Compare Vermont, IL Car Insurance Rates (2021)

Car insurance in Vermont, IL averages $252 a month. Vermont, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Vermont car insurance rates, compare quotes from the top car insurance companies in Vermont, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vermont, IL are $3,024/year
  • The cheapest car insurance company in Vermont is State Farm
  • The cheapest car insurance company in Vermont for teen drivers is State Farm

If you need to buy Vermont, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Vermont, IL is right here.

You’ll find Vermont car insurance rates, the cheapest Vermont, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Vermont, Illinois car insurance rates to Naperville car insurance rates, Elgin car insurance rates, and Rockford car insurance rates.

Ready to find affordable Vermont, IL car insurance today? Enter your ZIP code for fast, free Vermont car insurance quotes.

Cheapest Vermont, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vermont, IL car insurance rates? Every Vermont, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vermont, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,367 $2,367 $2,158 $2,158 $6,493 $9,079 $2,367 $3,045
Farmers $2,224 $2,229 $1,979 $2,086 $9,208 $9,600 $2,536 $2,663
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,313 $1,418 $1,094 $1,222 $4,173 $4,642 $1,374 $1,452
Nationwide $1,706 $1,740 $1,517 $1,611 $4,593 $5,910 $1,976 $2,143
Progressive $1,930 $1,853 $1,589 $1,651 $6,458 $7,275 $2,312 $2,504
State Farm $1,275 $1,275 $1,118 $1,118 $3,346 $4,274 $1,433 $1,628
Travelers $1,399 $1,478 $1,250 $1,334 $3,718 $4,587 $1,488 $1,568
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

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Minimum Car Insurance in Vermont, IL

Every driver must carry the minimum car insurance in Vermont, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Vermont, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Vermont, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vermont, IL. Compare credit history car insurance rates in Vermont from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vermont, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $5,016 $3,389 $2,858
Farmers $4,635 $3,874 $3,688
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,950 $1,839 $1,469
Nationwide $3,164 $2,550 $2,235
Progressive $3,659 $3,087 $2,843
State Farm $2,811 $1,684 $1,306
Travelers $2,583 $2,049 $1,677
USAA $3,661 $2,516 $2,074

Cheapest Vermont, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vermont, IL to rates for a clean record with top companies.

Annual Vermont, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,759 $3,921 $5,207 $3,132
Farmers $3,438 $4,417 $4,308 $4,099
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,744 $2,457 $2,168 $1,975
Nationwide $2,134 $2,763 $3,250 $2,452
Progressive $2,649 $3,867 $2,924 $3,347
State Farm $1,787 $2,079 $1,933 $1,933
Travelers $1,685 $2,188 $2,431 $2,106
USAA $1,960 $2,818 $3,858 $2,364

Cheapest Vermont, IL Car Insurance for Teen Drivers

Teen car insurance in Vermont, IL can be expensive. Take a look at rates from the top car insurance companies in Vermont for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vermont, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,493 $9,079
Farmers $9,208 $9,600
GEICO $4,847 $5,129
Liberty Mutual $4,173 $4,642
Nationwide $4,593 $5,910
Progressive $6,458 $7,275
State Farm $3,346 $4,274
Travelers $3,718 $4,587
USAA $5,289 $5,831

Cheapest Vermont, IL Car Insurance for Seniors

Take a look at Vermont, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vermont, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,158 $2,158
Farmers $1,979 $2,086
GEICO $1,521 $1,797
Liberty Mutual $1,094 $1,222
Nationwide $1,517 $1,611
Progressive $1,589 $1,651
State Farm $1,118 $1,118
Travelers $1,250 $1,334
USAA $1,527 $1,507

Cheapest Vermont, IL Car Insurance Rates After a DUI

A DUI in Vermont, IL increases car insurance rates. Compare Vermont, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vermont, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,762
American Family $5,207
Farmers $4,308
GEICO $3,482
Liberty Mutual $2,168
Nationwide $3,250
Progressive $2,924
State Farm $1,933
Travelers $2,431
USAA $3,858

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Cheapest Vermont, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vermont, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vermont, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,705 $3,803
Farmers $4,066 $4,066
GEICO $2,519 $2,617
Liberty Mutual $2,086 $2,086
Nationwide $2,650 $2,650
Progressive $3,197 $3,197
State Farm $1,885 $1,982
Travelers $2,021 $2,184
USAA $2,673 $2,827

The Best Cheap Car Insurance Companies in Vermont, IL

Take a look at a side-by-side comparison of the top car insurance companies in Vermont, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vermont, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,754
Farmers $4,066
GEICO $2,568
Liberty Mutual $2,086
Nationwide $2,650
Progressive $3,197
State Farm $1,933
Travelers $2,103
USAA $2,750

Category Winners: Cheapest Car Insurance in Vermont, Illinois

Find the cheapest car insurance companies in Vermont, IL for each category right here.

Best Annual Car Insurance Rates by Company in Vermont, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Vermont, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vermont car insurance rates. Find the cheapest Vermont, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vermont, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,654 $3,890 $3,718
Farmers $3,877 $3,974 $4,346
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,972 $2,082 $2,204
Nationwide $2,654 $2,667 $2,629
Progressive $2,982 $3,190 $3,418
State Farm $1,844 $1,936 $2,021
Travelers $1,989 $2,101 $2,218
USAA $2,561 $2,747 $2,942

What affects car insurance rates in Vermont, Illinois?

What factors can have an impact on Vermont, IL car insurance? There are several reasons why Vermont car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vermont, Illinois.

Commute Time in Vermont

The more time you spend in your car the higher the risk of an accident. The average commute length in Vermont, IL is 34.8 minutes according to City-Data.

Compare Car Insurance Quotes in Vermont, IL

Ready to find affordable Vermont, Illinois car insurance today? Enter your ZIP code for fast, free Vermont, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State