Compare Virgie, KY Car Insurance Rates (2021)

Car insurance in Virgie, KY averages $564 a month. Virgie, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Virgie car insurance rates, compare quotes from the top car insurance companies in Virgie, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Virgie, KY are $6,766/year
  • Average car insurance rates in Virgie, KY after a DUI are $8,088/year
  • The cheapest car insurance company in Virgie is USAA

If you need to buy Virgie, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Virgie, KY is right here.

You’ll find Virgie car insurance rates, the cheapest Virgie, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Virgie, Kentucky car insurance rates to Owensboro car insurance rates, Covington car insurance rates, and Independence car insurance rates.

Ready to find affordable Virgie, KY car insurance today? Enter your ZIP code for fast, free Virgie car insurance quotes.

Cheapest Virgie, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Virgie, KY car insurance rates? Every Virgie, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Virgie, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,420 $4,805 $3,688 $4,147 $19,886 $22,099 $4,646 $4,883
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,922 $2,758 $2,646 $2,645 $14,851 $16,852 $3,629 $3,675
State Farm $2,447 $2,447 $2,169 $2,169 $6,553 $8,329 $2,712 $2,985
Travelers $3,984 $4,056 $3,930 $3,930 $20,277 $32,769 $4,171 $4,835
USAA $2,222 $2,217 $2,016 $2,039 $6,138 $6,430 $2,807 $3,068

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Minimum Car Insurance in Virgie, KY

Every driver must carry the minimum car insurance in Virgie, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Virgie, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Virgie, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Virgie, KY. Compare credit history car insurance rates in Virgie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Virgie, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,332 $7,508 $5,876
Nationwide $9,520 $7,384 $6,351
Progressive $6,964 $6,094 $5,684
State Farm $5,340 $3,267 $2,572
Travelers $10,892 $9,186 $9,154
USAA $4,983 $2,817 $2,301

Cheapest Virgie, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Virgie, KY to rates for a clean record with top companies.

Annual Virgie, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,108 $11,049 $8,555 $7,576
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,151 $7,704 $5,872 $6,263
State Farm $3,449 $4,003 $3,726 $3,726
Travelers $8,459 $8,709 $12,710 $9,098
USAA $2,526 $3,582 $4,312 $3,049

Cheapest Virgie, KY Car Insurance for Teen Drivers

Teen car insurance in Virgie, KY can be expensive. Take a look at rates from the top car insurance companies in Virgie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Virgie, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $19,886 $22,099
Nationwide $12,492 $15,331
Progressive $14,851 $16,852
State Farm $6,553 $8,329
Travelers $20,277 $32,769
USAA $6,138 $6,430

Cheapest Virgie, KY Car Insurance for Seniors

Take a look at Virgie, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Virgie, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,688 $4,147
Nationwide $5,035 $5,213
Progressive $2,646 $2,645
State Farm $2,169 $2,169
Travelers $3,930 $3,930
USAA $2,016 $2,039

Cheapest Virgie, KY Car Insurance Rates After a DUI

A DUI in Virgie, KY increases car insurance rates. Compare Virgie, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Virgie, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,555
Nationwide $10,149
Progressive $5,872
State Farm $3,726
Travelers $12,710
USAA $4,312

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Cheapest Virgie, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Virgie, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Virgie, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,572 $8,572
Nationwide $7,752 $7,752
Progressive $6,247 $6,247
State Farm $3,636 $3,817
Travelers $9,744 $9,744
USAA $3,241 $3,494

The Best Cheap Car Insurance Companies in Virgie, KY

Take a look at a side-by-side comparison of the top car insurance companies in Virgie, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Virgie, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,572
Nationwide $7,752
Progressive $6,247
State Farm $3,726
Travelers $9,744
USAA $3,367

Category Winners: Cheapest Car Insurance in Virgie, Kentucky

Find the cheapest car insurance companies in Virgie, KY for each category right here.

Best Annual Car Insurance Rates by Company in Virgie, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Virgie, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Virgie car insurance rates. Find the cheapest Virgie, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Virgie, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,122 $8,516 $9,077
Nationwide $7,743 $7,625 $7,887
Progressive $5,641 $6,119 $6,982
State Farm $3,478 $3,714 $3,987
Travelers $9,238 $9,777 $10,217
USAA $3,184 $3,358 $3,560

Compare Car Insurance Quotes in Virgie, KY

Ready to find affordable Virgie, Kentucky car insurance today? Enter your ZIP code for fast, free Virgie, KY car insurance quotes.

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