Compare Wainscott, NY Car Insurance Rates (2021)

Car insurance in Wainscott, NY averages $409 a month. Wainscott, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wainscott car insurance rates, compare quotes from the top car insurance companies in Wainscott, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wainscott, NY after a DUI are $6,704/year
  • The cheapest car insurance company in Wainscott is GEICO
  • The cheapest car insurance company in Wainscott for teen drivers is GEICO

If you need to buy Wainscott, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wainscott, NY is right here.

You’ll find Wainscott car insurance rates, the cheapest Wainscott, NY car insurance companies, and information on New York car insurance laws. You can also compare Wainscott, New York car insurance rates to Utica car insurance rates, Mount Vernon car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Wainscott, NY car insurance today? Enter your ZIP code for fast, free Wainscott car insurance quotes.

Cheapest Wainscott, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wainscott, NY car insurance rates? Every Wainscott, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wainscott, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,938 $1,865 $1,884 $1,856 $4,160 $6,138 $1,742 $1,782
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $2,642 $2,402 $2,061 $2,112 $8,798 $9,604 $3,333 $3,143
State Farm $2,928 $2,928 $2,563 $2,563 $8,468 $10,408 $3,227 $3,392
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Wainscott, NY

Every driver must carry the minimum car insurance in Wainscott, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wainscott, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wainscott, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wainscott, NY. Compare credit history car insurance rates in Wainscott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wainscott, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,347 $2,458 $2,206
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,770 $5,770 $5,770
Progressive $6,914 $3,409 $2,462
State Farm $6,433 $4,038 $3,207
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Cheapest Wainscott, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wainscott, NY to rates for a clean record with top companies.

Annual Wainscott, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,067 $2,254 $4,294 $2,067
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $4,138 $4,138 $4,604 $4,167
State Farm $4,338 $4,338 $4,781 $4,781
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Wainscott, NY Car Insurance for Teen Drivers

Teen car insurance in Wainscott, NY can be expensive. Take a look at rates from the top car insurance companies in Wainscott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wainscott, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,160 $6,138
Liberty Mutual $11,845 $17,111
Nationwide $7,951 $11,985
Progressive $8,798 $9,604
State Farm $8,468 $10,408
Travelers $8,430 $10,188
USAA $9,224 $10,935

Cheapest Wainscott, NY Car Insurance for Seniors

Take a look at Wainscott, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wainscott, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,884 $1,856
Liberty Mutual $5,633 $5,633
Nationwide $3,990 $3,990
Progressive $2,061 $2,112
State Farm $2,563 $2,563
Travelers $3,190 $3,419
USAA $2,085 $2,091

Cheapest Wainscott, NY Car Insurance Rates After a DUI

A DUI in Wainscott, NY increases car insurance rates. Compare Wainscott, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wainscott, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
GEICO $4,294
Liberty Mutual $13,289
Nationwide $9,941
Progressive $4,604
State Farm $4,781
Travelers $5,386
USAA $5,682

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Cheapest Wainscott, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wainscott, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wainscott, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,592 $2,749
Liberty Mutual $7,863 $8,332
Nationwide $5,770 $5,770
Progressive $4,262 $4,262
State Farm $4,392 $4,727
Travelers $4,958 $4,958
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Wainscott, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wainscott, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wainscott, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,671
Liberty Mutual $8,098
Nationwide $5,770
Progressive $4,262
State Farm $4,560
Travelers $4,958
USAA $4,387

Category Winners: Cheapest Car Insurance in Wainscott, New York

Find the cheapest car insurance companies in Wainscott, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wainscott, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wainscott, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wainscott car insurance rates. Find the cheapest Wainscott, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wainscott, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,492 $2,653 $2,867
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $5,355 $5,713 $6,243
Progressive $4,001 $4,227 $4,557
State Farm $4,293 $4,587 $4,799
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Wainscott, New York?

What factors can have an impact on Wainscott, NY car insurance? There are several reasons why Wainscott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wainscott, New York.

Commute Time in Wainscott

The more time you spend in your car the higher the risk of an accident. The average commute length in Wainscott, NY is 9.2 minutes according to City-Data.

Compare Car Insurance Quotes in Wainscott, NY

Ready to find affordable Wainscott, New York car insurance today? Enter your ZIP code for fast, free Wainscott, NY car insurance quotes.

Free Car Insurance Comparison

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