Compare Van, TX Car Insurance Rates (2021)

Car insurance in Van, TX averages $318 a month. Van, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Van car insurance rates, compare quotes from the top car insurance companies in Van, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Van is USAA
  • Average car insurance rates in Van, TX are $3,818/year
  • The cheapest car insurance company in Van for teen drivers is USAA

If you need to buy Van, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Van, TX is right here.

You’ll find Van car insurance rates, the cheapest Van, TX car insurance companies, and information on Texas car insurance laws. You can also compare Van, Texas car insurance rates to Laredo car insurance rates, Plano car insurance rates, and Houston car insurance rates.

Ready to find affordable Van, TX car insurance today? Enter your ZIP code for fast, free Van car insurance quotes.

Cheapest Van, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Van, TX car insurance rates? Every Van, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Van, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,619 $3,540 $3,540 $9,449 $11,414 $4,436 $4,626
American Family $2,330 $2,581 $2,164 $2,465 $5,974 $7,836 $3,301 $3,760
GEICO $2,511 $2,711 $2,428 $2,745 $5,497 $5,736 $2,715 $2,717
Nationwide $2,209 $2,247 $1,953 $2,067 $6,263 $8,036 $2,594 $2,806
Progressive $2,517 $2,398 $2,247 $2,284 $10,820 $12,108 $3,003 $3,065
State Farm $2,185 $2,185 $1,942 $1,942 $5,222 $6,658 $2,375 $2,455
USAA $1,636 $1,647 $1,559 $1,549 $4,608 $5,028 $2,186 $2,350

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Minimum Car Insurance in Van, TX

Every driver must carry the minimum car insurance in Van, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Van, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Van, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Van, TX. Compare credit history car insurance rates in Van from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Van, Texas

Insurance Company Poor Fair Good
Allstate $7,025 $5,147 $4,406
American Family $5,253 $3,280 $2,871
GEICO $5,225 $2,955 $1,968
Nationwide $4,222 $3,394 $2,950
Progressive $5,395 $4,679 $4,342
State Farm $4,424 $2,749 $2,188
USAA $3,786 $2,177 $1,748

Cheapest Van, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Van, TX to rates for a clean record with top companies.

Annual Van, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,296 $6,614 $6,898 $4,296
American Family $3,473 $4,397 $3,863 $3,473
GEICO $2,870 $3,799 $3,167 $3,694
Nationwide $3,057 $3,057 $4,523 $3,451
Progressive $4,186 $5,433 $4,889 $4,713
State Farm $2,776 $3,180 $3,750 $2,776
USAA $1,916 $2,826 $3,339 $2,200

Cheapest Van, TX Car Insurance for Teen Drivers

Teen car insurance in Van, TX can be expensive. Take a look at rates from the top car insurance companies in Van for teenagers.

Annual Car Insurance Rates for Teen Drivers in Van, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,449 $11,414
American Family $5,974 $7,836
GEICO $5,497 $5,736
Nationwide $6,263 $8,036
Progressive $10,820 $12,108
State Farm $5,222 $6,658
USAA $4,608 $5,028

Cheapest Van, TX Car Insurance for Seniors

Take a look at Van, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Van, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,540 $3,540
American Family $2,164 $2,465
GEICO $2,428 $2,745
Nationwide $1,953 $2,067
Progressive $2,247 $2,284
State Farm $1,942 $1,942
USAA $1,559 $1,549

Cheapest Van, TX Car Insurance Rates After a DUI

A DUI in Van, TX increases car insurance rates. Compare Van, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Van, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,898
American Family $3,863
GEICO $3,167
Nationwide $4,523
Progressive $4,889
State Farm $3,750
USAA $3,339

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Cheapest Van, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Van, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Van, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,394 $5,658
American Family $3,802 $3,802
GEICO $3,321 $3,444
Nationwide $3,522 $3,522
Progressive $4,805 $4,805
State Farm $3,120 $3,120
USAA $2,538 $2,603

The Best Cheap Car Insurance Companies in Van, TX

Take a look at a side-by-side comparison of the top car insurance companies in Van, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Van, Texas

Insurance Company Average Annual Rates
Allstate $5,526
American Family $3,802
GEICO $3,383
Nationwide $3,522
Progressive $4,805
State Farm $3,120
USAA $2,570

Category Winners: Cheapest Car Insurance in Van, Texas

Find the cheapest car insurance companies in Van, TX for each category right here.

Best Annual Car Insurance Rates by Company in Van, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Van, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Van car insurance rates. Find the cheapest Van, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Van, Texas

Insurance Company Low Medium High
Allstate $5,403 $5,480 $5,696
American Family $3,553 $3,668 $4,184
GEICO $3,211 $3,342 $3,594
Nationwide $3,804 $3,371 $3,390
Progressive $4,602 $4,788 $5,026
State Farm $2,974 $3,111 $3,275
USAA $2,490 $2,561 $2,661

What affects car insurance rates in Van, Texas?

What factors can have an impact on Van, TX car insurance? There are several reasons why Van car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Van, Texas.

Car Theft in Van

High levels of vehicle theft can make car insurance more expensive. Van, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Van

The more time you spend in your car the higher the risk of an accident. The average commute length in Van, TX is 22.8 minutes according to City-Data.

Traffic in Van

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Van, TX traffic data from INRIX ranks Van as the 93rd-most congested in the world.

Compare Car Insurance Quotes in Van, TX

Ready to find affordable Van, Texas car insurance today? Enter your ZIP code for fast, free Van, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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