Compare Vanderbilt, MI Car Insurance Rates (2021)

Car insurance in Vanderbilt, MI averages $797 a month. Vanderbilt, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Vanderbilt car insurance rates, compare quotes from the top car insurance companies in Vanderbilt, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vanderbilt for teen drivers is USAA
  • Average car insurance rates in Vanderbilt, MI are $9,560/year
  • Average car insurance rates in Vanderbilt, MI after a DUI are $16,061/year

If you need to buy Vanderbilt, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Vanderbilt, MI is right here.

You’ll find Vanderbilt car insurance rates, the cheapest Vanderbilt, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Vanderbilt, Michigan car insurance rates to Ann Arbor car insurance rates, Dearborn car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Vanderbilt, MI car insurance today? Enter your ZIP code for fast, free Vanderbilt car insurance quotes.

Cheapest Vanderbilt, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vanderbilt, MI car insurance rates? Every Vanderbilt, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vanderbilt, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $3,401 $3,401 $3,172 $3,172 $7,627 $7,627 $3,812 $3,812
GEICO $3,884 $3,884 $3,922 $3,922 $10,771 $10,771 $3,717 $3,717
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,680 $4,680 $4,166 $4,166 $12,064 $12,064 $5,117 $5,117
Progressive $2,897 $2,715 $2,561 $2,832 $10,691 $11,486 $3,381 $3,176
State Farm $6,820 $6,820 $6,311 $6,311 $23,793 $23,793 $8,008 $8,008
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,498 $2,378 $2,348 $2,227 $6,040 $5,763 $3,049 $2,941

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Minimum Car Insurance in Vanderbilt, MI

Every driver must carry the minimum car insurance in Vanderbilt, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Vanderbilt, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vanderbilt, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vanderbilt, MI. Compare credit history car insurance rates in Vanderbilt from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vanderbilt, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $5,878 $3,961 $3,671
GEICO $7,165 $5,269 $4,288
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $8,198 $6,128 $5,194
Progressive $5,713 $4,824 $4,366
State Farm $18,216 $9,220 $6,263
Travelers $8,534 $8,275 $8,170
USAA $5,089 $2,906 $2,220

Cheapest Vanderbilt, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vanderbilt, MI to rates for a clean record with top companies.

Annual Vanderbilt, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $3,795 $4,821 $4,754 $4,643
GEICO $2,003 $4,153 $12,485 $3,655
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $5,553 $7,442 $6,765 $6,267
Progressive $4,227 $5,522 $4,967 $5,154
State Farm $7,163 $8,579 $18,490 $10,702
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,744 $3,412 $4,476 $2,989

Cheapest Vanderbilt, MI Car Insurance for Teen Drivers

Teen car insurance in Vanderbilt, MI can be expensive. Take a look at rates from the top car insurance companies in Vanderbilt for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vanderbilt, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $7,627 $7,627
GEICO $10,771 $10,771
Liberty Mutual $30,474 $30,474
Nationwide $12,064 $12,064
Progressive $10,691 $11,486
State Farm $23,793 $23,793
Travelers $16,861 $16,861
USAA $6,040 $5,763

Cheapest Vanderbilt, MI Car Insurance for Seniors

Take a look at Vanderbilt, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vanderbilt, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $3,172 $3,172
GEICO $3,922 $3,922
Liberty Mutual $12,695 $12,695
Nationwide $4,166 $4,166
Progressive $2,561 $2,832
State Farm $6,311 $6,311
Travelers $4,792 $4,792
USAA $2,348 $2,227

Cheapest Vanderbilt, MI Car Insurance Rates After a DUI

A DUI in Vanderbilt, MI increases car insurance rates. Compare Vanderbilt, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vanderbilt, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,138
Farmers $4,754
GEICO $12,485
Liberty Mutual $26,565
Nationwide $6,765
Progressive $4,967
State Farm $18,490
Travelers $12,908
USAA $4,476

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Cheapest Vanderbilt, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vanderbilt, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vanderbilt, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,316 $24,316
Farmers $4,503 $4,503
GEICO $5,444 $5,704
Liberty Mutual $16,605 $17,805
Nationwide $6,507 $6,507
Progressive $4,967 $4,967
State Farm $10,936 $11,531
Travelers $8,279 $8,375
USAA $3,366 $3,444

The Best Cheap Car Insurance Companies in Vanderbilt, MI

Take a look at a side-by-side comparison of the top car insurance companies in Vanderbilt, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vanderbilt, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $4,503
GEICO $5,574
Liberty Mutual $17,205
Nationwide $6,507
Progressive $4,967
State Farm $11,233
Travelers $8,327
USAA $3,405

Category Winners: Cheapest Car Insurance in Vanderbilt, Michigan

Find the cheapest car insurance companies in Vanderbilt, MI for each category right here.

Best Annual Car Insurance Rates by Company in Vanderbilt, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Vanderbilt, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vanderbilt car insurance rates. Find the cheapest Vanderbilt, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vanderbilt, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $4,380 $4,493 $4,636
GEICO $5,238 $5,528 $5,955
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $6,846 $6,388 $6,286
Progressive $4,812 $4,975 $5,115
State Farm $10,701 $11,299 $11,700
Travelers $8,241 $8,334 $8,405
USAA $3,303 $3,414 $3,500

What affects car insurance rates in Vanderbilt, Michigan?

What factors can have an impact on Vanderbilt, MI car insurance? There are several reasons why Vanderbilt car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vanderbilt, Michigan.

Commute Time in Vanderbilt

The more time you spend in your car the higher the risk of an accident. The average commute length in Vanderbilt, MI is 17.2 minutes according to City-Data.

Compare Car Insurance Quotes in Vanderbilt, MI

Ready to find affordable Vanderbilt, Michigan car insurance today? Enter your ZIP code for fast, free Vanderbilt, MI car insurance quotes.

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