Compare Vernon, UT Car Insurance Rates (2021)

Car insurance in Vernon, UT averages $294 a month. Vernon, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Vernon car insurance rates, compare quotes from the top car insurance companies in Vernon, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vernon, UT after a DUI are $4,020/year
  • The cheapest car insurance company in Vernon is USAA
  • The cheapest car insurance company in Vernon for teen drivers is USAA

If you need to buy Vernon, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Vernon, UT is right here.

You’ll find Vernon car insurance rates, the cheapest Vernon, UT car insurance companies, and information on Utah car insurance laws. You can also compare Vernon, Utah car insurance rates to Orem car insurance rates, West Jordan car insurance rates, and Ogden car insurance rates.

Ready to find affordable Vernon, UT car insurance today? Enter your ZIP code for fast, free Vernon car insurance quotes.

Cheapest Vernon, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vernon, UT car insurance rates? Every Vernon, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vernon, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,287 $2,107 $2,087 $2,084 $7,186 $8,001 $2,402 $2,364
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,185 $2,160 $1,931 $2,055 $9,219 $9,493 $2,484 $2,580
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,398 $2,580 $1,987 $2,210 $9,342 $10,368 $2,532 $2,695
Nationwide $1,866 $1,887 $1,670 $1,757 $5,031 $6,394 $2,152 $2,305
Progressive $1,948 $1,807 $1,588 $1,703 $7,932 $8,806 $2,237 $2,337
State Farm $2,805 $2,805 $2,551 $2,551 $8,586 $10,674 $3,182 $3,643
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

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Minimum Car Insurance in Vernon, UT

Every driver must carry the minimum car insurance in Vernon, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Vernon, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Vernon, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vernon, UT. Compare credit history car insurance rates in Vernon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vernon, Utah

Insurance Company Poor Fair Good
Allstate $4,771 $3,200 $2,723
American Family $4,451 $3,337 $2,838
Farmers $4,599 $3,816 $3,624
GEICO $4,460 $2,470 $1,850
Liberty Mutual $6,088 $3,748 $2,956
Nationwide $3,570 $2,697 $2,381
Progressive $4,010 $3,434 $3,190
State Farm $7,486 $3,767 $2,545
USAA $3,488 $2,220 $1,583

Cheapest Vernon, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vernon, UT to rates for a clean record with top companies.

Annual Vernon, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,008 $3,640 $4,222 $3,389
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,415 $4,444 $4,315 $3,879
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,340 $4,581 $4,936 $4,199
Nationwide $2,291 $3,080 $3,606 $2,554
Progressive $3,001 $4,526 $3,141 $3,511
State Farm $4,181 $5,018 $4,600 $4,600
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Vernon, UT Car Insurance for Teen Drivers

Teen car insurance in Vernon, UT can be expensive. Take a look at rates from the top car insurance companies in Vernon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vernon, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,186 $8,001
American Family $7,096 $9,328
Farmers $9,219 $9,493
GEICO $5,626 $6,011
Liberty Mutual $9,342 $10,368
Nationwide $5,031 $6,394
Progressive $7,932 $8,806
State Farm $8,586 $10,674
USAA $4,867 $5,686

Cheapest Vernon, UT Car Insurance for Seniors

Take a look at Vernon, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vernon, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,087 $2,084
American Family $1,815 $1,815
Farmers $1,931 $2,055
GEICO $2,068 $2,389
Liberty Mutual $1,987 $2,210
Nationwide $1,670 $1,757
Progressive $1,588 $1,703
State Farm $2,551 $2,551
USAA $1,258 $1,261

Cheapest Vernon, UT Car Insurance Rates After a DUI

A DUI in Vernon, UT increases car insurance rates. Compare Vernon, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vernon, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,222
American Family $4,307
Farmers $4,315
GEICO $3,801
Liberty Mutual $4,936
Nationwide $3,606
Progressive $3,141
State Farm $4,600
USAA $3,252

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Cheapest Vernon, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vernon, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vernon, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,565 $3,565
American Family $3,539 $3,544
Farmers $4,013 $4,013
GEICO $2,875 $2,978
Liberty Mutual $4,194 $4,334
Nationwide $2,883 $2,883
Progressive $3,545 $3,545
State Farm $4,483 $4,716
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Vernon, UT

Take a look at a side-by-side comparison of the top car insurance companies in Vernon, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vernon, Utah

Insurance Company Average Annual Rates
Allstate $3,565
American Family $3,542
Farmers $4,013
GEICO $2,927
Liberty Mutual $4,264
Nationwide $2,883
Progressive $3,545
State Farm $4,600
USAA $2,430

Category Winners: Cheapest Car Insurance in Vernon, Utah

Find the cheapest car insurance companies in Vernon, UT for each category right here.

Best Annual Car Insurance Rates by Company in Vernon, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Vernon, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vernon car insurance rates. Find the cheapest Vernon, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vernon, Utah

Insurance Company Low Medium High
Allstate $3,375 $3,557 $3,763
American Family $3,455 $3,588 $3,582
Farmers $3,676 $3,956 $4,408
GEICO $2,730 $2,914 $3,135
Liberty Mutual $4,066 $4,247 $4,479
Nationwide $3,155 $2,739 $2,754
Progressive $3,232 $3,410 $3,992
State Farm $4,314 $4,612 $4,873
USAA $2,324 $2,432 $2,535

What affects car insurance rates in Vernon, Utah?

What factors can have an impact on Vernon, UT car insurance? There are several reasons why Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vernon, Utah.

Commute Time in Vernon

The more time you spend in your car the higher the risk of an accident. The average commute length in Vernon, UT is 41.8 minutes according to City-Data.

Compare Car Insurance Quotes in Vernon, UT

Ready to find affordable Vernon, Utah car insurance today? Enter your ZIP code for fast, free Vernon, UT car insurance quotes.

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