Compare Waka, TX Car Insurance Rates (2021)

Car insurance in Waka, TX averages $323 a month. Waka, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Waka car insurance rates, compare quotes from the top car insurance companies in Waka, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waka for teen drivers is USAA
  • The cheapest car insurance company in Waka is USAA
  • Average car insurance rates in Waka, TX are $3,872/year

If you need to buy Waka, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Waka, TX is right here.

You’ll find Waka car insurance rates, the cheapest Waka, TX car insurance companies, and information on Texas car insurance laws. You can also compare Waka, Texas car insurance rates to Corpus Christi car insurance rates, San Antonio car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Waka, TX car insurance today? Enter your ZIP code for fast, free Waka car insurance quotes.

Cheapest Waka, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waka, TX car insurance rates? Every Waka, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waka, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,669 $3,570 $3,570 $9,262 $11,278 $4,500 $4,732
American Family $3,794 $4,144 $3,213 $3,622 $8,036 $10,697 $5,087 $5,780
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,091 $2,018 $1,850 $1,890 $8,281 $9,267 $2,494 $2,565
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Waka, TX

Every driver must carry the minimum car insurance in Waka, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Waka, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waka, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waka, TX. Compare credit history car insurance rates in Waka from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waka, Texas

Insurance Company Poor Fair Good
Allstate $7,047 $5,140 $4,386
American Family $7,915 $4,677 $4,049
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $4,313 $3,695 $3,413
State Farm $3,491 $2,172 $1,730
USAA $3,624 $2,022 $1,606

Cheapest Waka, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waka, TX to rates for a clean record with top companies.

Annual Waka, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,367 $6,556 $6,805 $4,367
American Family $5,103 $6,375 $5,606 $5,103
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $3,330 $4,252 $3,891 $3,754
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Waka, TX Car Insurance for Teen Drivers

Teen car insurance in Waka, TX can be expensive. Take a look at rates from the top car insurance companies in Waka for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waka, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,262 $11,278
American Family $8,036 $10,697
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $8,281 $9,267
State Farm $4,064 $5,155
USAA $4,047 $4,518

Cheapest Waka, TX Car Insurance for Seniors

Take a look at Waka, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waka, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $3,213 $3,622
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $1,850 $1,890
State Farm $1,556 $1,556
USAA $1,497 $1,531

Cheapest Waka, TX Car Insurance Rates After a DUI

A DUI in Waka, TX increases car insurance rates. Compare Waka, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waka, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,805
American Family $5,606
GEICO $2,988
Nationwide $5,466
Progressive $3,891
State Farm $2,937
USAA $3,094

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Cheapest Waka, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waka, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waka, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,399 $5,649
American Family $5,547 $5,547
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $3,807 $3,807
State Farm $2,464 $2,464
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Waka, TX

Take a look at a side-by-side comparison of the top car insurance companies in Waka, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waka, Texas

Insurance Company Average Annual Rates
Allstate $5,524
American Family $5,547
GEICO $3,116
Nationwide $4,232
Progressive $3,807
State Farm $2,464
USAA $2,417

Category Winners: Cheapest Car Insurance in Waka, Texas

Find the cheapest car insurance companies in Waka, TX for each category right here.

Best Annual Car Insurance Rates by Company in Waka, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Waka, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waka car insurance rates. Find the cheapest Waka, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waka, Texas

Insurance Company Low Medium High
Allstate $5,431 $5,489 $5,652
American Family $5,308 $5,425 $5,907
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $3,667 $3,794 $3,960
State Farm $2,350 $2,458 $2,585
USAA $2,364 $2,412 $2,475

Compare Car Insurance Quotes in Waka, TX

Ready to find affordable Waka, Texas car insurance today? Enter your ZIP code for fast, free Waka, TX car insurance quotes.

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