Compare Vilas, CO Car Insurance Rates (2021)

Car insurance in Vilas, CO averages $322 a month. Vilas, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Vilas car insurance rates, compare quotes from the top car insurance companies in Vilas, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vilas, CO are $3,864/year
  • Average car insurance rates in Vilas, CO after a DUI are $4,590/year
  • The cheapest car insurance company in Vilas for teen drivers is Liberty Mutual

If you need to buy Vilas, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Vilas, CO is right here.

You’ll find Vilas car insurance rates, the cheapest Vilas, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Vilas, Colorado car insurance rates to Fort Collins car insurance rates, Aurora car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Vilas, CO car insurance today? Enter your ZIP code for fast, free Vilas car insurance quotes.

Cheapest Vilas, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vilas, CO car insurance rates? Every Vilas, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vilas, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $2,812 $2,784 $2,556 $2,758 $10,311 $10,327 $3,079 $3,107
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,926 $1,902 $1,631 $1,787 $5,315 $5,789 $1,945 $1,980
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,063 $2,886 $2,567 $2,587 $9,369 $10,506 $3,480 $3,407
State Farm $1,941 $1,941 $1,717 $1,717 $5,211 $6,661 $2,159 $2,539
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in Vilas, CO

Every driver must carry the minimum car insurance in Vilas, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Vilas, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Vilas, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vilas, CO. Compare credit history car insurance rates in Vilas from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vilas, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,441 $3,137 $2,627
Farmers $5,498 $4,437 $4,216
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,997 $2,423 $1,933
Nationwide $4,848 $3,820 $3,334
Progressive $5,441 $4,584 $4,174
State Farm $4,148 $2,664 $2,146
USAA $5,346 $3,014 $2,405

Cheapest Vilas, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vilas, CO to rates for a clean record with top companies.

Annual Vilas, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,516 $3,581 $4,659 $2,851
Farmers $3,986 $5,116 $5,050 $4,717
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,427 $2,850 $2,979 $2,882
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,128 $5,589 $4,362 $4,853
State Farm $2,775 $3,196 $2,986 $2,986
USAA $2,644 $3,195 $5,527 $2,989

Cheapest Vilas, CO Car Insurance for Teen Drivers

Teen car insurance in Vilas, CO can be expensive. Take a look at rates from the top car insurance companies in Vilas for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vilas, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,641 $7,517
Farmers $10,311 $10,327
GEICO $6,808 $7,210
Liberty Mutual $5,315 $5,789
Nationwide $6,687 $8,617
Progressive $9,369 $10,506
State Farm $5,211 $6,661
USAA $5,826 $6,723

Cheapest Vilas, CO Car Insurance for Seniors

Take a look at Vilas, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vilas, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,098 $2,098
Farmers $2,556 $2,758
GEICO $2,320 $2,581
Liberty Mutual $1,631 $1,787
Nationwide $2,380 $2,529
Progressive $2,567 $2,587
State Farm $1,717 $1,717
USAA $2,298 $2,340

Cheapest Vilas, CO Car Insurance Rates After a DUI

A DUI in Vilas, CO increases car insurance rates. Compare Vilas, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vilas, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,071
American Family $4,659
Farmers $5,050
GEICO $4,302
Liberty Mutual $2,979
Nationwide $5,371
Progressive $4,362
State Farm $2,986
USAA $5,527

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Cheapest Vilas, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vilas, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vilas, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,330 $3,473
Farmers $4,717 $4,717
GEICO $3,397 $3,562
Liberty Mutual $2,784 $2,784
Nationwide $4,001 $4,001
Progressive $4,733 $4,733
State Farm $2,913 $3,059
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in Vilas, CO

Take a look at a side-by-side comparison of the top car insurance companies in Vilas, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vilas, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,402
Farmers $4,717
GEICO $3,480
Liberty Mutual $2,784
Nationwide $4,001
Progressive $4,733
State Farm $2,986
USAA $3,589

Category Winners: Cheapest Car Insurance in Vilas, Colorado

Find the cheapest car insurance companies in Vilas, CO for each category right here.

Best Annual Car Insurance Rates by Company in Vilas, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation American Family

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Cheapest Vilas, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vilas car insurance rates. Find the cheapest Vilas, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vilas, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,255 $3,472 $3,479
Farmers $4,146 $4,652 $5,353
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,641 $2,773 $2,938
Nationwide $4,052 $4,001 $3,949
Progressive $4,496 $4,742 $4,962
State Farm $2,818 $2,986 $3,153
USAA $3,452 $3,588 $3,726

What affects car insurance rates in Vilas, Colorado?

What factors can have an impact on Vilas, CO car insurance? There are several reasons why Vilas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vilas, Colorado.

Commute Time in Vilas

The more time you spend in your car the higher the risk of an accident. The average commute length in Vilas, CO is 9.2 minutes according to City-Data.

Compare Car Insurance Quotes in Vilas, CO

Ready to find affordable Vilas, Colorado car insurance today? Enter your ZIP code for fast, free Vilas, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State