Compare Villisca, IA Car Insurance Rates (2021)

Car insurance in Villisca, IA averages $268 a month. Villisca, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Villisca car insurance rates, compare quotes from the top car insurance companies in Villisca, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Villisca is USAA
  • Average car insurance rates in Villisca, IA are $3,217/year
  • Average car insurance rates in Villisca, IA after a DUI are $3,874/year

If you need to buy Villisca, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Villisca, IA is right here.

You’ll find Villisca car insurance rates, the cheapest Villisca, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Villisca, Iowa car insurance rates to West Des Moines car insurance rates, Sioux City car insurance rates, and Ames car insurance rates.

Ready to find affordable Villisca, IA car insurance today? Enter your ZIP code for fast, free Villisca car insurance quotes.

Cheapest Villisca, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Villisca, IA car insurance rates? Every Villisca, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Villisca, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $2,003 $2,067 $1,777 $1,912 $4,426 $5,793 $2,247 $2,460
Progressive $2,270 $2,222 $1,873 $1,927 $4,949 $5,618 $2,738 $2,943
State Farm $1,589 $1,589 $1,378 $1,378 $4,046 $5,162 $1,780 $2,014
Travelers $2,779 $2,837 $2,695 $2,700 $12,147 $19,324 $2,886 $3,432
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

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Minimum Car Insurance in Villisca, IA

Every driver must carry the minimum car insurance in Villisca, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Villisca, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Villisca, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Villisca, IA. Compare credit history car insurance rates in Villisca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Villisca, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,462 $2,684 $2,360
Progressive $3,672 $2,914 $2,616
State Farm $3,372 $2,085 $1,644
Travelers $6,872 $5,855 $5,573
USAA $2,498 $1,705 $1,473

Cheapest Villisca, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Villisca, IA to rates for a clean record with top companies.

Annual Villisca, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $2,026 $2,950 $4,060 $2,306
Progressive $2,483 $3,985 $2,688 $3,114
State Farm $2,208 $2,526 $2,367 $2,367
Travelers $4,447 $5,918 $7,933 $6,102
USAA $1,452 $1,935 $2,518 $1,664

Cheapest Villisca, IA Car Insurance for Teen Drivers

Teen car insurance in Villisca, IA can be expensive. Take a look at rates from the top car insurance companies in Villisca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Villisca, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,031 $11,292
Nationwide $4,426 $5,793
Progressive $4,949 $5,618
State Farm $4,046 $5,162
Travelers $12,147 $19,324
USAA $3,336 $3,568

Cheapest Villisca, IA Car Insurance for Seniors

Take a look at Villisca, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Villisca, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,875 $2,277
Nationwide $1,777 $1,912
Progressive $1,873 $1,927
State Farm $1,378 $1,378
Travelers $2,695 $2,700
USAA $1,170 $1,207

Cheapest Villisca, IA Car Insurance Rates After a DUI

A DUI in Villisca, IA increases car insurance rates. Compare Villisca, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Villisca, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,783
Nationwide $4,060
Progressive $2,688
State Farm $2,367
Travelers $7,933
USAA $2,518

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Cheapest Villisca, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Villisca, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Villisca, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,383 $4,383
Nationwide $2,836 $2,836
Progressive $3,067 $3,067
State Farm $2,310 $2,424
Travelers $6,100 $6,100
USAA $1,823 $1,962

The Best Cheap Car Insurance Companies in Villisca, IA

Take a look at a side-by-side comparison of the top car insurance companies in Villisca, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Villisca, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,383
Nationwide $2,836
Progressive $3,067
State Farm $2,367
Travelers $6,100
USAA $1,892

Category Winners: Cheapest Car Insurance in Villisca, Iowa

Find the cheapest car insurance companies in Villisca, IA for each category right here.

Best Annual Car Insurance Rates by Company in Villisca, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Villisca, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Villisca car insurance rates. Find the cheapest Villisca, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Villisca, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,968 $2,815 $2,724
Progressive $2,912 $3,075 $3,216
State Farm $2,269 $2,378 $2,454
Travelers $5,738 $6,193 $6,370
USAA $1,802 $1,898 $1,977

What affects car insurance rates in Villisca, Iowa?

What factors can have an impact on Villisca, IA car insurance? There are several reasons why Villisca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Villisca, Iowa.

Commute Time in Villisca

The more time you spend in your car the higher the risk of an accident. The average commute length in Villisca, IA is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Villisca, IA

Ready to find affordable Villisca, Iowa car insurance today? Enter your ZIP code for fast, free Villisca, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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