Compare Waldoboro, ME Car Insurance Rates (2021)

Car insurance in Waldoboro, ME averages $219 a month. Waldoboro, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Waldoboro car insurance rates, compare quotes from the top car insurance companies in Waldoboro, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waldoboro, ME after a DUI are $3,104/year
  • The cheapest car insurance company in Waldoboro is USAA
  • Average car insurance rates in Waldoboro, ME are $2,624/year

If you need to buy Waldoboro, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Waldoboro, ME is right here.

You’ll find Waldoboro car insurance rates, the cheapest Waldoboro, ME car insurance companies, and information on Maine car insurance laws. You can also compare Waldoboro, Maine car insurance rates to Bangor car insurance rates, Auburn car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Waldoboro, ME car insurance today? Enter your ZIP code for fast, free Waldoboro car insurance quotes.

Cheapest Waldoboro, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waldoboro, ME car insurance rates? Every Waldoboro, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waldoboro, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,734 $1,780 $1,558 $1,689 $4,359 $5,867 $1,884 $2,109
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $2,946 $2,946 $2,807 $2,807 $6,229 $9,309 $2,946 $4,138
Progressive $1,929 $1,891 $1,929 $1,891 $8,067 $9,063 $2,247 $2,540
State Farm $1,357 $1,357 $1,283 $1,283 $4,367 $5,448 $1,517 $1,660
Travelers $1,145 $1,183 $1,038 $1,061 $4,605 $6,197 $1,135 $1,301
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

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Minimum Car Insurance in Waldoboro, ME

Every driver must carry the minimum car insurance in Waldoboro, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Waldoboro, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waldoboro, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waldoboro, ME. Compare credit history car insurance rates in Waldoboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waldoboro, Maine

Insurance Company Poor Fair Good
Allstate $3,293 $2,513 $2,061
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $5,939 $3,849 $3,010
Progressive $4,176 $3,582 $3,327
State Farm $3,327 $1,987 $1,538
Travelers $2,600 $2,129 $1,896
USAA $1,962 $1,349 $1,174

Cheapest Waldoboro, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waldoboro, ME to rates for a clean record with top companies.

Annual Waldoboro, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,136 $2,898 $3,037 $2,419
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,277 $3,856 $6,364 $3,567
Progressive $2,961 $5,004 $3,296 $3,519
State Farm $2,071 $2,497 $2,284 $2,284
Travelers $1,842 $2,047 $2,560 $2,384
USAA $1,136 $1,496 $2,099 $1,250

Cheapest Waldoboro, ME Car Insurance for Teen Drivers

Teen car insurance in Waldoboro, ME can be expensive. Take a look at rates from the top car insurance companies in Waldoboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waldoboro, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,359 $5,867
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,229 $9,309
Progressive $8,067 $9,063
State Farm $4,367 $5,448
Travelers $4,605 $6,197
USAA $2,919 $3,221

Cheapest Waldoboro, ME Car Insurance for Seniors

Take a look at Waldoboro, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waldoboro, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,558 $1,689
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,807 $2,807
Progressive $1,929 $1,891
State Farm $1,283 $1,283
Travelers $1,038 $1,061
USAA $882 $862

Cheapest Waldoboro, ME Car Insurance Rates After a DUI

A DUI in Waldoboro, ME increases car insurance rates. Compare Waldoboro, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waldoboro, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,037
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,364
Progressive $3,296
State Farm $2,284
Travelers $2,560
USAA $2,099

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Cheapest Waldoboro, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waldoboro, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waldoboro, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,623 $2,623
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,179 $4,353
Progressive $3,695 $3,695
State Farm $2,210 $2,359
Travelers $2,208 $2,208
USAA $1,453 $1,537

The Best Cheap Car Insurance Companies in Waldoboro, ME

Take a look at a side-by-side comparison of the top car insurance companies in Waldoboro, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waldoboro, Maine

Insurance Company Average Annual Rates
Allstate $2,623
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,266
Progressive $3,695
State Farm $2,284
Travelers $2,208
USAA $1,495

Category Winners: Cheapest Car Insurance in Waldoboro, Maine

Find the cheapest car insurance companies in Waldoboro, ME for each category right here.

Best Annual Car Insurance Rates by Company in Waldoboro, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Waldoboro, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waldoboro car insurance rates. Find the cheapest Waldoboro, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waldoboro, Maine

Insurance Company Low Medium High
Allstate $2,592 $2,593 $2,682
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,213 $4,213 $4,372
Progressive $3,618 $3,625 $3,841
State Farm $2,224 $2,260 $2,369
Travelers $2,173 $2,177 $2,275
USAA $1,466 $1,478 $1,542

What affects car insurance rates in Waldoboro, Maine?

What factors can have an impact on Waldoboro, ME car insurance? There are several reasons why Waldoboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waldoboro, Maine.

Commute Time in Waldoboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Waldoboro, ME is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Waldoboro, ME

Ready to find affordable Waldoboro, Maine car insurance today? Enter your ZIP code for fast, free Waldoboro, ME car insurance quotes.

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