Compare Vardaman, MS Car Insurance Rates (2021)

Car insurance in Vardaman, MS averages $271 a month. Vardaman, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Vardaman car insurance rates, compare quotes from the top car insurance companies in Vardaman, MS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vardaman, MS after a DUI are $3,911/year
  • The cheapest car insurance company in Vardaman for teen drivers is USAA
  • Average car insurance rates in Vardaman, MS are $3,246/year

If you need to buy Vardaman, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Vardaman, MS is right here.

You’ll find Vardaman car insurance rates, the cheapest Vardaman, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Vardaman, Mississippi car insurance rates to Tupelo car insurance rates, Southaven car insurance rates, and Gulfport car insurance rates.

Ready to find affordable Vardaman, MS car insurance today? Enter your ZIP code for fast, free Vardaman car insurance quotes.

Cheapest Vardaman, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vardaman, MS car insurance rates? Every Vardaman, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vardaman, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,314 $2,148 $2,197 $9,486 $10,121 $2,765 $2,847
GEICO $2,443 $2,309 $2,220 $2,062 $6,127 $5,795 $4,102 $1,979
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $2,197 $2,265 $1,964 $2,090 $4,367 $5,584 $2,485 $2,699
Progressive $2,029 $1,897 $1,656 $1,604 $7,214 $8,057 $2,087 $2,160
State Farm $1,644 $1,644 $1,465 $1,465 $4,631 $5,820 $1,827 $2,076
Travelers $1,532 $1,561 $1,447 $1,453 $6,618 $10,457 $1,602 $1,869
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Vardaman, MS

Every driver must carry the minimum car insurance in Vardaman, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Vardaman, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Vardaman, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vardaman, MS. Compare credit history car insurance rates in Vardaman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vardaman, Mississippi

Insurance Company Poor Fair Good
Allstate $4,959 $4,394 $3,508
GEICO $5,096 $2,887 $2,156
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $3,484 $2,822 $2,563
Progressive $3,798 $3,225 $2,991
State Farm $3,703 $2,249 $1,762
Travelers $3,770 $3,071 $3,111
USAA $2,626 $1,714 $1,431

Cheapest Vardaman, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vardaman, MS to rates for a clean record with top companies.

Annual Vardaman, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,631 $4,268 $5,143 $4,106
GEICO $2,113 $3,194 $4,840 $3,371
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $2,351 $3,014 $3,852 $2,609
Progressive $2,867 $3,828 $3,290 $3,368
State Farm $2,345 $2,848 $2,546 $2,546
Travelers $2,907 $3,044 $4,151 $3,167
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Vardaman, MS Car Insurance for Teen Drivers

Teen car insurance in Vardaman, MS can be expensive. Take a look at rates from the top car insurance companies in Vardaman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vardaman, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,486 $10,121
GEICO $6,127 $5,795
Liberty Mutual $8,870 $9,867
Nationwide $4,367 $5,584
Progressive $7,214 $8,057
State Farm $4,631 $5,820
Travelers $6,618 $10,457
USAA $3,217 $3,812

Cheapest Vardaman, MS Car Insurance for Seniors

Take a look at Vardaman, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vardaman, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,197
GEICO $2,220 $2,062
Liberty Mutual $1,995 $2,238
Nationwide $1,964 $2,090
Progressive $1,656 $1,604
State Farm $1,465 $1,465
Travelers $1,447 $1,453
USAA $1,217 $1,230

Cheapest Vardaman, MS Car Insurance Rates After a DUI

A DUI in Vardaman, MS increases car insurance rates. Compare Vardaman, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vardaman, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,143
GEICO $4,840
Liberty Mutual $4,866
Nationwide $3,852
Progressive $3,290
State Farm $2,546
Travelers $4,151
USAA $2,599

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Cheapest Vardaman, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vardaman, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vardaman, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,287 $4,287
GEICO $3,369 $3,390
Liberty Mutual $4,195 $4,195
Nationwide $2,956 $2,956
Progressive $3,338 $3,338
State Farm $2,511 $2,632
Travelers $3,317 $3,317
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Vardaman, MS

Take a look at a side-by-side comparison of the top car insurance companies in Vardaman, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vardaman, Mississippi

Insurance Company Average Annual Rates
Allstate $4,287
GEICO $3,380
Liberty Mutual $4,195
Nationwide $2,956
Progressive $3,338
State Farm $2,571
Travelers $3,317
USAA $1,924

Category Winners: Cheapest Car Insurance in Vardaman, Mississippi

Find the cheapest car insurance companies in Vardaman, MS for each category right here.

Best Annual Car Insurance Rates by Company in Vardaman, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Vardaman, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vardaman car insurance rates. Find the cheapest Vardaman, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vardaman, Mississippi

Insurance Company Low Medium High
Allstate $4,128 $4,283 $4,450
GEICO $3,192 $3,402 $3,545
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,820 $2,948 $3,100
Progressive $3,018 $3,369 $3,627
State Farm $2,433 $2,559 $2,723
Travelers $3,153 $3,337 $3,462
USAA $1,798 $1,913 $2,061

What affects car insurance rates in Vardaman, Mississippi?

What factors can have an impact on Vardaman, MS car insurance? There are several reasons why Vardaman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vardaman, Mississippi.

Commute Time in Vardaman

The more time you spend in your car the higher the risk of an accident. The average commute length in Vardaman, MS is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Vardaman, MS

Ready to find affordable Vardaman, Mississippi car insurance today? Enter your ZIP code for fast, free Vardaman, MS car insurance quotes.

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