Compare Virginia City, MT Car Insurance Rates (2021)

Car insurance in Virginia City, MT averages $253 a month. Virginia City, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Virginia City car insurance rates, compare quotes from the top car insurance companies in Virginia City, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Virginia City, MT are $3,041/year
  • The cheapest car insurance company in Virginia City is Liberty Mutual
  • Average car insurance rates in Virginia City, MT after a DUI are $3,723/year

If you need to buy Virginia City, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Virginia City, MT is right here.

You’ll find Virginia City car insurance rates, the cheapest Virginia City, MT car insurance companies, and information on Montana car insurance laws. You can also compare Virginia City, Montana car insurance rates to Bozeman car insurance rates, Great Falls car insurance rates, and Belgrade car insurance rates.

Ready to find affordable Virginia City, MT car insurance today? Enter your ZIP code for fast, free Virginia City car insurance quotes.

Cheapest Virginia City, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Virginia City, MT car insurance rates? Every Virginia City, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Virginia City, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,811 $2,811 $2,565 $2,565 $10,648 $10,648 $3,040 $3,040
Farmers $2,815 $2,815 $2,513 $2,513 $7,512 $7,512 $3,082 $3,082
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,034 $1,034 $1,012 $1,012 $2,055 $2,055 $1,227 $1,227
Nationwide $2,485 $2,485 $2,268 $2,268 $4,984 $4,984 $2,630 $2,630
Progressive $2,837 $2,837 $2,553 $2,553 $6,631 $6,631 $3,189 $3,189
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

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Minimum Car Insurance in Virginia City, MT

Every driver must carry the minimum car insurance in Virginia City, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Virginia City, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Virginia City, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Virginia City, MT. Compare credit history car insurance rates in Virginia City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Virginia City, Montana

Insurance Company Poor Fair Good
Allstate $5,767 $4,607 $3,924
Farmers $4,693 $3,730 $3,519
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,332 $1,332 $1,332
Nationwide $3,906 $2,822 $2,546
Progressive $4,601 $3,518 $3,288
State Farm $3,427 $2,086 $1,637
USAA $2,603 $1,770 $1,436

Cheapest Virginia City, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Virginia City, MT to rates for a clean record with top companies.

Annual Virginia City, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,006 $4,735 $5,746 $4,576
Farmers $3,499 $4,519 $4,405 $3,499
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $910 $1,575 $1,575 $1,269
Nationwide $2,263 $3,232 $4,149 $2,723
Progressive $3,283 $4,228 $4,055 $3,643
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Virginia City, MT Car Insurance for Teen Drivers

Teen car insurance in Virginia City, MT can be expensive. Take a look at rates from the top car insurance companies in Virginia City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Virginia City, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,648 $10,648
Farmers $7,512 $7,512
GEICO $5,830 $5,426
Liberty Mutual $2,055 $2,055
Nationwide $4,984 $4,984
Progressive $6,631 $6,631
State Farm $4,781 $4,781
USAA $3,950 $3,950

Cheapest Virginia City, MT Car Insurance for Seniors

Take a look at Virginia City, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Virginia City, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,565 $2,565
Farmers $2,513 $2,513
GEICO $2,342 $2,136
Liberty Mutual $1,012 $1,012
Nationwide $2,268 $2,268
Progressive $2,553 $2,553
State Farm $1,413 $1,413
USAA $1,081 $1,081

Cheapest Virginia City, MT Car Insurance Rates After a DUI

A DUI in Virginia City, MT increases car insurance rates. Compare Virginia City, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Virginia City, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,746
Farmers $4,405
GEICO $4,768
Liberty Mutual $1,575
Nationwide $4,149
Progressive $4,055
State Farm $2,383
USAA $2,700

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Cheapest Virginia City, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Virginia City, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Virginia City, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,653 $4,879
Farmers $3,981 $3,981
GEICO $2,984 $3,092
Liberty Mutual $1,332 $1,332
Nationwide $3,092 $3,092
Progressive $3,802 $3,802
State Farm $2,314 $2,453
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Virginia City, MT

Take a look at a side-by-side comparison of the top car insurance companies in Virginia City, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Virginia City, Montana

Insurance Company Average Annual Rates
Allstate $4,766
Farmers $3,981
GEICO $3,038
Liberty Mutual $1,332
Nationwide $3,092
Progressive $3,802
State Farm $2,383
USAA $1,936

Category Winners: Cheapest Car Insurance in Virginia City, Montana

Find the cheapest car insurance companies in Virginia City, MT for each category right here.

Best Annual Car Insurance Rates by Company in Virginia City, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Virginia City, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Virginia City car insurance rates. Find the cheapest Virginia City, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Virginia City, Montana

Insurance Company Low Medium High
Allstate $4,539 $4,755 $5,004
Farmers $3,708 $3,977 $4,257
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,238 $1,336 $1,422
Nationwide $2,374 $3,286 $3,615
Progressive $3,567 $3,790 $4,050
State Farm $2,249 $2,374 $2,527
USAA $1,848 $1,926 $2,035

What affects car insurance rates in Virginia City, Montana?

What factors can have an impact on Virginia City, MT car insurance? There are several reasons why Virginia City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Virginia City, Montana.

Commute Time in Virginia City

The more time you spend in your car the higher the risk of an accident. The average commute length in Virginia City, MT is 14.4 minutes according to City-Data.

Compare Car Insurance Quotes in Virginia City, MT

Ready to find affordable Virginia City, Montana car insurance today? Enter your ZIP code for fast, free Virginia City, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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