Compare Ventura, IA Car Insurance Rates (2021)

Car insurance in Ventura, IA averages $237 a month. Ventura, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Ventura car insurance rates, compare quotes from the top car insurance companies in Ventura, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ventura, IA after a DUI are $3,428/year
  • The cheapest car insurance company in Ventura is USAA
  • The cheapest car insurance company in Ventura for teen drivers is USAA

If you need to buy Ventura, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Ventura, IA is right here.

You’ll find Ventura car insurance rates, the cheapest Ventura, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Ventura, Iowa car insurance rates to Cedar Rapids car insurance rates, Waterloo car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Ventura, IA car insurance today? Enter your ZIP code for fast, free Ventura car insurance quotes.

Cheapest Ventura, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ventura, IA car insurance rates? Every Ventura, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ventura, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,633 $1,676 $1,458 $1,554 $3,749 $4,846 $1,849 $2,009
Progressive $1,395 $1,336 $1,152 $1,196 $3,546 $3,995 $1,676 $1,814
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,465 $2,518 $2,383 $2,391 $10,704 $16,977 $2,562 $3,054
USAA $1,190 $1,199 $1,097 $1,112 $3,264 $3,454 $1,423 $1,568

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Minimum Car Insurance in Ventura, IA

Every driver must carry the minimum car insurance in Ventura, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Ventura, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Ventura, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ventura, IA. Compare credit history car insurance rates in Ventura from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ventura, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,695 $2,717 $2,284
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $2,848 $2,233 $1,959
Progressive $2,369 $1,925 $1,747
State Farm $3,113 $1,926 $1,519
Travelers $6,060 $5,166 $4,919
USAA $2,344 $1,618 $1,403

Cheapest Ventura, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ventura, IA to rates for a clean record with top companies.

Annual Ventura, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,702 $2,440 $3,321 $1,924
Progressive $1,617 $2,662 $1,755 $2,021
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,930 $5,228 $6,991 $5,378
USAA $1,363 $1,837 $2,386 $1,567

Cheapest Ventura, IA Car Insurance for Teen Drivers

Teen car insurance in Ventura, IA can be expensive. Take a look at rates from the top car insurance companies in Ventura for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ventura, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,991 $6,995
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $3,749 $4,846
Progressive $3,546 $3,995
State Farm $3,825 $4,856
Travelers $10,704 $16,977
USAA $3,264 $3,454

Cheapest Ventura, IA Car Insurance for Seniors

Take a look at Ventura, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ventura, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,673 $1,673
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,458 $1,554
Progressive $1,152 $1,196
State Farm $1,254 $1,254
Travelers $2,383 $2,391
USAA $1,097 $1,112

Cheapest Ventura, IA Car Insurance Rates After a DUI

A DUI in Ventura, IA increases car insurance rates. Compare Ventura, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ventura, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $3,974
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,321
Progressive $1,755
State Farm $2,186
Travelers $6,991
USAA $2,386

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Cheapest Ventura, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ventura, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ventura, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,865 $2,932
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,347 $2,347
Progressive $2,014 $2,014
State Farm $2,133 $2,239
Travelers $5,382 $5,382
USAA $1,723 $1,854

The Best Cheap Car Insurance Companies in Ventura, IA

Take a look at a side-by-side comparison of the top car insurance companies in Ventura, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ventura, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,899
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,347
Progressive $2,014
State Farm $2,186
Travelers $5,382
USAA $1,788

Category Winners: Cheapest Car Insurance in Ventura, Iowa

Find the cheapest car insurance companies in Ventura, IA for each category right here.

Best Annual Car Insurance Rates by Company in Ventura, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Ventura, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ventura car insurance rates. Find the cheapest Ventura, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ventura, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,911 $3,060 $2,725
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,441 $2,337 $2,262
Progressive $1,895 $2,021 $2,125
State Farm $2,083 $2,198 $2,277
Travelers $5,102 $5,461 $5,583
USAA $1,689 $1,795 $1,882

What affects car insurance rates in Ventura, Iowa?

What factors can have an impact on Ventura, IA car insurance? There are several reasons why Ventura car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ventura, Iowa.

Commute Time in Ventura

The more time you spend in your car the higher the risk of an accident. The average commute length in Ventura, IA is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ventura, IA

Ready to find affordable Ventura, Iowa car insurance today? Enter your ZIP code for fast, free Ventura, IA car insurance quotes.

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