Compare Vinita, OK Car Insurance Rates (2021)

Car insurance in Vinita, OK averages $339 a month. Vinita, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Vinita car insurance rates, compare quotes from the top car insurance companies in Vinita, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Vinita, OK are $4,065/year
  • The cheapest car insurance company in Vinita for teen drivers is State Farm
  • Average car insurance rates in Vinita, OK after a DUI are $4,607/year

If you need to buy Vinita, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Vinita, OK is right here.

You’ll find Vinita car insurance rates, the cheapest Vinita, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Vinita, Oklahoma car insurance rates to Broken Arrow car insurance rates, Stillwater car insurance rates, and Norman car insurance rates.

Ready to find affordable Vinita, OK car insurance today? Enter your ZIP code for fast, free Vinita car insurance quotes.

Cheapest Vinita, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vinita, OK car insurance rates? Every Vinita, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vinita, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,202 $2,212 $2,024 $2,125 $6,801 $7,994 $2,380 $2,521
Farmers $2,490 $2,474 $2,238 $2,357 $9,327 $9,576 $2,831 $2,977
GEICO $2,246 $2,463 $2,396 $2,702 $6,644 $7,106 $1,970 $2,000
Liberty Mutual $4,455 $4,704 $3,916 $4,258 $12,304 $13,501 $4,638 $4,812
Progressive $2,491 $2,367 $2,049 $2,170 $10,018 $11,232 $2,920 $3,074
State Farm $1,933 $1,933 $1,694 $1,694 $4,751 $6,007 $2,025 $2,270
USAA $1,955 $1,961 $1,873 $1,895 $6,314 $7,052 $2,520 $2,770

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Minimum Car Insurance in Vinita, OK

Every driver must carry the minimum car insurance in Vinita, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Vinita, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Vinita, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vinita, OK. Compare credit history car insurance rates in Vinita from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vinita, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,360 $3,313 $2,924
Farmers $4,930 $4,059 $3,862
GEICO $4,146 $3,441 $2,736
Liberty Mutual $9,449 $5,757 $4,514
Progressive $5,150 $4,388 $4,082
State Farm $3,879 $2,485 $2,001
USAA $4,882 $2,780 $2,216

Cheapest Vinita, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vinita, OK to rates for a clean record with top companies.

Annual Vinita, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $3,555 $4,125 $3,418
Farmers $3,618 $4,638 $4,525 $4,354
GEICO $2,504 $3,840 $4,270 $3,150
Liberty Mutual $4,423 $7,402 $8,376 $6,094
Progressive $3,533 $6,576 $3,900 $4,151
State Farm $2,599 $2,978 $2,788 $2,788
USAA $2,428 $3,487 $4,267 $2,987

Cheapest Vinita, OK Car Insurance for Teen Drivers

Teen car insurance in Vinita, OK can be expensive. Take a look at rates from the top car insurance companies in Vinita for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vinita, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,801 $7,994
Farmers $9,327 $9,576
GEICO $6,644 $7,106
Liberty Mutual $12,304 $13,501
Progressive $10,018 $11,232
State Farm $4,751 $6,007
USAA $6,314 $7,052

Cheapest Vinita, OK Car Insurance for Seniors

Take a look at Vinita, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vinita, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,024 $2,125
Farmers $2,238 $2,357
GEICO $2,396 $2,702
Liberty Mutual $3,916 $4,258
Progressive $2,049 $2,170
State Farm $1,694 $1,694
USAA $1,873 $1,895

Cheapest Vinita, OK Car Insurance Rates After a DUI

A DUI in Vinita, OK increases car insurance rates. Compare Vinita, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vinita, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,125
Farmers $4,525
GEICO $4,270
Liberty Mutual $8,376
Progressive $3,900
State Farm $2,788
USAA $4,267

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Cheapest Vinita, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vinita, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vinita, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,532 $3,532
Farmers $4,284 $4,284
GEICO $3,375 $3,507
Liberty Mutual $6,574 $6,574
Progressive $4,540 $4,540
State Farm $2,741 $2,836
USAA $3,253 $3,332

The Best Cheap Car Insurance Companies in Vinita, OK

Take a look at a side-by-side comparison of the top car insurance companies in Vinita, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vinita, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $4,284
GEICO $3,441
Liberty Mutual $6,574
Progressive $4,540
State Farm $2,788
USAA $3,292

Category Winners: Cheapest Car Insurance in Vinita, Oklahoma

Find the cheapest car insurance companies in Vinita, OK for each category right here.

Best Annual Car Insurance Rates by Company in Vinita, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Vinita, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vinita car insurance rates. Find the cheapest Vinita, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vinita, Oklahoma

Insurance Company Low Medium High
Allstate $3,340 $3,520 $3,737
Farmers $4,117 $4,240 $4,494
GEICO $3,199 $3,448 $3,676
Liberty Mutual $6,253 $6,551 $6,917
Progressive $4,223 $4,512 $4,885
State Farm $2,629 $2,768 $2,968
USAA $3,164 $3,283 $3,430

What affects car insurance rates in Vinita, Oklahoma?

What factors can have an impact on Vinita, OK car insurance? There are several reasons why Vinita car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vinita, Oklahoma.

Commute Time in Vinita

The more time you spend in your car the higher the risk of an accident. The average commute length in Vinita, OK is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Vinita, OK

Ready to find affordable Vinita, Oklahoma car insurance today? Enter your ZIP code for fast, free Vinita, OK car insurance quotes.

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