Compare Virgil, KS Car Insurance Rates (2021)

Car insurance in Virgil, KS averages $279 a month. Virgil, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Virgil car insurance rates, compare quotes from the top car insurance companies in Virgil, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Virgil, KS are $3,348/year
  • Average car insurance rates in Virgil, KS after a DUI are $4,024/year
  • The cheapest car insurance company in Virgil is American Family

If you need to buy Virgil, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Virgil, KS is right here.

You’ll find Virgil car insurance rates, the cheapest Virgil, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Virgil, Kansas car insurance rates to Manhattan car insurance rates, Olathe car insurance rates, and Shawnee car insurance rates.

Ready to find affordable Virgil, KS car insurance today? Enter your ZIP code for fast, free Virgil car insurance quotes.

Cheapest Virgil, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Virgil, KS car insurance rates? Every Virgil, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Virgil, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,735 $1,735 $1,566 $1,566 $3,337 $3,999 $1,735 $1,948
Farmers $2,392 $2,375 $2,136 $2,232 $6,541 $6,773 $2,697 $2,837
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,304 $2,191 $1,856 $1,939 $8,579 $9,678 $2,725 $2,927
State Farm $1,764 $1,764 $1,535 $1,535 $4,554 $5,824 $1,979 $2,228
Travelers $2,004 $2,039 $1,957 $1,980 $8,107 $12,633 $2,052 $2,416
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Virgil, KS

Every driver must carry the minimum car insurance in Virgil, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Virgil, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Virgil, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Virgil, KS. Compare credit history car insurance rates in Virgil from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Virgil, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,876 $2,036 $1,697
Farmers $4,120 $3,280 $3,094
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,725 $2,378 $2,219
Progressive $4,611 $3,879 $3,585
State Farm $3,856 $2,304 $1,785
Travelers $4,794 $3,903 $3,748
USAA $3,299 $2,163 $1,778

Cheapest Virgil, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Virgil, KS to rates for a clean record with top companies.

Annual Virgil, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,166 $2,316 $2,166 $2,166
Farmers $2,947 $3,794 $3,698 $3,553
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,720 $4,347 $3,886 $4,148
State Farm $2,466 $2,830 $2,648 $2,648
Travelers $3,020 $3,942 $5,441 $4,191
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Virgil, KS Car Insurance for Teen Drivers

Teen car insurance in Virgil, KS can be expensive. Take a look at rates from the top car insurance companies in Virgil for teenagers.

Annual Car Insurance Rates for Teen Drivers in Virgil, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,337 $3,999
Farmers $6,541 $6,773
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,570 $4,399
Progressive $8,579 $9,678
State Farm $4,554 $5,824
Travelers $8,107 $12,633
USAA $4,807 $5,062

Cheapest Virgil, KS Car Insurance for Seniors

Take a look at Virgil, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Virgil, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,566 $1,566
Farmers $2,136 $2,232
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,638 $1,776
Progressive $1,856 $1,939
State Farm $1,535 $1,535
Travelers $1,957 $1,980
USAA $1,313 $1,333

Cheapest Virgil, KS Car Insurance Rates After a DUI

A DUI in Virgil, KS increases car insurance rates. Compare Virgil, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Virgil, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,166
Farmers $3,698
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,767
Progressive $3,886
State Farm $2,648
Travelers $5,441
USAA $3,494

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Cheapest Virgil, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Virgil, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Virgil, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,175 $2,231
Farmers $3,498 $3,498
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,441 $2,441
Progressive $4,025 $4,025
State Farm $2,582 $2,714
Travelers $4,149 $4,149
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Virgil, KS

Take a look at a side-by-side comparison of the top car insurance companies in Virgil, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Virgil, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,203
Farmers $3,498
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,441
Progressive $4,025
State Farm $2,648
Travelers $4,149
USAA $2,413

Category Winners: Cheapest Car Insurance in Virgil, Kansas

Find the cheapest car insurance companies in Virgil, KS for each category right here.

Best Annual Car Insurance Rates by Company in Virgil, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Virgil, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Virgil car insurance rates. Find the cheapest Virgil, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Virgil, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,228 $2,314 $2,067
Farmers $3,351 $3,477 $3,666
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,575 $2,412 $2,336
Progressive $3,809 $3,994 $4,272
State Farm $2,558 $2,655 $2,731
Travelers $3,936 $4,154 $4,355
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Virgil, Kansas?

What factors can have an impact on Virgil, KS car insurance? There are several reasons why Virgil car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Virgil, Kansas.

Commute Time in Virgil

The more time you spend in your car the higher the risk of an accident. The average commute length in Virgil, KS is 32.4 minutes according to City-Data.

Compare Car Insurance Quotes in Virgil, KS

Ready to find affordable Virgil, Kansas car insurance today? Enter your ZIP code for fast, free Virgil, KS car insurance quotes.

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