Compare Vermilion, OH Car Insurance Rates (2021)

Car insurance in Vermilion, OH averages $214 a month. Vermilion, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Vermilion car insurance rates, compare quotes from the top car insurance companies in Vermilion, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vermilion, OH are $2,565/year
  • The cheapest car insurance company in Vermilion for teen drivers is USAA
  • The cheapest car insurance company in Vermilion is USAA

If you need to buy Vermilion, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Vermilion, OH is right here.

You’ll find Vermilion car insurance rates, the cheapest Vermilion, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Vermilion, Ohio car insurance rates to Lorain car insurance rates, Canton car insurance rates, and Columbus car insurance rates.

Ready to find affordable Vermilion, OH car insurance today? Enter your ZIP code for fast, free Vermilion car insurance quotes.

Cheapest Vermilion, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vermilion, OH car insurance rates? Every Vermilion, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vermilion, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,904 $1,891 $1,727 $1,844 $5,335 $6,093 $1,986 $2,111
American Family $920 $955 $841 $845 $2,832 $3,074 $1,136 $1,196
Farmers $1,556 $1,553 $1,369 $1,447 $7,042 $7,325 $1,745 $1,819
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $1,982 $1,989 $1,793 $1,802 $5,115 $6,573 $2,120 $2,459
Progressive $1,561 $1,467 $1,301 $1,343 $7,004 $7,883 $1,864 $1,928
State Farm $1,339 $1,339 $1,205 $1,205 $4,267 $5,362 $1,556 $1,781
Travelers $1,343 $1,362 $1,345 $1,336 $5,915 $9,352 $1,404 $1,586
USAA $859 $866 $818 $817 $2,635 $2,933 $1,146 $1,234

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Minimum Car Insurance in Vermilion, OH

Every driver must carry the minimum car insurance in Vermilion, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Vermilion, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Vermilion, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vermilion, OH. Compare credit history car insurance rates in Vermilion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vermilion, Ohio

Insurance Company Poor Fair Good
Allstate $3,668 $2,681 $2,235
American Family $1,959 $1,335 $1,131
Farmers $3,370 $2,856 $2,719
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,592 $2,897 $2,449
Progressive $3,413 $2,956 $2,763
State Farm $3,215 $1,988 $1,567
Travelers $3,301 $2,876 $2,689
USAA $1,833 $1,299 $1,109

Cheapest Vermilion, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vermilion, OH to rates for a clean record with top companies.

Annual Vermilion, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,396 $2,907 $3,425 $2,719
American Family $1,414 $1,495 $1,495 $1,495
Farmers $2,457 $3,169 $3,090 $3,211
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,395 $3,036 $3,841 $2,644
Progressive $2,624 $3,571 $2,796 $3,184
State Farm $2,051 $2,462 $2,257 $2,257
Travelers $2,169 $2,837 $4,288 $2,528
USAA $1,085 $1,454 $1,913 $1,202

Cheapest Vermilion, OH Car Insurance for Teen Drivers

Teen car insurance in Vermilion, OH can be expensive. Take a look at rates from the top car insurance companies in Vermilion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vermilion, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,335 $6,093
American Family $2,832 $3,074
Farmers $7,042 $7,325
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,115 $6,573
Progressive $7,004 $7,883
State Farm $4,267 $5,362
Travelers $5,915 $9,352
USAA $2,635 $2,933

Cheapest Vermilion, OH Car Insurance for Seniors

Take a look at Vermilion, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vermilion, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,844
American Family $841 $845
Farmers $1,369 $1,447
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,793 $1,802
Progressive $1,301 $1,343
State Farm $1,205 $1,205
Travelers $1,345 $1,336
USAA $818 $817

Cheapest Vermilion, OH Car Insurance Rates After a DUI

A DUI in Vermilion, OH increases car insurance rates. Compare Vermilion, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vermilion, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,425
American Family $1,495
Farmers $3,090
GEICO $2,272
Liberty Mutual $4,508
Nationwide $3,841
Progressive $2,796
State Farm $2,257
Travelers $4,288
USAA $1,913

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Cheapest Vermilion, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vermilion, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vermilion, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,861 $2,861
American Family $1,457 $1,493
Farmers $2,982 $2,982
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $2,979 $2,979
Progressive $3,044 $3,044
State Farm $2,199 $2,314
Travelers $2,955 $2,955
USAA $1,359 $1,468

The Best Cheap Car Insurance Companies in Vermilion, OH

Take a look at a side-by-side comparison of the top car insurance companies in Vermilion, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vermilion, Ohio

Insurance Company Average Annual Rates
Allstate $2,861
American Family $1,475
Farmers $2,982
GEICO $1,589
Liberty Mutual $4,094
Nationwide $2,979
Progressive $3,044
State Farm $2,257
Travelers $2,955
USAA $1,413

Category Winners: Cheapest Car Insurance in Vermilion, Ohio

Find the cheapest car insurance companies in Vermilion, OH for each category right here.

Best Annual Car Insurance Rates by Company in Vermilion, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Vermilion, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vermilion car insurance rates. Find the cheapest Vermilion, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vermilion, Ohio

Insurance Company Low Medium High
Allstate $2,757 $2,855 $2,972
American Family $1,447 $1,486 $1,491
Farmers $2,816 $2,934 $3,196
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,285 $2,888 $2,764
Progressive $2,918 $3,017 $3,197
State Farm $2,133 $2,264 $2,373
Travelers $2,868 $2,996 $3,003
USAA $1,348 $1,412 $1,480

What affects car insurance rates in Vermilion, Ohio?

What factors can have an impact on Vermilion, OH car insurance? There are several reasons why Vermilion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vermilion, Ohio.

Car Theft in Vermilion

High levels of vehicle theft can make car insurance more expensive. Vermilion, OH car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Vermilion

The more time you spend in your car the higher the risk of an accident. The average commute length in Vermilion, OH is 28.3 minutes according to City-Data.

Compare Car Insurance Quotes in Vermilion, OH

Ready to find affordable Vermilion, Ohio car insurance today? Enter your ZIP code for fast, free Vermilion, OH car insurance quotes.

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