Compare Waldo, AR Car Insurance Rates (2021)

Car insurance in Waldo, AR averages $350 a month. Waldo, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waldo car insurance rates, compare quotes from the top car insurance companies in Waldo, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waldo is USAA
  • The cheapest car insurance company in Waldo for teen drivers is USAA
  • Average car insurance rates in Waldo, AR after a DUI are $5,078/year

If you need to buy Waldo, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Waldo, AR is right here.

You’ll find Waldo car insurance rates, the cheapest Waldo, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Waldo, Arkansas car insurance rates to Pine Bluff car insurance rates, North Little Rock car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Waldo, AR car insurance today? Enter your ZIP code for fast, free Waldo car insurance quotes.

Cheapest Waldo, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waldo, AR car insurance rates? Every Waldo, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waldo, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,110 $3,157 $2,744 $2,943 $10,858 $12,945 $3,480 $3,805
Farmers $2,383 $2,381 $2,135 $2,236 $9,588 $9,954 $2,718 $2,875
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,476 $2,652 $2,356 $2,630 $9,034 $9,958 $2,688 $2,820
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,722 $2,603 $2,233 $2,324 $10,906 $12,322 $3,254 $3,507
State Farm $1,840 $1,840 $1,626 $1,626 $5,051 $6,373 $2,067 $2,364
Travelers $2,336 $2,385 $2,280 $2,293 $13,265 $21,340 $2,484 $2,905
USAA $1,421 $1,437 $1,314 $1,327 $4,446 $4,665 $1,835 $1,983

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Minimum Car Insurance in Waldo, AR

Every driver must carry the minimum car insurance in Waldo, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Waldo, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waldo, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waldo, AR. Compare credit history car insurance rates in Waldo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waldo, Arkansas

Insurance Company Poor Fair Good
Allstate $6,777 $5,169 $4,195
Farmers $4,886 $4,077 $3,888
GEICO $4,411 $3,620 $3,007
Liberty Mutual $6,252 $3,775 $2,954
Nationwide $4,545 $3,642 $3,312
Progressive $5,688 $4,808 $4,455
State Farm $4,127 $2,484 $1,934
Travelers $7,081 $5,896 $5,507
USAA $3,059 $2,081 $1,771

Cheapest Waldo, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waldo, AR to rates for a clean record with top companies.

Annual Waldo, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,476 $5,590 $6,156 $5,299
Farmers $3,632 $4,632 $4,523 $4,348
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,938 $4,795 $5,618 $3,956
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,308 $5,931 $4,523 $5,174
State Farm $2,631 $3,066 $2,848 $2,848
Travelers $5,171 $5,343 $7,786 $6,345
USAA $1,769 $2,241 $3,240 $1,964

Cheapest Waldo, AR Car Insurance for Teen Drivers

Teen car insurance in Waldo, AR can be expensive. Take a look at rates from the top car insurance companies in Waldo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waldo, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,858 $12,945
Farmers $9,588 $9,954
GEICO $6,742 $6,800
Liberty Mutual $9,034 $9,958
Nationwide $6,216 $7,979
Progressive $10,906 $12,322
State Farm $5,051 $6,373
Travelers $13,265 $21,340
USAA $4,446 $4,665

Cheapest Waldo, AR Car Insurance for Seniors

Take a look at Waldo, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waldo, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,744 $2,943
Farmers $2,135 $2,236
GEICO $2,547 $2,475
Liberty Mutual $2,356 $2,630
Nationwide $2,364 $2,513
Progressive $2,233 $2,324
State Farm $1,626 $1,626
Travelers $2,280 $2,293
USAA $1,314 $1,327

Cheapest Waldo, AR Car Insurance Rates After a DUI

A DUI in Waldo, AR increases car insurance rates. Compare Waldo, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waldo, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,156
Farmers $4,523
GEICO $5,763
Liberty Mutual $5,618
Nationwide $5,241
Progressive $4,523
State Farm $2,848
Travelers $7,786
USAA $3,240

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Cheapest Waldo, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waldo, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waldo, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,380
Farmers $4,284 $4,284
GEICO $3,661 $3,698
Liberty Mutual $4,327 $4,327
Nationwide $3,833 $3,833
Progressive $4,984 $4,984
State Farm $2,781 $2,915
Travelers $6,161 $6,161
USAA $2,237 $2,370

The Best Cheap Car Insurance Companies in Waldo, AR

Take a look at a side-by-side comparison of the top car insurance companies in Waldo, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waldo, Arkansas

Insurance Company Average Annual Rates
Allstate $5,380
Farmers $4,284
GEICO $3,679
Liberty Mutual $4,327
Nationwide $3,833
Progressive $4,984
State Farm $2,848
Travelers $6,161
USAA $2,303

Category Winners: Cheapest Car Insurance in Waldo, Arkansas

Find the cheapest car insurance companies in Waldo, AR for each category right here.

Best Annual Car Insurance Rates by Company in Waldo, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Waldo, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waldo car insurance rates. Find the cheapest Waldo, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waldo, Arkansas

Insurance Company Low Medium High
Allstate $5,259 $5,378 $5,503
Farmers $4,086 $4,242 $4,523
GEICO $3,545 $3,679 $3,815
Liberty Mutual $4,186 $4,297 $4,498
Nationwide $3,882 $3,758 $3,859
Progressive $4,596 $4,898 $5,457
State Farm $2,730 $2,845 $2,970
Travelers $5,879 $6,179 $6,426
USAA $2,214 $2,296 $2,401

What affects car insurance rates in Waldo, Arkansas?

What factors can have an impact on Waldo, AR car insurance? There are several reasons why Waldo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waldo, Arkansas.

Commute Time in Waldo

The more time you spend in your car the higher the risk of an accident. The average commute length in Waldo, AR is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Waldo, AR

Ready to find affordable Waldo, Arkansas car insurance today? Enter your ZIP code for fast, free Waldo, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State