Compare Visalia, CA Car Insurance Rates (2021)

Car insurance in Visalia, CA averages $278 a month. Visalia, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Visalia car insurance rates, compare quotes from the top car insurance companies in Visalia, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Visalia is Progressive
  • Average car insurance rates in Visalia, CA are $3,342/year
  • The cheapest ZIP code in Visalia is 93277

If you need to buy Visalia, California car insurance, the options can be confusing. Everything you need to know about car insurance in Visalia, CA is right here.

You’ll find Visalia car insurance rates, the cheapest Visalia, CA car insurance companies, and information on California car insurance laws. You can also compare Visalia, California car insurance rates to Fresno car insurance rates, San Diego car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Visalia, CA car insurance today? Enter your ZIP code for fast, free Visalia car insurance quotes.

Cheapest Visalia, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Visalia, CA car insurance rates? Every Visalia, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Visalia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,723 $2,736 $1,967 $1,999 $7,333 $9,234 $3,501 $3,884
Farmers $2,757 $2,757 $2,485 $2,485 $8,772 $14,364 $3,265 $3,633
GEICO $1,584 $1,586 $1,491 $1,491 $4,805 $4,890 $2,273 $2,327
Liberty Mutual $2,004 $1,892 $1,863 $1,804 $4,275 $4,582 $2,247 $2,279
Nationwide $2,653 $2,532 $2,337 $2,202 $6,716 $7,419 $3,156 $3,111
Progressive $1,453 $1,495 $1,233 $1,462 $3,827 $4,607 $2,080 $2,234
State Farm $3,287 $3,287 $2,936 $2,936 $6,073 $7,543 $3,639 $3,750
Travelers $2,227 $2,156 $1,970 $1,951 $4,562 $5,185 $2,874 $2,817
USAA $1,761 $1,666 $1,721 $1,725 $4,001 $4,021 $2,432 $2,295

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Minimum Car Insurance in Visalia, CA

Every driver must carry the minimum car insurance in Visalia, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Visalia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Visalia, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Visalia, CA to rates for a clean record with top companies.

Annual Visalia, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $4,230 $6,656 $3,293
Farmers $3,746 $5,099 $6,351 $5,063
GEICO $1,789 $2,754 $3,462 $2,219
Liberty Mutual $2,271 $3,044 $2,750 $2,408
Nationwide $2,632 $3,373 $5,685 $3,373
Progressive $1,512 $2,556 $2,953 $2,174
State Farm $2,985 $3,559 $6,717 $3,464
Travelers $1,993 $3,225 $3,736 $2,916
USAA $1,632 $2,427 $3,965 $1,787

Cheapest Visalia, CA Car Insurance for Teen Drivers

Teen car insurance in Visalia, CA can be expensive. Take a look at rates from the top car insurance companies in Visalia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Visalia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $9,234
Farmers $8,772 $14,364
GEICO $4,805 $4,890
Liberty Mutual $4,275 $4,582
Nationwide $6,716 $7,419
Progressive $3,827 $4,607
State Farm $6,073 $7,543
Travelers $4,562 $5,185
USAA $4,001 $4,021

Cheapest Visalia, CA Car Insurance for Seniors

Take a look at Visalia, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Visalia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,967 $1,999
Farmers $2,485 $2,485
GEICO $1,491 $1,491
Liberty Mutual $1,863 $1,804
Nationwide $2,337 $2,202
Progressive $1,233 $1,462
State Farm $2,936 $2,936
Travelers $1,970 $1,951
USAA $1,721 $1,725

Cheapest Visalia, CA Car Insurance Rates After a DUI

A DUI in Visalia, CA increases car insurance rates. Compare Visalia, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Visalia, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
Farmers $6,351
GEICO $3,462
Liberty Mutual $2,750
Nationwide $5,685
Progressive $2,953
State Farm $6,717
Travelers $3,736
USAA $3,965

Cheapest Visalia, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Visalia, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Visalia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,755 $4,589
Farmers $4,595 $5,534
GEICO $2,322 $2,790
Liberty Mutual $2,403 $2,833
Nationwide $3,329 $4,202
Progressive $2,086 $2,512
State Farm $4,029 $4,334
Travelers $2,675 $3,260
USAA $2,261 $2,644

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Cheapest Visalia, CA Car Insurance Rates by ZIP Code

Visalia car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Visalia, CA.

Annual Car Insurance Rates by ZIP Code in Visalia, California

ZIP Code Average Annual Rates
93277 $4,565
93291 $4,630
93292 $4,731

The Best Cheap Car Insurance Companies in Visalia, CA

Take a look at a side-by-side comparison of the top car insurance companies in Visalia, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Visalia, California

Insurance Company Average Annual Rates
Allstate $4,172
Farmers $5,065
GEICO $2,556
Liberty Mutual $2,618
Nationwide $3,766
Progressive $2,299
State Farm $4,181
Travelers $2,968
USAA $2,453

Category Winners: Cheapest Car Insurance in Visalia, California

Find the cheapest car insurance companies in Visalia, CA for each category right here.

Best Annual Car Insurance Rates by Company in Visalia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Visalia, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Visalia car insurance rates. Find the cheapest Visalia, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Visalia, California

Insurance Company Low Medium High
Allstate $3,932 $4,210 $4,375
Farmers $4,713 $5,103 $5,378
GEICO $2,324 $2,584 $2,759
Liberty Mutual $2,423 $2,641 $2,790
Nationwide $3,355 $3,834 $4,108
Progressive $2,070 $2,368 $2,459
State Farm $3,744 $4,259 $4,540
Travelers $2,576 $3,049 $3,278
USAA $2,222 $2,501 $2,635

What affects car insurance rates in Visalia, California?

What factors can have an impact on Visalia, CA car insurance? There are several reasons why Visalia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Visalia, California.

Car Theft in Visalia

High levels of vehicle theft can make car insurance more expensive. Visalia, CA car theft statistics from the FBI indicate 529 vehicle thefts a year.

Commute Time in Visalia

The more time you spend in your car the higher the risk of an accident. The average commute length in Visalia, CA is 21.2 minutes according to City-Data.

Compare Car Insurance Quotes in Visalia, CA

Ready to find affordable Visalia, California car insurance today? Enter your ZIP code for fast, free Visalia, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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