Compare Vernon, FL Car Insurance Rates (2021)

Car insurance in Vernon, FL averages $309 a month. Vernon, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Vernon car insurance rates, compare quotes from the top car insurance companies in Vernon, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vernon, FL after a DUI are $4,447/year
  • The cheapest car insurance company in Vernon for teen drivers is GEICO
  • The cheapest car insurance company in Vernon is USAA

If you need to buy Vernon, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Vernon, FL is right here.

You’ll find Vernon car insurance rates, the cheapest Vernon, FL car insurance companies, and information on Florida car insurance laws. You can also compare Vernon, Florida car insurance rates to Jacksonville car insurance rates, Fort Lauderdale car insurance rates, and Tampa car insurance rates.

Ready to find affordable Vernon, FL car insurance today? Enter your ZIP code for fast, free Vernon car insurance quotes.

Cheapest Vernon, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vernon, FL car insurance rates? Every Vernon, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vernon, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,640 $3,510 $3,169 $3,241 $12,699 $13,811 $3,728 $3,815
GEICO $2,338 $2,354 $2,185 $2,185 $4,174 $5,280 $2,581 $2,637
Liberty Mutual $2,968 $2,968 $2,726 $2,726 $6,192 $9,498 $2,968 $3,996
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,740 $2,608 $2,369 $2,534 $7,381 $8,113 $3,294 $3,224
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

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Minimum Car Insurance in Vernon, FL

Every driver must carry the minimum car insurance in Vernon, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Vernon, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Vernon, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vernon, FL. Compare credit history car insurance rates in Vernon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vernon, Florida

Insurance Company Poor Fair Good
Allstate $8,243 $5,284 $4,328
GEICO $4,299 $2,621 $1,980
Liberty Mutual $5,462 $4,026 $3,278
Nationwide $4,263 $3,133 $2,839
Progressive $5,293 $3,717 $3,088
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

Cheapest Vernon, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vernon, FL to rates for a clean record with top companies.

Annual Vernon, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,132 $6,119 $6,851 $5,705
GEICO $2,083 $2,647 $3,914 $3,223
Liberty Mutual $3,112 $3,996 $5,720 $4,192
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,224 $4,681 $3,959 $4,267
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Cheapest Vernon, FL Car Insurance for Teen Drivers

Teen car insurance in Vernon, FL can be expensive. Take a look at rates from the top car insurance companies in Vernon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vernon, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,699 $13,811
GEICO $4,174 $5,280
Liberty Mutual $6,192 $9,498
Nationwide $5,680 $7,082
Progressive $7,381 $8,113
State Farm $4,900 $6,272
USAA $5,125 $6,036

Cheapest Vernon, FL Car Insurance for Seniors

Take a look at Vernon, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vernon, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,241
GEICO $2,185 $2,185
Liberty Mutual $2,726 $2,726
Nationwide $2,131 $2,218
Progressive $2,369 $2,534
State Farm $1,546 $1,546
USAA $1,426 $1,433

Cheapest Vernon, FL Car Insurance Rates After a DUI

A DUI in Vernon, FL increases car insurance rates. Compare Vernon, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vernon, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,851
GEICO $3,914
Liberty Mutual $5,720
Nationwide $4,246
Progressive $3,959
State Farm $2,707
USAA $3,732

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Cheapest Vernon, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vernon, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vernon, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,780 $6,123
GEICO $2,952 $2,982
Liberty Mutual $4,120 $4,390
Nationwide $3,412 $3,412
Progressive $4,033 $4,033
State Farm $2,617 $2,797
USAA $2,622 $2,683

The Best Cheap Car Insurance Companies in Vernon, FL

Take a look at a side-by-side comparison of the top car insurance companies in Vernon, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vernon, Florida

Insurance Company Average Annual Rates
Allstate $5,952
GEICO $2,967
Liberty Mutual $4,255
Nationwide $3,412
Progressive $4,033
State Farm $2,707
USAA $2,653

Category Winners: Cheapest Car Insurance in Vernon, Florida

Find the cheapest car insurance companies in Vernon, FL for each category right here.

Best Annual Car Insurance Rates by Company in Vernon, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Vernon, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vernon car insurance rates. Find the cheapest Vernon, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vernon, Florida

Insurance Company Low Medium High
Allstate $4,839 $6,203 $6,813
GEICO $2,547 $3,050 $3,304
Liberty Mutual $3,937 $4,316 $4,514
Nationwide $2,778 $3,532 $3,926
Progressive $3,575 $4,101 $4,423
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

What affects car insurance rates in Vernon, Florida?

What factors can have an impact on Vernon, FL car insurance? There are several reasons why Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vernon, Florida.

Commute Time in Vernon

The more time you spend in your car the higher the risk of an accident. The average commute length in Vernon, FL is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Vernon, FL

Ready to find affordable Vernon, Florida car insurance today? Enter your ZIP code for fast, free Vernon, FL car insurance quotes.

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