Compare Varina, IA Car Insurance Rates (2021)

Car insurance in Varina, IA averages $247 a month. Varina, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Varina car insurance rates, compare quotes from the top car insurance companies in Varina, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Varina, IA are $2,961/year
  • The cheapest car insurance company in Varina for teen drivers is USAA
  • Average car insurance rates in Varina, IA after a DUI are $3,569/year

If you need to buy Varina, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Varina, IA is right here.

You’ll find Varina car insurance rates, the cheapest Varina, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Varina, Iowa car insurance rates to Sioux City car insurance rates, Iowa City car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Varina, IA car insurance today? Enter your ZIP code for fast, free Varina car insurance quotes.

Cheapest Varina, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Varina, IA car insurance rates? Every Varina, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Varina, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,935 $1,935 $1,731 $1,731 $5,179 $7,255 $1,935 $2,329
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,175 $2,363 $1,911 $2,323 $10,438 $11,753 $2,464 $2,720
Nationwide $1,640 $1,682 $1,464 $1,560 $3,780 $4,882 $1,858 $2,019
Progressive $1,549 $1,490 $1,276 $1,326 $3,839 $4,332 $1,862 $2,018
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,425 $2,472 $2,372 $2,375 $10,993 $17,553 $2,528 $2,962
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Varina, IA

Every driver must carry the minimum car insurance in Varina, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Varina, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Varina, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Varina, IA. Compare credit history car insurance rates in Varina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Varina, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,829 $2,814 $2,367
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,450 $3,976 $3,129
Nationwide $2,864 $2,248 $1,970
Progressive $2,610 $2,111 $1,913
State Farm $3,157 $1,953 $1,541
Travelers $6,134 $5,246 $5,001
USAA $2,542 $1,743 $1,509

Cheapest Varina, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Varina, IA to rates for a clean record with top companies.

Annual Varina, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,168 $3,176 $4,121 $2,549
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,903 $4,827 $4,926 $4,418
Nationwide $1,713 $2,454 $3,340 $1,936
Progressive $1,778 $2,916 $1,928 $2,225
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,969 $5,309 $7,119 $5,444
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Varina, IA Car Insurance for Teen Drivers

Teen car insurance in Varina, IA can be expensive. Take a look at rates from the top car insurance companies in Varina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Varina, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,179 $7,255
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,438 $11,753
Nationwide $3,780 $4,882
Progressive $3,839 $4,332
State Farm $3,891 $4,937
Travelers $10,993 $17,553
USAA $3,484 $3,704

Cheapest Varina, IA Car Insurance for Seniors

Take a look at Varina, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Varina, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,731 $1,731
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,911 $2,323
Nationwide $1,464 $1,560
Progressive $1,276 $1,326
State Farm $1,269 $1,269
Travelers $2,372 $2,375
USAA $1,182 $1,208

Cheapest Varina, IA Car Insurance Rates After a DUI

A DUI in Varina, IA increases car insurance rates. Compare Varina, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Varina, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,121
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,926
Nationwide $3,340
Progressive $1,928
State Farm $2,217
Travelers $7,119
USAA $2,577

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Cheapest Varina, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Varina, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Varina, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,968 $3,039
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,518 $4,518
Nationwide $2,361 $2,361
Progressive $2,212 $2,212
State Farm $2,164 $2,270
Travelers $5,460 $5,460
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Varina, IA

Take a look at a side-by-side comparison of the top car insurance companies in Varina, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Varina, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,003
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,518
Nationwide $2,361
Progressive $2,212
State Farm $2,217
Travelers $5,460
USAA $1,931

Category Winners: Cheapest Car Insurance in Varina, Iowa

Find the cheapest car insurance companies in Varina, IA for each category right here.

Best Annual Car Insurance Rates by Company in Varina, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Varina, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Varina car insurance rates. Find the cheapest Varina, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Varina, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,013 $3,171 $2,826
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,336 $4,509 $4,710
Nationwide $2,455 $2,351 $2,276
Progressive $2,083 $2,218 $2,334
State Farm $2,111 $2,229 $2,311
Travelers $5,114 $5,544 $5,722
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Varina, Iowa?

What factors can have an impact on Varina, IA car insurance? There are several reasons why Varina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Varina, Iowa.

Commute Time in Varina

The more time you spend in your car the higher the risk of an accident. The average commute length in Varina, IA is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Varina, IA

Ready to find affordable Varina, Iowa car insurance today? Enter your ZIP code for fast, free Varina, IA car insurance quotes.

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