Compare Vergennes, VT Car Insurance Rates (2021)

Car insurance in Vergennes, VT averages $266 a month. Vergennes, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Vergennes car insurance rates, compare quotes from the top car insurance companies in Vergennes, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vergennes for teen drivers is USAA
  • The cheapest car insurance company in Vergennes is USAA
  • Average car insurance rates in Vergennes, VT are $3,192/year

If you need to buy Vergennes, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Vergennes, VT is right here.

You’ll find Vergennes car insurance rates, the cheapest Vergennes, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Vergennes, Vermont car insurance rates to Bellows Falls car insurance rates, St. Albans car insurance rates, and South Burlington car insurance rates.

Ready to find affordable Vergennes, VT car insurance today? Enter your ZIP code for fast, free Vergennes car insurance quotes.

Cheapest Vergennes, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vergennes, VT car insurance rates? Every Vergennes, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vergennes, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,354 $2,354 $2,249 $2,249 $5,678 $7,497 $2,677 $2,939
GEICO $1,683 $1,564 $1,654 $1,507 $3,845 $4,483 $1,419 $1,390
Liberty Mutual $1,868 $2,020 $1,650 $1,852 $7,933 $8,821 $2,139 $2,266
Nationwide $1,480 $1,508 $1,330 $1,406 $3,593 $4,579 $1,696 $1,829
Progressive $3,217 $3,190 $2,879 $2,891 $9,961 $10,902 $3,288 $3,499
State Farm $2,472 $2,472 $2,207 $2,207 $7,282 $9,350 $2,754 $3,062
USAA $1,174 $1,179 $1,097 $1,091 $3,790 $3,963 $1,607 $1,678

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Minimum Car Insurance in Vergennes, VT

Every driver must carry the minimum car insurance in Vergennes, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Vergennes, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vergennes, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vergennes, VT. Compare credit history car insurance rates in Vergennes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vergennes, Vermont

Insurance Company Poor Fair Good
Allstate $4,290 $3,280 $2,930
GEICO $3,548 $1,868 $1,163
Liberty Mutual $5,341 $3,055 $2,309
Nationwide $2,514 $2,085 $1,934
Progressive $5,723 $4,795 $4,417
State Farm $6,991 $2,983 $1,953
USAA $2,813 $1,680 $1,349

Cheapest Vergennes, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vergennes, VT to rates for a clean record with top companies.

Annual Vergennes, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,896 $3,837 $3,957 $3,309
GEICO $1,411 $2,350 $3,272 $1,739
Liberty Mutual $3,140 $3,756 $3,987 $3,392
Nationwide $1,741 $2,238 $2,817 $1,914
Progressive $4,197 $6,072 $4,714 $4,930
State Farm $3,619 $4,332 $3,976 $3,976
USAA $1,483 $1,873 $2,783 $1,650

Cheapest Vergennes, VT Car Insurance for Teen Drivers

Teen car insurance in Vergennes, VT can be expensive. Take a look at rates from the top car insurance companies in Vergennes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vergennes, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,678 $7,497
GEICO $3,845 $4,483
Liberty Mutual $7,933 $8,821
Nationwide $3,593 $4,579
Progressive $9,961 $10,902
State Farm $7,282 $9,350
USAA $3,790 $3,963

Cheapest Vergennes, VT Car Insurance for Seniors

Take a look at Vergennes, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vergennes, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,249 $2,249
GEICO $1,654 $1,507
Liberty Mutual $1,650 $1,852
Nationwide $1,330 $1,406
Progressive $2,879 $2,891
State Farm $2,207 $2,207
USAA $1,097 $1,091

Cheapest Vergennes, VT Car Insurance Rates After a DUI

A DUI in Vergennes, VT increases car insurance rates. Compare Vergennes, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vergennes, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,957
GEICO $3,272
Liberty Mutual $3,987
Nationwide $2,817
Progressive $4,714
State Farm $3,976
USAA $2,783

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Cheapest Vergennes, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vergennes, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vergennes, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,432 $3,567
GEICO $2,162 $2,224
Liberty Mutual $3,569 $3,569
Nationwide $2,178 $2,178
Progressive $4,978 $4,978
State Farm $3,850 $4,102
USAA $1,924 $1,971

The Best Cheap Car Insurance Companies in Vergennes, VT

Take a look at a side-by-side comparison of the top car insurance companies in Vergennes, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vergennes, Vermont

Insurance Company Average Annual Rates
Allstate $3,500
GEICO $2,193
Liberty Mutual $3,569
Nationwide $2,178
Progressive $4,978
State Farm $3,976
USAA $1,947

Category Winners: Cheapest Car Insurance in Vergennes, Vermont

Find the cheapest car insurance companies in Vergennes, VT for each category right here.

Best Annual Car Insurance Rates by Company in Vergennes, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Vergennes, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vergennes car insurance rates. Find the cheapest Vergennes, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vergennes, Vermont

Insurance Company Low Medium High
Allstate $3,426 $3,495 $3,579
GEICO $2,114 $2,194 $2,271
Liberty Mutual $3,366 $3,559 $3,781
Nationwide $2,234 $2,186 $2,114
Progressive $4,732 $4,912 $5,291
State Farm $3,767 $3,994 $4,166
USAA $1,883 $1,945 $2,014

What affects car insurance rates in Vergennes, Vermont?

What factors can have an impact on Vergennes, VT car insurance? There are several reasons why Vergennes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vergennes, Vermont.

Car Theft in Vergennes

High levels of vehicle theft can make car insurance more expensive. Vergennes, VT car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Vergennes

The more time you spend in your car the higher the risk of an accident. The average commute length in Vergennes, VT is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Vergennes, VT

Ready to find affordable Vergennes, Vermont car insurance today? Enter your ZIP code for fast, free Vergennes, VT car insurance quotes.

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