Compare Wakonda, SD Car Insurance Rates (2021)

Car insurance in Wakonda, SD averages $303 a month. Wakonda, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wakonda car insurance rates, compare quotes from the top car insurance companies in Wakonda, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wakonda, SD after a DUI are $4,389/year
  • The cheapest car insurance company in Wakonda for teen drivers is State Farm
  • Average car insurance rates in Wakonda, SD are $3,634/year

If you need to buy Wakonda, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Wakonda, SD is right here.

You’ll find Wakonda car insurance rates, the cheapest Wakonda, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Wakonda, South Dakota car insurance rates to Pierre car insurance rates, Box Elder car insurance rates, and Spearfish car insurance rates.

Ready to find affordable Wakonda, SD car insurance today? Enter your ZIP code for fast, free Wakonda car insurance quotes.

Cheapest Wakonda, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wakonda, SD car insurance rates? Every Wakonda, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wakonda, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,800 $1,808 $1,586 $1,649 $7,908 $8,229 $2,001 $2,132
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,714 $4,036 $2,932 $3,564 $14,576 $16,365 $3,894 $4,327
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,947 $1,902 $1,604 $1,662 $7,458 $8,463 $2,433 $2,548
State Farm $1,344 $1,344 $1,165 $1,165 $3,397 $4,345 $1,506 $1,697

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Minimum Car Insurance in Wakonda, SD

Every driver must carry the minimum car insurance in Wakonda, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Wakonda, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wakonda, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wakonda, SD. Compare credit history car insurance rates in Wakonda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wakonda, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,833 $3,233 $3,101
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,651 $5,814 $4,562
Nationwide $3,028 $2,388 $2,096
Progressive $4,013 $3,370 $3,123
State Farm $2,903 $1,737 $1,346

Cheapest Wakonda, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wakonda, SD to rates for a clean record with top companies.

Annual Wakonda, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,896 $3,649 $3,560 $3,451
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,624 $6,994 $7,255 $6,830
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $3,013 $4,121 $3,250 $3,624
State Farm $1,863 $2,127 $1,995 $1,995

Cheapest Wakonda, SD Car Insurance for Teen Drivers

Teen car insurance in Wakonda, SD can be expensive. Take a look at rates from the top car insurance companies in Wakonda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wakonda, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,908 $8,229
GEICO $4,398 $5,174
Liberty Mutual $14,576 $16,365
Nationwide $3,909 $5,045
Progressive $7,458 $8,463
State Farm $3,397 $4,345

Cheapest Wakonda, SD Car Insurance for Seniors

Take a look at Wakonda, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wakonda, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,586 $1,649
GEICO $2,041 $1,881
Liberty Mutual $2,932 $3,564
Nationwide $1,592 $1,700
Progressive $1,604 $1,662
State Farm $1,165 $1,165

Cheapest Wakonda, SD Car Insurance Rates After a DUI

A DUI in Wakonda, SD increases car insurance rates. Compare Wakonda, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wakonda, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,560
GEICO $4,443
Liberty Mutual $7,255
Nationwide $3,581
Progressive $3,250
State Farm $1,995

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Cheapest Wakonda, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wakonda, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wakonda, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,389 $3,389
GEICO $2,631 $2,696
Liberty Mutual $6,676 $6,676
Nationwide $2,504 $2,504
Progressive $3,502 $3,502
State Farm $1,947 $2,044

The Best Cheap Car Insurance Companies in Wakonda, SD

Take a look at a side-by-side comparison of the top car insurance companies in Wakonda, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wakonda, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,389
GEICO $2,664
Liberty Mutual $6,676
Nationwide $2,504
Progressive $3,502
State Farm $1,995

Category Winners: Cheapest Car Insurance in Wakonda, South Dakota

Find the cheapest car insurance companies in Wakonda, SD for each category right here.

Best Annual Car Insurance Rates by Company in Wakonda, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Wakonda, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wakonda car insurance rates. Find the cheapest Wakonda, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wakonda, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,244 $3,353 $3,571
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,547 $6,666 $6,815
Nationwide $2,363 $2,493 $2,655
Progressive $3,383 $3,459 $3,666
State Farm $1,927 $1,996 $2,063

What affects car insurance rates in Wakonda, South Dakota?

What factors can have an impact on Wakonda, SD car insurance? There are several reasons why Wakonda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wakonda, South Dakota.

Commute Time in Wakonda

The more time you spend in your car the higher the risk of an accident. The average commute length in Wakonda, SD is 28.6 minutes according to City-Data.

Compare Car Insurance Quotes in Wakonda, SD

Ready to find affordable Wakonda, South Dakota car insurance today? Enter your ZIP code for fast, free Wakonda, SD car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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