Compare Virginia, IL Car Insurance Rates (2021)

Car insurance in Virginia, IL averages $255 a month. Virginia, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Virginia car insurance rates, compare quotes from the top car insurance companies in Virginia, IL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Virginia is Liberty Mutual
  • Average car insurance rates in Virginia, IL after a DUI are $3,573/year
  • Average car insurance rates in Virginia, IL are $3,064/year

If you need to buy Virginia, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Virginia, IL is right here.

You’ll find Virginia car insurance rates, the cheapest Virginia, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Virginia, Illinois car insurance rates to Naperville car insurance rates, Cicero car insurance rates, and Elgin car insurance rates.

Ready to find affordable Virginia, IL car insurance today? Enter your ZIP code for fast, free Virginia car insurance quotes.

Cheapest Virginia, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Virginia, IL car insurance rates? Every Virginia, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Virginia, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,430 $2,435 $2,165 $2,279 $9,863 $10,279 $2,763 $2,902
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,330 $1,435 $1,106 $1,233 $4,252 $4,727 $1,394 $1,476
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,788 $1,714 $1,471 $1,529 $6,025 $6,779 $2,140 $2,318
State Farm $1,477 $1,477 $1,303 $1,303 $3,994 $5,095 $1,664 $1,895
Travelers $1,464 $1,545 $1,311 $1,399 $3,968 $4,899 $1,557 $1,641
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Virginia, IL

Every driver must carry the minimum car insurance in Virginia, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Virginia, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Virginia, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Virginia, IL. Compare credit history car insurance rates in Virginia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Virginia, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,785 $3,228 $2,721
Farmers $5,006 $4,181 $3,981
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,998 $1,868 $1,491
Nationwide $3,154 $2,540 $2,228
Progressive $3,402 $2,868 $2,642
State Farm $3,310 $1,981 $1,536
Travelers $2,726 $2,171 $1,773
USAA $3,753 $2,575 $2,121

Cheapest Virginia, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Virginia, IL to rates for a clean record with top companies.

Annual Virginia, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,717 $4,766 $4,648 $4,426
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,770 $2,497 $2,203 $2,007
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,462 $3,595 $2,717 $3,108
State Farm $2,096 $2,456 $2,276 $2,276
Travelers $1,780 $2,318 $2,568 $2,226
USAA $2,007 $2,885 $3,953 $2,421

Cheapest Virginia, IL Car Insurance for Teen Drivers

Teen car insurance in Virginia, IL can be expensive. Take a look at rates from the top car insurance companies in Virginia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Virginia, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,169 $8,642
Farmers $9,863 $10,279
GEICO $4,847 $5,129
Liberty Mutual $4,252 $4,727
Nationwide $4,566 $5,881
Progressive $6,025 $6,779
State Farm $3,994 $5,095
Travelers $3,968 $4,899
USAA $5,422 $5,984

Cheapest Virginia, IL Car Insurance for Seniors

Take a look at Virginia, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Virginia, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,060 $2,060
Farmers $2,165 $2,279
GEICO $1,521 $1,797
Liberty Mutual $1,106 $1,233
Nationwide $1,515 $1,610
Progressive $1,471 $1,529
State Farm $1,303 $1,303
Travelers $1,311 $1,399
USAA $1,559 $1,537

Cheapest Virginia, IL Car Insurance Rates After a DUI

A DUI in Virginia, IL increases car insurance rates. Compare Virginia, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Virginia, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,679
American Family $4,960
Farmers $4,648
GEICO $3,482
Liberty Mutual $2,203
Nationwide $3,240
Progressive $2,717
State Farm $2,276
Travelers $2,568
USAA $3,953

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Virginia, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Virginia, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Virginia, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,531 $3,625
Farmers $4,389 $4,389
GEICO $2,519 $2,617
Liberty Mutual $2,119 $2,119
Nationwide $2,641 $2,641
Progressive $2,970 $2,970
State Farm $2,218 $2,334
Travelers $2,137 $2,309
USAA $2,737 $2,896

The Best Cheap Car Insurance Companies in Virginia, IL

Take a look at a side-by-side comparison of the top car insurance companies in Virginia, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Virginia, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,578
Farmers $4,389
GEICO $2,568
Liberty Mutual $2,119
Nationwide $2,641
Progressive $2,971
State Farm $2,276
Travelers $2,223
USAA $2,816

Category Winners: Cheapest Car Insurance in Virginia, Illinois

Find the cheapest car insurance companies in Virginia, IL for each category right here.

Best Annual Car Insurance Rates by Company in Virginia, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Virginia, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Virginia car insurance rates. Find the cheapest Virginia, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Virginia, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,487 $3,708 $3,540
Farmers $4,196 $4,297 $4,675
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,012 $2,115 $2,230
Nationwide $2,646 $2,657 $2,619
Progressive $2,781 $2,962 $3,168
State Farm $2,163 $2,280 $2,385
Travelers $2,107 $2,221 $2,341
USAA $2,632 $2,814 $3,004

What affects car insurance rates in Virginia, Illinois?

What factors can have an impact on Virginia, IL car insurance? There are several reasons why Virginia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Virginia, Illinois.

Commute Time in Virginia

The more time you spend in your car the higher the risk of an accident. The average commute length in Virginia, IL is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Virginia, IL

Ready to find affordable Virginia, Illinois car insurance today? Enter your ZIP code for fast, free Virginia, IL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State