Compare Velva, ND Car Insurance Rates (2021)

Car insurance in Velva, ND averages $360 a month. Velva, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Velva car insurance rates, compare quotes from the top car insurance companies in Velva, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Velva, ND after a DUI are $5,160/year
  • The cheapest car insurance company in Velva is USAA
  • Average car insurance rates in Velva, ND are $4,321/year

If you need to buy Velva, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Velva, ND is right here.

You’ll find Velva car insurance rates, the cheapest Velva, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Velva, North Dakota car insurance rates to Watford City car insurance rates, Grand Forks car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Velva, ND car insurance today? Enter your ZIP code for fast, free Velva car insurance quotes.

Cheapest Velva, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Velva, ND car insurance rates? Every Velva, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Velva, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,797 $2,797 $2,527 $2,527 $5,984 $8,628 $2,797 $3,275
Farmers $1,696 $1,661 $1,513 $1,578 $6,262 $6,416 $1,937 $2,046
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,429 $2,323 $1,967 $2,038 $8,894 $9,966 $2,995 $3,041
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Velva, ND

Every driver must carry the minimum car insurance in Velva, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Velva, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Velva, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Velva, ND. Compare credit history car insurance rates in Velva from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Velva, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,149 $3,578 $3,023
Farmers $3,337 $2,733 $2,595
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,861 $4,057 $3,701
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Velva, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Velva, ND to rates for a clean record with top companies.

Annual Velva, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,865 $4,082 $5,440 $3,279
Farmers $2,428 $3,109 $3,071 $2,947
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,884 $4,775 $3,927 $4,242
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Velva, ND Car Insurance for Teen Drivers

Teen car insurance in Velva, ND can be expensive. Take a look at rates from the top car insurance companies in Velva for teenagers.

Annual Car Insurance Rates for Teen Drivers in Velva, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $5,984 $8,628
Farmers $6,262 $6,416
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $8,894 $9,966
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Velva, ND Car Insurance for Seniors

Take a look at Velva, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Velva, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,527 $2,527
Farmers $1,513 $1,578
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,967 $2,038
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Velva, ND Car Insurance Rates After a DUI

A DUI in Velva, ND increases car insurance rates. Compare Velva, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Velva, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,440
Farmers $3,071
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,927
State Farm $2,757
USAA $2,854

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Cheapest Velva, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Velva, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Velva, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,868 $3,965
Farmers $2,889 $2,889
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $4,207 $4,207
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Velva, ND

Take a look at a side-by-side comparison of the top car insurance companies in Velva, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Velva, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $3,917
Farmers $2,889
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $4,207
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Velva, North Dakota

Find the cheapest car insurance companies in Velva, ND for each category right here.

Best Annual Car Insurance Rates by Company in Velva, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Velva, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Velva car insurance rates. Find the cheapest Velva, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Velva, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,039 $4,111 $3,600
Farmers $2,821 $2,876 $2,970
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $4,096 $4,194 $4,330
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Velva, North Dakota?

What factors can have an impact on Velva, ND car insurance? There are several reasons why Velva car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Velva, North Dakota.

Commute Time in Velva

The more time you spend in your car the higher the risk of an accident. The average commute length in Velva, ND is 17.9 minutes according to City-Data.

Compare Car Insurance Quotes in Velva, ND

Ready to find affordable Velva, North Dakota car insurance today? Enter your ZIP code for fast, free Velva, ND car insurance quotes.

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