comparison of the top car insurance companies in Van Meter, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Van Meter, Iowa

Insurance Company Average Annual Rates
Allstate $3,071
American Family $2,931
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,696
Progressive $2,331
State Farm $2,325
Travelers $5,726
USAA $1,859

Category Winners: Cheapest Car Insurance in Van Meter, Iowa

Find the cheapest car insurance companies in Van Meter, IA for each category right here.

Best Annual Car Insurance Rates by Company in Van Meter, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Van Meter, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Van Meter car insurance rates. Find the cheapest Van Meter, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Van Meter, Iowa

Insurance Company Low Medium High
Allstate $2,952 $3,076 $3,186
American Family $2,937 $3,095 $2,763
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,832 $2,676 $2,580
Progressive $2,196 $2,341 $2,457
State Farm $2,210 $2,339 $2,427
Travelers $5,404 $5,811 $5,963
USAA $1,768 $1,864 $1,944

What affects car insurance rates in Van Meter, Iowa?

What factors can have an impact on Van Meter, IA car insurance? There are several reasons why Van Meter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Van Meter, Iowa.

Commute Time in Van Meter

The more time you spend in your car the higher the risk of an accident. The average commute length in Van Meter, IA is 20.7 minutes according to City-Data.

Compare Car Insurance Quotes in Van Meter, IA

Ready to find affordable Van Meter, Iowa car insurance today? Enter your ZIP code for fast, free Van Meter, IA car insurance quotes.

Free Car Insurance Comparison

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