Compare Virginia Beach, VA Car Insurance Rates (2021)

Car insurance in Virginia Beach, VA averages $207 a month. Virginia Beach, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Virginia Beach car insurance rates, compare quotes from the top car insurance companies in Virginia Beach, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Virginia Beach for teen drivers is GEICO
  • Average car insurance rates in Virginia Beach, VA are $2,482/year
  • Average car insurance rates in Virginia Beach, VA after a DUI are $2,937/year

If you need to buy Virginia Beach, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Virginia Beach, VA is right here.

You’ll find Virginia Beach car insurance rates, the cheapest Virginia Beach, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Virginia Beach, Virginia car insurance rates to Richmond car insurance rates, Portsmouth car insurance rates, and Virginia Beach car insurance rates.

Ready to find affordable Virginia Beach, VA car insurance today? Enter your ZIP code for fast, free Virginia Beach car insurance quotes.

Cheapest Virginia Beach, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Virginia Beach, VA car insurance rates? Every Virginia Beach, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Virginia Beach, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,142 $2,018 $2,129 $2,129 $6,711 $7,664 $2,775 $2,765
GEICO $1,553 $1,539 $1,476 $1,476 $3,422 $4,552 $1,807 $1,772
Nationwide $1,524 $1,529 $1,353 $1,385 $3,728 $4,783 $1,686 $1,827
Progressive $1,181 $1,115 $1,079 $1,078 $5,605 $6,279 $1,426 $1,447
State Farm $1,489 $1,489 $1,361 $1,361 $4,726 $5,924 $1,689 $1,945
USAA $1,208 $1,187 $1,141 $1,141 $3,789 $4,486 $1,548 $1,696

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Minimum Car Insurance in Virginia Beach, VA

Every driver must carry the minimum car insurance in Virginia Beach, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Virginia Beach, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Virginia Beach, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Virginia Beach, VA. Compare credit history car insurance rates in Virginia Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Virginia Beach, Virginia

Insurance Company Poor Fair Good
Allstate $4,301 $3,461 $2,863
GEICO $2,444 $2,078 $2,078
Nationwide $2,629 $2,121 $1,929
Progressive $2,660 $2,345 $2,198
State Farm $3,554 $2,202 $1,738
USAA $2,699 $1,847 $1,527

Cheapest Virginia Beach, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Virginia Beach, VA to rates for a clean record with top companies.

Annual Virginia Beach, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,632 $4,248 $3,880 $3,407
GEICO $1,678 $2,169 $3,273 $1,678
Nationwide $1,938 $1,938 $2,835 $2,197
Progressive $2,039 $2,737 $2,449 $2,380
State Farm $2,266 $2,730 $2,498 $2,498
USAA $1,565 $2,043 $2,685 $1,805

Cheapest Virginia Beach, VA Car Insurance for Teen Drivers

Teen car insurance in Virginia Beach, VA can be expensive. Take a look at rates from the top car insurance companies in Virginia Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Virginia Beach, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,711 $7,664
GEICO $3,422 $4,552
Nationwide $3,728 $4,783
Progressive $5,605 $6,279
State Farm $4,726 $5,924
USAA $3,789 $4,486

Cheapest Virginia Beach, VA Car Insurance for Seniors

Take a look at Virginia Beach, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Virginia Beach, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,129 $2,129
GEICO $1,476 $1,476
Nationwide $1,353 $1,385
Progressive $1,079 $1,078
State Farm $1,361 $1,361
USAA $1,141 $1,141

Cheapest Virginia Beach, VA Car Insurance Rates After a DUI

A DUI in Virginia Beach, VA increases car insurance rates. Compare Virginia Beach, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Virginia Beach, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,880
GEICO $3,273
Nationwide $2,835
Progressive $2,449
State Farm $2,498
USAA $2,685

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Cheapest Virginia Beach, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Virginia Beach, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Virginia Beach, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,431 $3,652
GEICO $2,159 $2,240
Nationwide $2,227 $2,227
Progressive $2,401 $2,401
State Farm $2,435 $2,561
USAA $1,950 $2,099

Cheapest Virginia Beach, VA Car Insurance Rates by ZIP Code

Virginia Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Virginia Beach, VA.

Annual Car Insurance Rates by ZIP Code in Virginia Beach, Virginia

ZIP Code Average Annual Rates
23451 $2,143
23452 $2,150
23453 $2,161
23454 $2,150
23455 $2,146
23456 $2,139
23457 $2,181
23459 $2,140
23460 $2,151
23461 $2,159
23462 $2,164
23464 $2,135

The Best Cheap Car Insurance Companies in Virginia Beach, VA

Take a look at a side-by-side comparison of the top car insurance companies in Virginia Beach, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Virginia Beach, Virginia

Insurance Company Average Annual Rates
Allstate $3,542
GEICO $2,200
Nationwide $2,227
Progressive $2,401
State Farm $2,498
USAA $2,024

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Category Winners: Cheapest Car Insurance in Virginia Beach, Virginia

Find the cheapest car insurance companies in Virginia Beach, VA for each category right here.

Best Annual Car Insurance Rates by Company in Virginia Beach, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Virginia Beach, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Virginia Beach car insurance rates. Find the cheapest Virginia Beach, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Virginia Beach, Virginia

Insurance Company Low Medium High
Allstate $3,422 $3,542 $3,661
GEICO $2,104 $2,197 $2,297
Nationwide $2,324 $2,207 $2,150
Progressive $2,285 $2,372 $2,546
State Farm $2,329 $2,495 $2,670
USAA $1,933 $2,029 $2,111

What affects car insurance rates in Virginia Beach, Virginia?

What factors can have an impact on Virginia Beach, VA car insurance? There are several reasons why Virginia Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Virginia Beach, Virginia.

Commute Time in Virginia Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Virginia Beach, VA is 23.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Virginia Beach, VA

Ready to find affordable Virginia Beach, Virginia car insurance today? Enter your ZIP code for fast, free Virginia Beach, VA car insurance quotes.

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