Compare Vandiver, AL Car Insurance Rates (2021)

Car insurance in Vandiver, AL averages $319 a month. Vandiver, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Vandiver car insurance rates, compare quotes from the top car insurance companies in Vandiver, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vandiver for teen drivers is USAA
  • Average car insurance rates in Vandiver, AL after a DUI are $4,371/year
  • Average car insurance rates in Vandiver, AL are $3,827/year

If you need to buy Vandiver, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Vandiver, AL is right here.

You’ll find Vandiver car insurance rates, the cheapest Vandiver, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Vandiver, Alabama car insurance rates to Decatur car insurance rates, Birmingham car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Vandiver, AL car insurance today? Enter your ZIP code for fast, free Vandiver car insurance quotes.

Cheapest Vandiver, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vandiver, AL car insurance rates? Every Vandiver, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vandiver, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,077 $1,974 $1,885 $1,921 $7,387 $7,929 $2,312 $2,358
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $3,171 $3,425 $2,598 $2,902 $11,538 $12,822 $3,384 $3,609
Nationwide $1,717 $1,735 $1,568 $1,619 $4,570 $5,864 $1,907 $2,127
Progressive $2,421 $2,264 $1,986 $2,124 $10,127 $11,302 $2,833 $3,021
State Farm $3,065 $3,065 $2,780 $2,780 $9,434 $11,805 $3,467 $4,006
Travelers $1,642 $1,666 $1,545 $1,538 $8,975 $14,129 $1,551 $1,773
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

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Minimum Car Insurance in Vandiver, AL

Every driver must carry the minimum car insurance in Vandiver, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Vandiver, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Vandiver, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vandiver, AL. Compare credit history car insurance rates in Vandiver from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vandiver, Alabama

Insurance Company Poor Fair Good
Allstate $4,291 $3,383 $2,768
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,778 $4,770 $3,745
Nationwide $3,179 $2,485 $2,250
Progressive $5,078 $4,368 $4,085
State Farm $8,198 $4,143 $2,810
Travelers $4,472 $3,880 $3,956
USAA $2,933 $1,904 $1,699

Cheapest Vandiver, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vandiver, AL to rates for a clean record with top companies.

Annual Vandiver, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,947 $3,485 $4,149 $3,340
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,257 $5,932 $5,800 $5,736
Nationwide $2,312 $2,312 $3,352 $2,577
Progressive $4,067 $5,130 $4,381 $4,461
State Farm $4,548 $5,664 $4,994 $4,994
Travelers $3,412 $3,580 $5,259 $4,159
USAA $1,675 $2,102 $3,126 $1,812

Cheapest Vandiver, AL Car Insurance for Teen Drivers

Teen car insurance in Vandiver, AL can be expensive. Take a look at rates from the top car insurance companies in Vandiver for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vandiver, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,387 $7,929
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,538 $12,822
Nationwide $4,570 $5,864
Progressive $10,127 $11,302
State Farm $9,434 $11,805
Travelers $8,975 $14,129
USAA $4,035 $4,473

Cheapest Vandiver, AL Car Insurance for Seniors

Take a look at Vandiver, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vandiver, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,885 $1,921
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,598 $2,902
Nationwide $1,568 $1,619
Progressive $1,986 $2,124
State Farm $2,780 $2,780
Travelers $1,545 $1,538
USAA $1,267 $1,241

Cheapest Vandiver, AL Car Insurance Rates After a DUI

A DUI in Vandiver, AL increases car insurance rates. Compare Vandiver, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vandiver, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,149
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,800
Nationwide $3,352
Progressive $4,381
State Farm $4,994
Travelers $5,259
USAA $3,126

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Cheapest Vandiver, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vandiver, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vandiver, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,480 $3,480
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,431 $5,431
Nationwide $2,638 $2,638
Progressive $4,510 $4,510
State Farm $4,928 $5,173
Travelers $4,102 $4,102
USAA $2,079 $2,279

The Best Cheap Car Insurance Companies in Vandiver, AL

Take a look at a side-by-side comparison of the top car insurance companies in Vandiver, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vandiver, Alabama

Insurance Company Average Annual Rates
Allstate $3,480
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,431
Nationwide $2,638
Progressive $4,510
State Farm $5,050
Travelers $4,102
USAA $2,179

Category Winners: Cheapest Car Insurance in Vandiver, Alabama

Find the cheapest car insurance companies in Vandiver, AL for each category right here.

Best Annual Car Insurance Rates by Company in Vandiver, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Vandiver, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vandiver car insurance rates. Find the cheapest Vandiver, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vandiver, Alabama

Insurance Company Low Medium High
Allstate $3,344 $3,475 $3,622
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $5,209 $5,408 $5,676
Nationwide $2,617 $2,617 $2,680
Progressive $4,032 $4,487 $5,011
State Farm $4,773 $5,046 $5,333
Travelers $3,901 $4,184 $4,222
USAA $2,104 $2,168 $2,265

What affects car insurance rates in Vandiver, Alabama?

What factors can have an impact on Vandiver, AL car insurance? There are several reasons why Vandiver car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vandiver, Alabama.

Commute Time in Vandiver

The more time you spend in your car the higher the risk of an accident. The average commute length in Vandiver, AL is 35.1 minutes according to City-Data.

Compare Car Insurance Quotes in Vandiver, AL

Ready to find affordable Vandiver, Alabama car insurance today? Enter your ZIP code for fast, free Vandiver, AL car insurance quotes.

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