Compare Volcano, HI Car Insurance Rates (2021)

Car insurance in Volcano, HI averages $235 a month. Volcano, Hawaii car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Volcano car insurance rates, compare quotes from the top car insurance companies in Volcano, HI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Volcano, HI are $2,815/year
  • The cheapest car insurance company in Volcano is State Farm
  • Average car insurance rates in Volcano, HI after a DUI are $5,703/year

If you need to buy Volcano, Hawaii car insurance, the options can be confusing. Everything you need to know about car insurance in Volcano, HI is right here.

You’ll find Volcano car insurance rates, the cheapest Volcano, HI car insurance companies, and information on Hawaii car insurance laws. You can also compare Volcano, Hawaii car insurance rates to Haleiwa car insurance rates, Kalaheo car insurance rates, and Kealia car insurance rates.

Ready to find affordable Volcano, HI car insurance today? Enter your ZIP code for fast, free Volcano car insurance quotes.

Cheapest Volcano, HI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Volcano, HI car insurance rates? Every Volcano, Hawaii car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Volcano, Hawaii

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,452 $2,452 $2,452 $2,452 $2,452 $2,452 $2,452 $2,452
Farmers $5,366 $5,366 $5,366 $5,366 $5,850 $5,850 $5,366 $5,366
GEICO $3,709 $3,709 $3,709 $3,709 $3,709 $3,709 $3,709 $3,709
Liberty Mutual $3,634 $3,634 $3,634 $3,634 $3,677 $3,677 $3,634 $3,634
Progressive $1,908 $1,908 $1,908 $1,908 $2,696 $2,696 $1,908 $1,908
State Farm $1,083 $1,083 $1,083 $1,083 $1,083 $1,083 $1,083 $1,083
USAA $1,210 $1,210 $1,210 $1,210 $1,262 $1,262 $1,210 $1,210

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Minimum Car Insurance in Volcano, HI

Every driver must carry the minimum car insurance in Volcano, HI. Take a look at the Hawaii car insurance requirements.

Minimum Required Car Insurance Coverage in Volcano, Hawaii

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Volcano, HI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Volcano, HI to rates for a clean record with top companies.

Annual Volcano, Hawaii Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,460 $2,162 $4,175 $2,009
Farmers $2,625 $3,935 $12,762 $2,625
GEICO $1,552 $2,018 $9,713 $1,552
Liberty Mutual $1,926 $2,417 $7,820 $2,417
Progressive $1,586 $2,247 $2,520 $2,065
State Farm $989 $1,178 $1,083 $1,083
USAA $926 $1,147 $1,849 $968

Cheapest Volcano, HI Car Insurance for Teen Drivers

Teen car insurance in Volcano, HI can be expensive. Take a look at rates from the top car insurance companies in Volcano for teenagers.

Annual Car Insurance Rates for Teen Drivers in Volcano, Hawaii

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $2,452 $2,452
Farmers $5,850 $5,850
GEICO $3,709 $3,709
Liberty Mutual $3,677 $3,677
Progressive $2,696 $2,696
State Farm $1,083 $1,083
USAA $1,262 $1,262

Cheapest Volcano, HI Car Insurance for Seniors

Take a look at Volcano, HI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Volcano, Hawaii

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,452 $2,452
Farmers $5,366 $5,366
GEICO $3,709 $3,709
Liberty Mutual $3,634 $3,634
Progressive $1,908 $1,908
State Farm $1,083 $1,083
USAA $1,210 $1,210

Cheapest Volcano, HI Car Insurance Rates After a DUI

A DUI in Volcano, HI increases car insurance rates. Compare Volcano, Hawaii DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Volcano, Hawaii

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,175
Farmers $12,762
GEICO $9,713
Liberty Mutual $7,820
Progressive $2,520
State Farm $1,083
USAA $1,849

Cheapest Volcano, HI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Volcano, HI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Volcano, Hawaii

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,292 $2,611
Farmers $5,487 $5,487
GEICO $3,709 $3,709
Liberty Mutual $3,645 $3,645
Progressive $2,105 $2,105
State Farm $1,083 $1,083
USAA $1,223 $1,223

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The Best Cheap Car Insurance Companies in Volcano, HI

Take a look at a side-by-side comparison of the top car insurance companies in Volcano, HI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Volcano, Hawaii

Insurance Company Average Annual Rates
Allstate $2,452
Farmers $5,487
GEICO $3,709
Liberty Mutual $3,645
Progressive $2,105
State Farm $1,083
USAA $1,223

Category Winners: Cheapest Car Insurance in Volcano, Hawaii

Find the cheapest car insurance companies in Volcano, HI for each category right here.

Best Annual Car Insurance Rates by Company in Volcano, Hawaii

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Volcano, HI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Volcano car insurance rates. Find the cheapest Volcano, HI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Volcano, Hawaii

Insurance Company Low Medium High
Allstate $2,280 $2,458 $2,616
Farmers $5,285 $5,524 $5,652
GEICO $3,544 $3,733 $3,849
Liberty Mutual $3,673 $3,445 $3,817
Progressive $1,926 $2,104 $2,284
State Farm $1,013 $1,086 $1,151
USAA $1,151 $1,222 $1,294

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What affects car insurance rates in Volcano, Hawaii?

What factors can have an impact on Volcano, HI car insurance? There are several reasons why Volcano car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Volcano, Hawaii.

Commute Time in Volcano

The more time you spend in your car the higher the risk of an accident. The average commute length in Volcano, HI is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Volcano, HI

Ready to find affordable Volcano, Hawaii car insurance today? Enter your ZIP code for fast, free Volcano, HI car insurance quotes.

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