Compare Varna, IL Car Insurance Rates (2021)

Car insurance in Varna, IL averages $250 a month. Varna, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Varna car insurance rates, compare quotes from the top car insurance companies in Varna, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Varna for teen drivers is State Farm
  • The cheapest car insurance company in Varna is Liberty Mutual
  • Average car insurance rates in Varna, IL after a DUI are $3,496/year

If you need to buy Varna, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Varna, IL is right here.

You’ll find Varna car insurance rates, the cheapest Varna, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Varna, Illinois car insurance rates to Elgin car insurance rates, Rockford car insurance rates, and Joliet car insurance rates.

Ready to find affordable Varna, IL car insurance today? Enter your ZIP code for fast, free Varna car insurance quotes.

Cheapest Varna, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Varna, IL car insurance rates? Every Varna, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Varna, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,260 $2,263 $2,009 $2,118 $9,422 $9,824 $2,579 $2,707
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,255 $1,353 $1,049 $1,169 $4,052 $4,501 $1,310 $1,381
Nationwide $1,577 $1,606 $1,407 $1,490 $4,229 $5,428 $1,827 $1,978
Progressive $2,069 $1,968 $1,700 $1,775 $7,364 $8,288 $2,477 $2,702
State Farm $1,360 $1,360 $1,204 $1,204 $3,758 $4,775 $1,534 $1,758
Travelers $1,464 $1,545 $1,318 $1,406 $4,026 $4,997 $1,555 $1,638
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

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Minimum Car Insurance in Varna, IL

Every driver must carry the minimum car insurance in Varna, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Varna, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Varna, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Varna, IL. Compare credit history car insurance rates in Varna from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Varna, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,723 $3,956 $3,764
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,835 $1,774 $1,417
Nationwide $2,910 $2,352 $2,066
Progressive $4,039 $3,425 $3,165
State Farm $3,081 $1,845 $1,431
Travelers $2,748 $2,193 $1,789
USAA $3,883 $2,655 $2,184

Cheapest Varna, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Varna, IL to rates for a clean record with top companies.

Annual Varna, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,506 $4,508 $4,396 $4,180
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,678 $2,369 $2,087 $1,901
Nationwide $1,973 $2,546 $2,990 $2,262
Progressive $2,922 $4,322 $3,231 $3,697
State Farm $1,946 $2,292 $2,119 $2,119
Travelers $1,793 $2,337 $2,600 $2,244
USAA $2,077 $2,971 $4,078 $2,502

Cheapest Varna, IL Car Insurance for Teen Drivers

Teen car insurance in Varna, IL can be expensive. Take a look at rates from the top car insurance companies in Varna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Varna, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,422 $9,824
GEICO $4,847 $5,129
Liberty Mutual $4,052 $4,501
Nationwide $4,229 $5,428
Progressive $7,364 $8,288
State Farm $3,758 $4,775
Travelers $4,026 $4,997
USAA $5,519 $6,112

Cheapest Varna, IL Car Insurance for Seniors

Take a look at Varna, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Varna, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $2,009 $2,118
GEICO $1,521 $1,797
Liberty Mutual $1,049 $1,169
Nationwide $1,407 $1,490
Progressive $1,700 $1,775
State Farm $1,204 $1,204
Travelers $1,318 $1,406
USAA $1,620 $1,612

Cheapest Varna, IL Car Insurance Rates After a DUI

A DUI in Varna, IL increases car insurance rates. Compare Varna, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Varna, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,396
GEICO $3,482
Liberty Mutual $2,087
Nationwide $2,990
Progressive $3,231
State Farm $2,119
Travelers $2,600
USAA $4,078

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Cheapest Varna, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Varna, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Varna, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,148 $4,148
GEICO $2,519 $2,617
Liberty Mutual $2,009 $2,009
Nationwide $2,443 $2,443
Progressive $3,543 $3,543
State Farm $2,066 $2,172
Travelers $2,156 $2,331
USAA $2,825 $2,989

The Best Cheap Car Insurance Companies in Varna, IL

Take a look at a side-by-side comparison of the top car insurance companies in Varna, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Varna, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,148
GEICO $2,568
Liberty Mutual $2,009
Nationwide $2,443
Progressive $3,543
State Farm $2,119
Travelers $2,243
USAA $2,907

Category Winners: Cheapest Car Insurance in Varna, Illinois

Find the cheapest car insurance companies in Varna, IL for each category right here.

Best Annual Car Insurance Rates by Company in Varna, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Varna, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Varna car insurance rates. Find the cheapest Varna, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Varna, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,958 $4,056 $4,429
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,900 $2,004 $2,122
Nationwide $2,426 $2,463 $2,439
Progressive $3,291 $3,537 $3,800
State Farm $2,017 $2,122 $2,217
Travelers $2,116 $2,241 $2,373
USAA $2,717 $2,904 $3,100

What affects car insurance rates in Varna, Illinois?

What factors can have an impact on Varna, IL car insurance? There are several reasons why Varna car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Varna, Illinois.

Commute Time in Varna

The more time you spend in your car the higher the risk of an accident. The average commute length in Varna, IL is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Varna, IL

Ready to find affordable Varna, Illinois car insurance today? Enter your ZIP code for fast, free Varna, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State