Compare Villa Grove, IL Car Insurance Rates (2021)

Car insurance in Villa Grove, IL averages $243 a month. Villa Grove, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Villa Grove car insurance rates, compare quotes from the top car insurance companies in Villa Grove, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Villa Grove, IL are $2,919/year
  • The cheapest car insurance company in Villa Grove for teen drivers is State Farm
  • Average car insurance rates in Villa Grove, IL after a DUI are $3,403/year

If you need to buy Villa Grove, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Villa Grove, IL is right here.

You’ll find Villa Grove car insurance rates, the cheapest Villa Grove, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Villa Grove, Illinois car insurance rates to Chicago car insurance rates, Naperville car insurance rates, and Rockford car insurance rates.

Ready to find affordable Villa Grove, IL car insurance today? Enter your ZIP code for fast, free Villa Grove car insurance quotes.

Cheapest Villa Grove, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Villa Grove, IL car insurance rates? Every Villa Grove, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Villa Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,115 $2,115 $1,937 $1,937 $5,956 $8,256 $2,115 $2,726
Farmers $2,196 $2,196 $1,950 $2,060 $9,338 $9,730 $2,510 $2,629
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,343 $1,451 $1,118 $1,251 $4,396 $4,894 $1,402 $1,480
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,783 $1,693 $1,469 $1,540 $6,172 $6,924 $2,117 $2,270
State Farm $1,324 $1,324 $1,181 $1,181 $3,787 $4,798 $1,496 $1,724
Travelers $1,397 $1,475 $1,261 $1,345 $3,837 $4,772 $1,482 $1,561
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in Villa Grove, IL

Every driver must carry the minimum car insurance in Villa Grove, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Villa Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Villa Grove, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Villa Grove, IL. Compare credit history car insurance rates in Villa Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Villa Grove, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,513 $3,071 $2,599
Farmers $4,635 $3,891 $3,702
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,066 $1,912 $1,523
Nationwide $3,151 $2,545 $2,230
Progressive $3,433 $2,892 $2,662
State Farm $3,056 $1,830 $1,419
Travelers $2,622 $2,093 $1,709
USAA $3,672 $2,521 $2,077

Cheapest Villa Grove, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Villa Grove, IL to rates for a clean record with top companies.

Annual Villa Grove, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,492 $3,557 $4,702 $2,827
Farmers $3,442 $4,435 $4,324 $4,104
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,807 $2,559 $2,252 $2,050
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,478 $3,638 $2,742 $3,126
State Farm $1,921 $2,282 $2,102 $2,102
Travelers $1,712 $2,230 $2,482 $2,141
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Villa Grove, IL Car Insurance for Teen Drivers

Teen car insurance in Villa Grove, IL can be expensive. Take a look at rates from the top car insurance companies in Villa Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Villa Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,956 $8,256
Farmers $9,338 $9,730
GEICO $4,375 $4,641
Liberty Mutual $4,396 $4,894
Nationwide $4,608 $5,912
Progressive $6,172 $6,924
State Farm $3,787 $4,798
Travelers $3,837 $4,772
USAA $5,299 $5,845

Cheapest Villa Grove, IL Car Insurance for Seniors

Take a look at Villa Grove, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Villa Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,937 $1,937
Farmers $1,950 $2,060
GEICO $1,364 $1,612
Liberty Mutual $1,118 $1,251
Nationwide $1,508 $1,597
Progressive $1,469 $1,540
State Farm $1,181 $1,181
Travelers $1,261 $1,345
USAA $1,530 $1,509

Cheapest Villa Grove, IL Car Insurance Rates After a DUI

A DUI in Villa Grove, IL increases car insurance rates. Compare Villa Grove, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Villa Grove, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,702
Farmers $4,324
GEICO $3,141
Liberty Mutual $2,252
Nationwide $3,236
Progressive $2,742
State Farm $2,102
Travelers $2,482
USAA $3,867

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Cheapest Villa Grove, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Villa Grove, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Villa Grove, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,351 $3,438
Farmers $4,076 $4,076
GEICO $2,263 $2,351
Liberty Mutual $2,167 $2,167
Nationwide $2,642 $2,642
Progressive $2,996 $2,996
State Farm $2,049 $2,154
Travelers $2,058 $2,224
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Villa Grove, IL

Take a look at a side-by-side comparison of the top car insurance companies in Villa Grove, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Villa Grove, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,394
Farmers $4,076
GEICO $2,307
Liberty Mutual $2,167
Nationwide $2,642
Progressive $2,996
State Farm $2,102
Travelers $2,141
USAA $2,756

Category Winners: Cheapest Car Insurance in Villa Grove, Illinois

Find the cheapest car insurance companies in Villa Grove, IL for each category right here.

Best Annual Car Insurance Rates by Company in Villa Grove, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Villa Grove, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Villa Grove car insurance rates. Find the cheapest Villa Grove, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Villa Grove, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,274 $3,518 $3,391
Farmers $3,885 $3,984 $4,359
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,037 $2,162 $2,302
Nationwide $2,636 $2,662 $2,629
Progressive $2,737 $2,977 $3,274
State Farm $1,995 $2,105 $2,205
Travelers $2,016 $2,139 $2,268
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Villa Grove, Illinois?

What factors can have an impact on Villa Grove, IL car insurance? There are several reasons why Villa Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Villa Grove, Illinois.

Commute Time in Villa Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Villa Grove, IL is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Villa Grove, IL

Ready to find affordable Villa Grove, Illinois car insurance today? Enter your ZIP code for fast, free Villa Grove, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State