Compare Waggoner, IL Car Insurance Rates (2021)

Car insurance in Waggoner, IL averages $267 a month. Waggoner, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Waggoner car insurance rates, compare quotes from the top car insurance companies in Waggoner, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waggoner for teen drivers is State Farm
  • Average car insurance rates in Waggoner, IL after a DUI are $3,746/year
  • Average car insurance rates in Waggoner, IL are $3,209/year

If you need to buy Waggoner, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Waggoner, IL is right here.

You’ll find Waggoner car insurance rates, the cheapest Waggoner, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Waggoner, Illinois car insurance rates to Elgin car insurance rates, Chicago car insurance rates, and Peoria car insurance rates.

Ready to find affordable Waggoner, IL car insurance today? Enter your ZIP code for fast, free Waggoner car insurance quotes.

Cheapest Waggoner, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waggoner, IL car insurance rates? Every Waggoner, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waggoner, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,395 $2,398 $2,127 $2,243 $10,081 $10,518 $2,733 $2,868
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,425 $1,537 $1,180 $1,316 $4,643 $5,161 $1,497 $1,589
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $1,868 $1,777 $1,540 $1,604 $6,594 $7,413 $2,233 $2,422
State Farm $1,386 $1,386 $1,235 $1,235 $3,929 $4,989 $1,566 $1,796
Travelers $1,473 $1,556 $1,332 $1,421 $4,092 $5,108 $1,563 $1,648
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

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Minimum Car Insurance in Waggoner, IL

Every driver must carry the minimum car insurance in Waggoner, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Waggoner, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Waggoner, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waggoner, IL. Compare credit history car insurance rates in Waggoner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waggoner, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,958 $3,363 $2,841
Farmers $5,029 $4,218 $4,014
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,249 $2,022 $1,610
Nationwide $4,051 $3,258 $2,850
Progressive $3,628 $3,076 $2,840
State Farm $3,185 $1,907 $1,479
Travelers $2,784 $2,224 $1,814
USAA $3,715 $2,549 $2,100

Cheapest Waggoner, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waggoner, IL to rates for a clean record with top companies.

Annual Waggoner, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,737 $4,807 $4,687 $4,452
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,912 $2,705 $2,386 $2,171
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,628 $3,875 $2,905 $3,317
State Farm $2,005 $2,376 $2,190 $2,190
Travelers $1,814 $2,366 $2,645 $2,272
USAA $1,987 $2,856 $3,912 $2,397

Cheapest Waggoner, IL Car Insurance for Teen Drivers

Teen car insurance in Waggoner, IL can be expensive. Take a look at rates from the top car insurance companies in Waggoner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waggoner, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,493 $9,036
Farmers $10,081 $10,518
GEICO $4,847 $5,129
Liberty Mutual $4,643 $5,161
Nationwide $5,937 $7,652
Progressive $6,594 $7,413
State Farm $3,929 $4,989
Travelers $4,092 $5,108
USAA $5,363 $5,918

Cheapest Waggoner, IL Car Insurance for Seniors

Take a look at Waggoner, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waggoner, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,127 $2,127
Farmers $2,127 $2,243
GEICO $1,521 $1,797
Liberty Mutual $1,180 $1,316
Nationwide $1,906 $2,027
Progressive $1,540 $1,604
State Farm $1,235 $1,235
Travelers $1,332 $1,421
USAA $1,545 $1,524

Cheapest Waggoner, IL Car Insurance Rates After a DUI

A DUI in Waggoner, IL increases car insurance rates. Compare Waggoner, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waggoner, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,161
Farmers $4,687
GEICO $3,482
Liberty Mutual $2,386
Nationwide $4,168
Progressive $2,905
State Farm $2,190
Travelers $2,645
USAA $3,912

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Cheapest Waggoner, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waggoner, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waggoner, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,673 $3,769
Farmers $4,420 $4,420
GEICO $2,519 $2,617
Liberty Mutual $2,294 $2,294
Nationwide $3,387 $3,387
Progressive $3,181 $3,181
State Farm $2,135 $2,246
Travelers $2,186 $2,363
USAA $2,710 $2,866

The Best Cheap Car Insurance Companies in Waggoner, IL

Take a look at a side-by-side comparison of the top car insurance companies in Waggoner, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waggoner, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,721
Farmers $4,420
GEICO $2,568
Liberty Mutual $2,294
Nationwide $3,387
Progressive $3,181
State Farm $2,190
Travelers $2,274
USAA $2,788

Category Winners: Cheapest Car Insurance in Waggoner, Illinois

Find the cheapest car insurance companies in Waggoner, IL for each category right here.

Best Annual Car Insurance Rates by Company in Waggoner, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Waggoner, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waggoner car insurance rates. Find the cheapest Waggoner, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waggoner, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,601 $3,856 $3,705
Farmers $4,215 $4,320 $4,726
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,186 $2,290 $2,405
Nationwide $3,388 $3,412 $3,360
Progressive $2,944 $3,175 $3,425
State Farm $2,075 $2,194 $2,302
Travelers $2,133 $2,271 $2,419
USAA $2,603 $2,785 $2,975

What affects car insurance rates in Waggoner, Illinois?

What factors can have an impact on Waggoner, IL car insurance? There are several reasons why Waggoner car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waggoner, Illinois.

Commute Time in Waggoner

The more time you spend in your car the higher the risk of an accident. The average commute length in Waggoner, IL is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Waggoner, IL

Ready to find affordable Waggoner, Illinois car insurance today? Enter your ZIP code for fast, free Waggoner, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State