Compare Vernon Center, NY Car Insurance Rates (2021)

Car insurance in Vernon Center, NY averages $270 a month. Vernon Center, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Vernon Center car insurance rates, compare quotes from the top car insurance companies in Vernon Center, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vernon Center, NY after a DUI are $4,280/year
  • Average car insurance rates in Vernon Center, NY are $3,240/year
  • The cheapest car insurance company in Vernon Center for teen drivers is GEICO

If you need to buy Vernon Center, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Vernon Center, NY is right here.

You’ll find Vernon Center car insurance rates, the cheapest Vernon Center, NY car insurance companies, and information on New York car insurance laws. You can also compare Vernon Center, New York car insurance rates to Syracuse car insurance rates, New York car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Vernon Center, NY car insurance today? Enter your ZIP code for fast, free Vernon Center car insurance quotes.

Cheapest Vernon Center, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vernon Center, NY car insurance rates? Every Vernon Center, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vernon Center, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,362 $1,313 $1,328 $1,308 $2,888 $4,250 $1,227 $1,265
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,652 $1,549 $1,327 $1,348 $5,637 $6,290 $2,142 $2,099
State Farm $2,295 $2,295 $1,998 $1,998 $6,716 $8,657 $2,521 $2,665
Travelers $2,486 $2,499 $2,276 $2,434 $5,818 $6,900 $2,642 $2,748
USAA $1,503 $1,475 $1,365 $1,363 $6,066 $7,220 $1,916 $2,111

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Minimum Car Insurance in Vernon Center, NY

Every driver must carry the minimum car insurance in Vernon Center, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Vernon Center, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vernon Center, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vernon Center, NY. Compare credit history car insurance rates in Vernon Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vernon Center, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,340 $1,720 $1,543
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,344 $2,262 $1,661
State Farm $5,145 $3,225 $2,559
Travelers $4,761 $3,027 $2,638
USAA $4,420 $2,234 $1,978

Cheapest Vernon Center, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vernon Center, NY to rates for a clean record with top companies.

Annual Vernon Center, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,462 $1,593 $2,953 $1,462
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,680 $2,680 $2,965 $2,696
State Farm $3,472 $3,472 $3,815 $3,815
Travelers $2,965 $3,713 $3,767 $3,457
USAA $2,552 $2,594 $3,769 $2,594

Cheapest Vernon Center, NY Car Insurance for Teen Drivers

Teen car insurance in Vernon Center, NY can be expensive. Take a look at rates from the top car insurance companies in Vernon Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vernon Center, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,888 $4,250
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,637 $6,290
State Farm $6,716 $8,657
Travelers $5,818 $6,900
USAA $6,066 $7,220

Cheapest Vernon Center, NY Car Insurance for Seniors

Take a look at Vernon Center, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vernon Center, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,328 $1,308
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,327 $1,348
State Farm $1,998 $1,998
Travelers $2,276 $2,434
USAA $1,365 $1,363

Cheapest Vernon Center, NY Car Insurance Rates After a DUI

A DUI in Vernon Center, NY increases car insurance rates. Compare Vernon Center, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vernon Center, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $2,953
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,965
State Farm $3,815
Travelers $3,767
USAA $3,769

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Cheapest Vernon Center, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vernon Center, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vernon Center, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,812 $1,923
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,756 $2,756
State Farm $3,515 $3,772
Travelers $3,475 $3,475
USAA $2,849 $2,906

The Best Cheap Car Insurance Companies in Vernon Center, NY

Take a look at a side-by-side comparison of the top car insurance companies in Vernon Center, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vernon Center, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,868
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,756
State Farm $3,643
Travelers $3,475
USAA $2,877

Category Winners: Cheapest Car Insurance in Vernon Center, New York

Find the cheapest car insurance companies in Vernon Center, NY for each category right here.

Best Annual Car Insurance Rates by Company in Vernon Center, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Vernon Center, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vernon Center car insurance rates. Find the cheapest Vernon Center, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vernon Center, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,771 $1,864 $1,969
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,622 $2,742 $2,903
State Farm $3,473 $3,663 $3,795
Travelers $3,323 $3,450 $3,653
USAA $2,795 $2,864 $2,972

Compare Car Insurance Quotes in Vernon Center, NY

Ready to find affordable Vernon Center, New York car insurance today? Enter your ZIP code for fast, free Vernon Center, NY car insurance quotes.

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