Compare Volkswagen Golf R Insurance Quotes

Average car insurance rates for a Volkswagen Golf R cost $1,580 a year, or around $132 a month. Comprehensive, collision, and liability insurance cost around $385, $562, and $446, respectively.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 18, 2020

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Key Takeaways:

  • Full coverage costs around $1,580 a year or $132 each month
  • A liability-only policy costs around $633 a year or $53 each month
  • Highest rates are for teenage drivers at around $5,775 a year or $481 each month
  • Good drivers can save as much as $651 a year by earning policy discounts
  • Volkswagen Golf R insurance costs around $61 more per year than the average vehicle

Finding Volkswagen Golf R insurance rates can seem like an insurmountable task if you’ve never researched the car before. As it turns out, Volkswagen Golf R rates average out to $1,580 a year, or $132 per month. In order to figure out how much Volkswagen Golf R car insurance rates might cost you, take a look through this comprehensive article to learn everything you need to know.

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.

Volkswagen Golf R Insurance Cost

The average Volkswagen Golf R auto insurance costs are $1,580 a year or $132 a month.

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Are Volkswagen Golf Rs Expensive to Insure?

The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Ford Focus RS, and Honda Fit.

Vehicle Comprehensive Collision Liability Total
Volkswagen Golf R $372 $660 $390 $1,580
Mitsubishi Mirage $244 $448 $398 $1,248
Ford Focus RS $332 $656 $398 $1,544
Honda Fit $268 $512 $258 $1,148
Volkswagen Golf $306 $600 $390 $1,454
Volkswagen Beetle $280 $542 $332 $1,290
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Golf R Insurance?

Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.

Age of the Vehicle

The average Volkswagen Golf R car insurance rates are higher for newer models. For example, car insurance for a 2019 Volkswagen Golf R costs $1,580, while 2012 Volkswagen Golf R insurance costs are $1,360, a difference of $220.

Model Year Comprehensive Collision Liability Total
2019 Volkswagen Golf R $372 $660 $390 $1,580
2018 Volkswagen Golf R $356 $656 $398 $1,568
2017 Volkswagen Golf R $344 $640 $416 $1,558
2016 Volkswagen Golf R $332 $612 $430 $1,532
2015 Volkswagen Golf R $314 $592 $442 $1,506
2013 Volkswagen Golf R $290 $516 $456 $1,420
2012 Volkswagen Golf R $278 $464 $460 $1,360
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Driver Age

Driver age can have a significant impact on Volkswagen Golf R auto insurance rates. As an example, a 40-year-old driver could pay $167 less each month for their Volkswagen Golf R auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in Houston may pay $1,165 a year more than drivers in Columbus.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Golf R auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Volkswagen Golf R car insurance with violations on their driving record.

Volkswagen Golf R Crash Test Ratings

Volkswagen Golf R crash test ratings will affect your Volkswagen Golf R car insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2019 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2018 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2017 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
2016 Volkswagen Golf R 4 DR AWD 5 stars 4 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Golf R Safety Features

The numerous safety features of the Volkswagen Golf R help contribute to lower insurance rates. The 2020 Volkswagen Golf R has the following safety features:

  • Anti-lock brakes
  • Stability control
  • Front-impact airbags
  • Side impact airbags
  • Overhead airbags
  • Pretensioners
  • Anti-whiplash
  • Security system

Volkswagen Golf R Finance and Insurance Cost

If you are financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Golf R auto insurance quotes from the best auto insurance companies using our FREE tool below.

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Ways to Save on Volkswagen Golf R Insurance

Save more on your Volkswagen Golf R car insurance rates. Take a look at the following five strategies that will get you the best Volkswagen Golf R auto insurance rates possible.

  • Drive Your Volkswagen Golf R Safely
  • Ask About Student Discounts
  • If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
  • Compare Apples to Apples When Comparing Volkswagen Golf R Insurance Quotes and Policies
  • Consider Ride Sharing Services to Lower Your Volkswagen Golf R Mileage

Top Volkswagen Golf R Insurance Companies

The best auto insurance companies for Volkswagen Golf R car insurance rates will offer competitive rates, discounts, and account for the Volkswagen Golf R’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Volkswagen Golf R Insurance Quotes Online

You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best car insurance companies by using our free online tool now.

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Average Monthly Car Insurance Rates by State