Compare Wakefield, NE Car Insurance Rates (2021)

Car insurance in Wakefield, NE averages $273 a month. Wakefield, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wakefield car insurance rates, compare quotes from the top car insurance companies in Wakefield, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wakefield is American Family
  • The cheapest car insurance company in Wakefield for teen drivers is American Family
  • Average car insurance rates in Wakefield, NE after a DUI are $3,808/year

If you need to buy Wakefield, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Wakefield, NE is right here.

You’ll find Wakefield car insurance rates, the cheapest Wakefield, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Wakefield, Nebraska car insurance rates to Kearney car insurance rates, Hastings car insurance rates, and Fremont car insurance rates.

Ready to find affordable Wakefield, NE car insurance today? Enter your ZIP code for fast, free Wakefield car insurance quotes.

Cheapest Wakefield, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wakefield, NE car insurance rates? Every Wakefield, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wakefield, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,699 $1,699 $1,549 $1,549 $2,861 $4,224 $1,662 $1,800
Farmers $2,320 $2,309 $2,079 $2,190 $8,910 $9,192 $2,629 $2,753
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,160 $3,432 $2,496 $3,041 $13,311 $14,966 $3,321 $3,678
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,982 $1,920 $1,625 $1,688 $7,490 $8,454 $2,373 $2,539
State Farm $1,558 $1,558 $1,361 $1,361 $4,162 $5,317 $1,719 $1,948
USAA $1,328 $1,326 $1,208 $1,245 $4,156 $4,977 $1,718 $1,917

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Minimum Car Insurance in Wakefield, NE

Every driver must carry the minimum car insurance in Wakefield, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Wakefield, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wakefield, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wakefield, NE. Compare credit history car insurance rates in Wakefield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wakefield, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,857 $1,949 $1,585
Farmers $4,637 $3,846 $3,660
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,556 $5,161 $4,061
Nationwide $3,195 $2,538 $2,232
Progressive $4,035 $3,378 $3,114
State Farm $3,448 $2,067 $1,605
USAA $2,976 $2,015 $1,711

Cheapest Wakefield, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wakefield, NE to rates for a clean record with top companies.

Annual Wakefield, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,084 $2,268 $2,084 $2,084
Farmers $3,425 $4,390 $4,282 $4,095
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,088 $5,983 $6,494 $6,137
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $2,986 $4,366 $3,338 $3,345
State Farm $2,209 $2,537 $2,373 $2,373
USAA $1,696 $2,135 $3,185 $1,921

Cheapest Wakefield, NE Car Insurance for Teen Drivers

Teen car insurance in Wakefield, NE can be expensive. Take a look at rates from the top car insurance companies in Wakefield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wakefield, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,861 $4,224
Farmers $8,910 $9,192
GEICO $5,684 $7,440
Liberty Mutual $13,311 $14,966
Nationwide $4,248 $5,308
Progressive $7,490 $8,454
State Farm $4,162 $5,317
USAA $4,156 $4,977

Cheapest Wakefield, NE Car Insurance for Seniors

Take a look at Wakefield, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wakefield, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,549 $1,549
Farmers $2,079 $2,190
GEICO $2,692 $2,591
Liberty Mutual $2,496 $3,041
Nationwide $1,664 $1,784
Progressive $1,625 $1,688
State Farm $1,361 $1,361
USAA $1,208 $1,245

Cheapest Wakefield, NE Car Insurance Rates After a DUI

A DUI in Wakefield, NE increases car insurance rates. Compare Wakefield, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wakefield, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,084
Farmers $4,282
GEICO $4,992
Liberty Mutual $6,494
Nationwide $3,889
Progressive $3,338
State Farm $2,373
USAA $3,185

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Cheapest Wakefield, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wakefield, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wakefield, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,113 $2,148
Farmers $4,048 $4,048
GEICO $3,535 $3,646
Liberty Mutual $5,926 $5,926
Nationwide $2,655 $2,655
Progressive $3,509 $3,509
State Farm $2,313 $2,434
USAA $2,208 $2,260

The Best Cheap Car Insurance Companies in Wakefield, NE

Take a look at a side-by-side comparison of the top car insurance companies in Wakefield, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wakefield, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,130
Farmers $4,048
GEICO $3,591
Liberty Mutual $5,926
Nationwide $2,655
Progressive $3,509
State Farm $2,373
USAA $2,234

Category Winners: Cheapest Car Insurance in Wakefield, Nebraska

Find the cheapest car insurance companies in Wakefield, NE for each category right here.

Best Annual Car Insurance Rates by Company in Wakefield, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Wakefield, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wakefield car insurance rates. Find the cheapest Wakefield, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wakefield, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,113 $2,194 $2,085
Farmers $3,880 $3,991 $4,272
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,759 $5,894 $6,124
Nationwide $2,699 $2,644 $2,622
Progressive $3,349 $3,500 $3,678
State Farm $2,284 $2,369 $2,466
USAA $2,162 $2,231 $2,310

What affects car insurance rates in Wakefield, Nebraska?

What factors can have an impact on Wakefield, NE car insurance? There are several reasons why Wakefield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wakefield, Nebraska.

Commute Time in Wakefield

The more time you spend in your car the higher the risk of an accident. The average commute length in Wakefield, NE is 11.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wakefield, NE

Ready to find affordable Wakefield, Nebraska car insurance today? Enter your ZIP code for fast, free Wakefield, NE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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