Compare Victor, IA Car Insurance Rates (2021)

Car insurance in Victor, IA averages $246 a month. Victor, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Victor car insurance rates, compare quotes from the top car insurance companies in Victor, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Victor for teen drivers is USAA
  • The cheapest car insurance company in Victor is USAA
  • Average car insurance rates in Victor, IA are $2,957/year

If you need to buy Victor, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Victor, IA is right here.

You’ll find Victor car insurance rates, the cheapest Victor, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Victor, Iowa car insurance rates to Iowa City car insurance rates, Ames car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Victor, IA car insurance today? Enter your ZIP code for fast, free Victor car insurance quotes.

Cheapest Victor, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Victor, IA car insurance rates? Every Victor, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Victor, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,839 $1,692 $1,725 $5,413 $6,074 $2,087 $2,147
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,005 $2,172 $1,770 $2,150 $10,026 $11,277 $2,271 $2,501
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,751 $1,690 $1,442 $1,494 $4,265 $4,818 $2,111 $2,290
State Farm $1,514 $1,514 $1,321 $1,321 $3,971 $5,054 $1,698 $1,925
Travelers $2,481 $2,533 $2,407 $2,413 $10,925 $17,356 $2,582 $3,063
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Victor, IA

Every driver must carry the minimum car insurance in Victor, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Victor, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Victor, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Victor, IA. Compare credit history car insurance rates in Victor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Victor, Iowa

Insurance Company Poor Fair Good
Allstate $3,418 $2,722 $2,443
American Family $3,846 $2,827 $2,374
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,078 $3,771 $2,965
Nationwide $3,290 $2,569 $2,252
Progressive $2,937 $2,367 $2,143
State Farm $3,261 $2,017 $1,591
Travelers $6,155 $5,252 $5,004
USAA $2,399 $1,648 $1,427

Cheapest Victor, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Victor, IA to rates for a clean record with top companies.

Annual Victor, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,443 $2,950 $3,329 $2,721
American Family $2,177 $3,189 $4,138 $2,560
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,687 $4,571 $4,649 $4,179
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,997 $3,268 $2,163 $2,501
State Farm $2,128 $2,452 $2,290 $2,290
Travelers $3,988 $5,316 $7,114 $5,462
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Victor, IA Car Insurance for Teen Drivers

Teen car insurance in Victor, IA can be expensive. Take a look at rates from the top car insurance companies in Victor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Victor, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,413 $6,074
American Family $5,177 $7,274
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,026 $11,277
Nationwide $4,309 $5,592
Progressive $4,265 $4,818
State Farm $3,971 $5,054
Travelers $10,925 $17,356
USAA $3,285 $3,490

Cheapest Victor, IA Car Insurance for Seniors

Take a look at Victor, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Victor, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,692 $1,725
American Family $1,741 $1,741
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,770 $2,150
Nationwide $1,674 $1,791
Progressive $1,442 $1,494
State Farm $1,321 $1,321
Travelers $2,407 $2,413
USAA $1,123 $1,146

Cheapest Victor, IA Car Insurance Rates After a DUI

A DUI in Victor, IA increases car insurance rates. Compare Victor, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Victor, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,329
American Family $4,138
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,649
Nationwide $3,845
Progressive $2,163
State Farm $2,290
Travelers $7,114
USAA $2,432

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Cheapest Victor, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Victor, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Victor, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,793 $2,929
American Family $2,981 $3,051
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,271 $4,271
Nationwide $2,704 $2,704
Progressive $2,482 $2,482
State Farm $2,235 $2,345
Travelers $5,470 $5,470
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Victor, IA

Take a look at a side-by-side comparison of the top car insurance companies in Victor, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Victor, Iowa

Insurance Company Average Annual Rates
Allstate $2,861
American Family $3,016
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,271
Nationwide $2,704
Progressive $2,482
State Farm $2,290
Travelers $5,470
USAA $1,825

Category Winners: Cheapest Car Insurance in Victor, Iowa

Find the cheapest car insurance companies in Victor, IA for each category right here.

Best Annual Car Insurance Rates by Company in Victor, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Victor, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Victor car insurance rates. Find the cheapest Victor, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Victor, Iowa

Insurance Company Low Medium High
Allstate $2,741 $2,865 $2,976
American Family $3,033 $3,183 $2,831
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,096 $4,264 $4,454
Nationwide $2,827 $2,688 $2,597
Progressive $2,363 $2,491 $2,593
State Farm $2,184 $2,302 $2,384
Travelers $5,174 $5,551 $5,685
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Victor, Iowa?

What factors can have an impact on Victor, IA car insurance? There are several reasons why Victor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Victor, Iowa.

Commute Time in Victor

The more time you spend in your car the higher the risk of an accident. The average commute length in Victor, IA is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Victor, IA

Ready to find affordable Victor, Iowa car insurance today? Enter your ZIP code for fast, free Victor, IA car insurance quotes.

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