Compare Waldo, OH Car Insurance Rates (2021)

Car insurance in Waldo, OH averages $219 a month. Waldo, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waldo car insurance rates, compare quotes from the top car insurance companies in Waldo, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Waldo for teen drivers is American Family
  • The cheapest car insurance company in Waldo is American Family
  • Average car insurance rates in Waldo, OH are $2,624/year

If you need to buy Waldo, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Waldo, OH is right here.

You’ll find Waldo car insurance rates, the cheapest Waldo, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Waldo, Ohio car insurance rates to Dayton car insurance rates, Cleveland car insurance rates, and Hamilton car insurance rates.

Ready to find affordable Waldo, OH car insurance today? Enter your ZIP code for fast, free Waldo car insurance quotes.

Cheapest Waldo, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waldo, OH car insurance rates? Every Waldo, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waldo, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,959 $1,949 $1,767 $1,888 $5,445 $6,230 $2,058 $2,197
American Family $888 $923 $799 $806 $2,546 $2,770 $1,090 $1,148
Farmers $1,725 $1,722 $1,519 $1,602 $7,671 $7,977 $1,934 $2,020
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,049 $2,059 $1,851 $1,864 $5,256 $6,767 $2,194 $2,550
Progressive $1,529 $1,446 $1,274 $1,313 $6,677 $7,520 $1,831 $1,889
State Farm $1,517 $1,517 $1,359 $1,359 $4,765 $5,985 $1,763 $2,022
Travelers $1,294 $1,315 $1,280 $1,273 $5,442 $8,547 $1,347 $1,551
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

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Minimum Car Insurance in Waldo, OH

Every driver must carry the minimum car insurance in Waldo, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Waldo, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waldo, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waldo, OH. Compare credit history car insurance rates in Waldo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waldo, Ohio

Insurance Company Poor Fair Good
Allstate $3,768 $2,747 $2,295
American Family $1,816 $1,244 $1,054
Farmers $3,701 $3,131 $2,982
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,708 $2,989 $2,525
Progressive $3,303 $2,846 $2,655
State Farm $3,614 $2,233 $1,760
Travelers $3,084 $2,681 $2,503
USAA $1,890 $1,340 $1,143

Cheapest Waldo, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waldo, OH to rates for a clean record with top companies.

Annual Waldo, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,467 $2,981 $3,505 $2,793
American Family $1,315 $1,390 $1,390 $1,390
Farmers $2,698 $3,475 $3,388 $3,523
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,467 $3,133 $3,969 $2,726
Progressive $2,534 $3,432 $2,697 $3,075
State Farm $2,309 $2,763 $2,536 $2,536
Travelers $2,036 $2,645 $3,979 $2,364
USAA $1,119 $1,500 $1,972 $1,239

Cheapest Waldo, OH Car Insurance for Teen Drivers

Teen car insurance in Waldo, OH can be expensive. Take a look at rates from the top car insurance companies in Waldo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waldo, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,445 $6,230
American Family $2,546 $2,770
Farmers $7,671 $7,977
GEICO $3,519 $3,281
Liberty Mutual $9,894 $11,176
Nationwide $5,256 $6,767
Progressive $6,677 $7,520
State Farm $4,765 $5,985
Travelers $5,442 $8,547
USAA $2,730 $3,038

Cheapest Waldo, OH Car Insurance for Seniors

Take a look at Waldo, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waldo, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,888
American Family $799 $806
Farmers $1,519 $1,602
GEICO $1,232 $1,237
Liberty Mutual $1,477 $1,795
Nationwide $1,851 $1,864
Progressive $1,274 $1,313
State Farm $1,359 $1,359
Travelers $1,280 $1,273
USAA $840 $838

Cheapest Waldo, OH Car Insurance Rates After a DUI

A DUI in Waldo, OH increases car insurance rates. Compare Waldo, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waldo, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,505
American Family $1,390
Farmers $3,388
GEICO $2,571
Liberty Mutual $4,493
Nationwide $3,969
Progressive $2,697
State Farm $2,536
Travelers $3,979
USAA $1,972

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Cheapest Waldo, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waldo, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waldo, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,936 $2,936
American Family $1,355 $1,387
Farmers $3,271 $3,271
GEICO $1,792 $1,857
Liberty Mutual $4,079 $4,079
Nationwide $3,074 $3,074
Progressive $2,935 $2,935
State Farm $2,473 $2,599
Travelers $2,756 $2,756
USAA $1,402 $1,513

The Best Cheap Car Insurance Companies in Waldo, OH

Take a look at a side-by-side comparison of the top car insurance companies in Waldo, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waldo, Ohio

Insurance Company Average Annual Rates
Allstate $2,936
American Family $1,371
Farmers $3,271
GEICO $1,824
Liberty Mutual $4,079
Nationwide $3,074
Progressive $2,935
State Farm $2,536
Travelers $2,756
USAA $1,458

Category Winners: Cheapest Car Insurance in Waldo, Ohio

Find the cheapest car insurance companies in Waldo, OH for each category right here.

Best Annual Car Insurance Rates by Company in Waldo, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Waldo, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waldo car insurance rates. Find the cheapest Waldo, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waldo, Ohio

Insurance Company Low Medium High
Allstate $2,846 $2,931 $3,033
American Family $1,355 $1,381 $1,378
Farmers $3,098 $3,222 $3,494
GEICO $1,771 $1,817 $1,886
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,400 $2,979 $2,843
Progressive $2,823 $2,910 $3,071
State Farm $2,410 $2,544 $2,653
Travelers $2,697 $2,790 $2,781
USAA $1,392 $1,456 $1,524

What affects car insurance rates in Waldo, Ohio?

What factors can have an impact on Waldo, OH car insurance? There are several reasons why Waldo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waldo, Ohio.

Commute Time in Waldo

The more time you spend in your car the higher the risk of an accident. The average commute length in Waldo, OH is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Waldo, OH

Ready to find affordable Waldo, Ohio car insurance today? Enter your ZIP code for fast, free Waldo, OH car insurance quotes.

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