Compare Vincent, IA Car Insurance Rates (2021)

Car insurance in Vincent, IA averages $248 a month. Vincent, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Vincent car insurance rates, compare quotes from the top car insurance companies in Vincent, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Vincent is USAA
  • The cheapest car insurance company in Vincent for teen drivers is USAA
  • Average car insurance rates in Vincent, IA after a DUI are $3,590/year

If you need to buy Vincent, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Vincent, IA is right here.

You’ll find Vincent car insurance rates, the cheapest Vincent, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Vincent, Iowa car insurance rates to Iowa City car insurance rates, Ames car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Vincent, IA car insurance today? Enter your ZIP code for fast, free Vincent car insurance quotes.

Cheapest Vincent, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vincent, IA car insurance rates? Every Vincent, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vincent, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $1,953 $1,827 $1,858 $6,142 $6,946 $2,212 $2,269
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,639 $1,573 $1,350 $1,405 $4,090 $4,613 $1,970 $2,131
State Farm $1,378 $1,378 $1,215 $1,215 $3,803 $4,811 $1,551 $1,772
Travelers $2,640 $2,693 $2,569 $2,572 $11,704 $18,552 $2,751 $3,256
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

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Minimum Car Insurance in Vincent, IA

Every driver must carry the minimum car insurance in Vincent, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Vincent, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Vincent, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vincent, IA. Compare credit history car insurance rates in Vincent from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vincent, Iowa

Insurance Company Poor Fair Good
Allstate $3,773 $2,999 $2,698
American Family $3,918 $2,879 $2,420
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,767 $2,240 $2,032
State Farm $3,048 $1,886 $1,488
Travelers $6,571 $5,610 $5,345
USAA $2,307 $1,584 $1,372

Cheapest Vincent, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vincent, IA to rates for a clean record with top companies.

Annual Vincent, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,247 $3,720 $2,995
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,884 $3,097 $2,045 $2,359
State Farm $1,977 $2,304 $2,140 $2,140
Travelers $4,250 $5,679 $7,606 $5,832
USAA $1,342 $1,799 $2,337 $1,540

Cheapest Vincent, IA Car Insurance for Teen Drivers

Teen car insurance in Vincent, IA can be expensive. Take a look at rates from the top car insurance companies in Vincent for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vincent, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,142 $6,946
American Family $5,305 $7,426
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,090 $4,613
State Farm $3,803 $4,811
Travelers $11,704 $18,552
USAA $3,143 $3,342

Cheapest Vincent, IA Car Insurance for Seniors

Take a look at Vincent, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vincent, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,827 $1,858
American Family $1,770 $1,770
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,350 $1,405
State Farm $1,215 $1,215
Travelers $2,569 $2,572
USAA $1,084 $1,108

Cheapest Vincent, IA Car Insurance Rates After a DUI

A DUI in Vincent, IA increases car insurance rates. Compare Vincent, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vincent, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,720
American Family $4,217
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,045
State Farm $2,140
Travelers $7,606
USAA $2,337

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Cheapest Vincent, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vincent, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vincent, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,081 $3,232
American Family $3,037 $3,108
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,346 $2,346
State Farm $2,089 $2,192
Travelers $5,842 $5,842
USAA $1,691 $1,818

The Best Cheap Car Insurance Companies in Vincent, IA

Take a look at a side-by-side comparison of the top car insurance companies in Vincent, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vincent, Iowa

Insurance Company Average Annual Rates
Allstate $3,157
American Family $3,073
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,346
State Farm $2,140
Travelers $5,842
USAA $1,755

Category Winners: Cheapest Car Insurance in Vincent, Iowa

Find the cheapest car insurance companies in Vincent, IA for each category right here.

Best Annual Car Insurance Rates by Company in Vincent, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Vincent, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vincent car insurance rates. Find the cheapest Vincent, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vincent, Iowa

Insurance Company Low Medium High
Allstate $3,025 $3,162 $3,283
American Family $3,086 $3,243 $2,888
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,210 $2,354 $2,474
State Farm $2,034 $2,153 $2,234
Travelers $5,536 $5,928 $6,063
USAA $1,660 $1,760 $1,843

What affects car insurance rates in Vincent, Iowa?

What factors can have an impact on Vincent, IA car insurance? There are several reasons why Vincent car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vincent, Iowa.

Commute Time in Vincent

The more time you spend in your car the higher the risk of an accident. The average commute length in Vincent, IA is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Vincent, IA

Ready to find affordable Vincent, Iowa car insurance today? Enter your ZIP code for fast, free Vincent, IA car insurance quotes.

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