Compare Victor, ID Car Insurance Rates (2021)

Car insurance in Victor, ID averages $247 a month. Victor, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Victor car insurance rates, compare quotes from the top car insurance companies in Victor, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Victor for teen drivers is USAA
  • The cheapest car insurance company in Victor is USAA
  • Average car insurance rates in Victor, ID after a DUI are $3,665/year

If you need to buy Victor, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Victor, ID is right here.

You’ll find Victor car insurance rates, the cheapest Victor, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Victor, Idaho car insurance rates to Lewiston car insurance rates, Twin Falls car insurance rates, and Coeur d’Alene car insurance rates.

Ready to find affordable Victor, ID car insurance today? Enter your ZIP code for fast, free Victor car insurance quotes.

Cheapest Victor, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Victor, ID car insurance rates? Every Victor, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Victor, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,492 $2,481 $2,164 $2,246 $9,100 $10,496 $2,789 $2,944
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,042 $2,015 $1,941 $1,886 $4,424 $5,499 $2,792 $2,134
Liberty Mutual $1,508 $1,627 $1,215 $1,358 $4,956 $5,517 $1,602 $1,696
Nationwide $1,945 $1,992 $1,753 $1,862 $4,802 $5,923 $2,280 $2,457
State Farm $1,305 $1,305 $1,171 $1,171 $3,844 $4,852 $1,472 $1,696
Travelers $1,368 $1,390 $1,374 $1,369 $6,760 $10,718 $1,453 $1,666
USAA $1,111 $1,112 $1,081 $1,069 $3,626 $4,061 $1,473 $1,591

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Minimum Car Insurance in Victor, ID

Every driver must carry the minimum car insurance in Victor, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Victor, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Victor, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Victor, ID. Compare credit history car insurance rates in Victor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Victor, Idaho

Insurance Company Poor Fair Good
Allstate $5,737 $3,886 $3,394
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,454 $2,759 $2,312
Liberty Mutual $3,475 $2,138 $1,692
Nationwide $3,435 $2,769 $2,425
State Farm $2,955 $1,866 $1,485
Travelers $3,735 $3,143 $2,910
USAA $2,770 $1,608 $1,293

Cheapest Victor, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Victor, ID to rates for a clean record with top companies.

Annual Victor, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,587 $4,510 $5,016 $4,244
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,751 $2,787 $3,885 $2,943
Liberty Mutual $2,022 $2,535 $2,611 $2,571
Nationwide $2,194 $2,853 $3,994 $2,467
State Farm $1,921 $2,283 $2,102 $2,102
Travelers $2,016 $2,867 $4,960 $3,206
USAA $1,357 $1,933 $2,627 $1,644

Cheapest Victor, ID Car Insurance for Teen Drivers

Teen car insurance in Victor, ID can be expensive. Take a look at rates from the top car insurance companies in Victor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Victor, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,100 $10,496
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,424 $5,499
Liberty Mutual $4,956 $5,517
Nationwide $4,802 $5,923
State Farm $3,844 $4,852
Travelers $6,760 $10,718
USAA $3,626 $4,061

Cheapest Victor, ID Car Insurance for Seniors

Take a look at Victor, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Victor, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,164 $2,246
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,941 $1,886
Liberty Mutual $1,215 $1,358
Nationwide $1,753 $1,862
State Farm $1,171 $1,171
Travelers $1,374 $1,369
USAA $1,081 $1,069

Cheapest Victor, ID Car Insurance Rates After a DUI

A DUI in Victor, ID increases car insurance rates. Compare Victor, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Victor, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,016
American Family $4,444
Farmers $3,347
GEICO $3,885
Liberty Mutual $2,611
Nationwide $3,994
State Farm $2,102
Travelers $4,960
USAA $2,627

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Cheapest Victor, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Victor, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Victor, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,339 $4,339
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,793 $2,890
Liberty Mutual $2,435 $2,435
Nationwide $2,877 $2,877
State Farm $2,052 $2,152
Travelers $3,262 $3,262
USAA $1,868 $1,913

The Best Cheap Car Insurance Companies in Victor, ID

Take a look at a side-by-side comparison of the top car insurance companies in Victor, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Victor, Idaho

Insurance Company Average Annual Rates
Allstate $4,339
American Family $3,695
Farmers $3,232
GEICO $2,842
Liberty Mutual $2,435
Nationwide $2,877
State Farm $2,102
Travelers $3,262
USAA $1,890

Category Winners: Cheapest Car Insurance in Victor, Idaho

Find the cheapest car insurance companies in Victor, ID for each category right here.

Best Annual Car Insurance Rates by Company in Victor, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Victor, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Victor car insurance rates. Find the cheapest Victor, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Victor, Idaho

Insurance Company Low Medium High
Allstate $4,166 $4,330 $4,521
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,701 $2,838 $2,986
Liberty Mutual $2,297 $2,431 $2,576
Nationwide $2,837 $3,024 $2,768
State Farm $1,990 $2,107 $2,210
Travelers $3,205 $3,310 $3,271
USAA $1,838 $1,888 $1,945

What affects car insurance rates in Victor, Idaho?

What factors can have an impact on Victor, ID car insurance? There are several reasons why Victor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Victor, Idaho.

Commute Time in Victor

The more time you spend in your car the higher the risk of an accident. The average commute length in Victor, ID is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Victor, ID

Ready to find affordable Victor, Idaho car insurance today? Enter your ZIP code for fast, free Victor, ID car insurance quotes.

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